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  Community First Credit Union Local Advantage Plus Checking Account

Community First Credit Union Local Advantage Plus Checking Account

in Checking Accounts from Community First Credit Union · fdic

Unaffiliated

Community First Credit Union Local Advantage Plus Checking Account

Unaffiliated

in Checking Accounts from Community First Credit Union · Member FDIC

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Highlights
Monthly Fee Starting at $5
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) Starting at 0.10%

Community First Credit Union Local Advantage Plus Checking Account Review

Community First Credit Union Local Advantage Plus Checking Account is offered by Community First Credit Union, a credit union founded in 1959 and based in Santa Rosa, CA. Community First Credit Union Local Advantage Plus Checking Account is available in 1 state across the USA.

Key Takeaways
  • No ATM fees. Community First Credit Union Local Advantage Plus Checking Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Community First Credit Union.
Community First Credit Union Local Advantage Plus Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
Community First Credit Union Local Advantage Plus Checking Account FAQ

Are checking accounts from Community First Credit Union federally insured?

Yes, your Community First Credit Union checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Community First Credit Union Local Advantage Plus Checking Account offer?

Community First Credit Union Local Advantage Plus Checking Account offers an APY starting at 0.10% (APY stands for annual percentage yield, rates may change).

Community First Credit Union Local Advantage Plus Checking Account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.10%

What are the account minimums for Community First Credit Union Local Advantage Plus Checking Account?

Community First Credit Union Local Advantage Plus Checking Account Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Community First Credit Union Local Advantage Plus Checking Account charge?

Community First Credit Union Local Advantage Plus Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Monthly Fee Starting at $5
Online Bill Pay Fee $0

Does Community First Credit Union Local Advantage Plus Checking Account charge overdraft fees?

What features and perks does Community First Credit Union Local Advantage Plus Checking Account offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Community First Credit Union Local Advantage Plus Checking Account allows you to manage your money online or with a mobile app.

What is the customer support email for Community First Credit Union Local Advantage Plus Checking Account?

The customer support email for Community First Credit Union Local Advantage Plus Checking Account is info@comfirstcu.org.

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Message From Community First Credit Union Local Advantage Plus Checking Account

We keep monthly fees to a minimum. After all, we’re a not-for-profit financial cooperative that's here for one reason only - to do good! Our Local Advantage PLUS, cannot be found elsewhere. No other checking account lets you earn so many ways. The greatest checking account in the known universe! Local Advantage PLUS is a spending account that lets you earn, earn, earn. Visit us at any branch to open the account that's right for you!

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Monthly Fee Starting at $5
Account Features
  • No ATM Fees
  • Member FDIC
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Mobile Banking
  • Interest Bearing Account
APY (Annual Percentage Yield) Starting at 0.10%

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