Community First Bank Simply Free Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Community First Bank Simply Free Checking Review
Community First Bank Simply Free Checking is offered by Community First Bank of South Carolina, a bank founded in 1990 and based in Walhalla, SC. Community First Bank Simply Free Checking is available in 2 states across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Community First Bank Simply Free Checking does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- Bill pay. Pay your bills to practically anyone in the United States through Community First Bank of South Carolina.
Community First Bank Simply Free Checking Pros & Cons
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Community First Bank Simply Free Checking FAQ
Are checking accounts from Community First Bank of South Carolina federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #32838). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Community First Bank Simply Free Checking offer?
Community First Bank Simply Free Checking is not an interest-bearing account.
What are the account minimums for Community First Bank Simply Free Checking?
Community First Bank Simply Free Checking requires a minimum initial deposit of $50 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
What fees does Community First Bank Simply Free Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
| NSF Fee | $35 |
| Overdraft Item Fee | $35 |
| Returned Deposit Fee (Domestic) | $10 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $60 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $20 |
Does Community First Bank Simply Free Checking charge overdraft fees?
Yes, Community First Bank Simply Free Checking charges a $35 fee for every overdraft.What features and perks does Community First Bank Simply Free Checking offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Community First Bank Simply Free Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Community First Bank Simply Free Checking allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Community First Bank Simply Free Checking?
The customer support email for Community First Bank Simply Free Checking is callcenter@c1stbank.com.
Message From Community First Bank Simply Free Checking
Contact
- Headquarters
-
P.O. Box 1097
3685 Blue Ridge Blvd
Walhalla, SC 29691 USA - (864) 638-2105
- Visit Site
- Email Support
Other Services by Community First Bank of South Carolina
Other Checking Accounts by Community First Bank of South Carolina
Availability
- North Carolina
- South Carolina
Feature Breakdown
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
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