Community First Bank Platinum Interest Checking

Community First Bank Platinum Interest Checking Review

Community First Bank Platinum Interest Checking is offered by Community First Bank of South Carolina, a bank founded in 1990 and based in Walhalla, SC. Community First Bank Platinum Interest Checking is available in 2 states across the USA.

Key Takeaways

• Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $1,500.
• Bill pay. Pay your bills to practically anyone in the United States through Community First Bank of South Carolina.

Community First Bank platinum interest checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card Access to a nationwide network of ATMs.	No signup bonus. Does not earn interest. Only available in 2 states. Higher than average wire transfer fees. Monthly service charge. Charges a fee on out-of-network ATM transactions.

Community First Bank platinum interest checking FAQ

Are checking accounts from Community First Bank of South Carolina federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #32838). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Community First Bank platinum interest checking offer?

Community First Bank of South Carolina does not provide interest rate information until a customer applies for a new account.

What are the account minimums for Community First Bank platinum interest checking?

Community First Bank platinum interest checking requires a minimum initial deposit of $50 to open an account.

Community First Bank Platinum Interest Checking Minimums

Description
Minimum Opening Deposit	Starting at $50
Minimum Balance to Avoid Monthly Fee	Starting at $1,500
Minimum Balance to Earn APY	$50

What fees does Community First Bank platinum interest checking charge?

This account charges a monthly service fee of up to $10.

Community First Bank Platinum Interest Checking Fees

Description
Monthly Fee	$0 - $10
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	Starting at $1.50
NSF Fee	$35
Overdraft Item Fee	$35
Returned Deposit Fee (Domestic)	$10
Stop Payment Fee	$30
Wire Transfer Fee - Domestic (Incoming)	$15
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Incoming)	$60
Wire Transfer Fee - International (Outgoing)	$60
Paper Statement Fee	$5
Online Bill Pay Fee	$0
Debit Card Replacement Fee	$10
Early Account Closure	$20

Does Community First Bank platinum interest checking charge overdraft fees?

Yes, Community First Bank platinum interest checking charges a $35 fee for every overdraft.

What features and perks does Community First Bank platinum interest checking offer?

This account includes the following features:

• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Community First Bank platinum interest checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Community First Bank platinum interest checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Community First Bank platinum interest checking?

The customer support email for Community First Bank platinum interest checking is callcenter@c1stbank.com.