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  BBVA Free Checking Account
BBVA Free Checking Account Claimed

BBVA Free Checking Account

Claimed
SuperMoney Net Recommendation Score +59  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +59, equating to 4.2 on a 5 point rating scale.

+59

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

13 users recommend
1 user is unsure
3 users don't recommend
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Highlights
Community Rating Strongly recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Number of Reviews 17

BBVA Free Checking Account Review

BBVA Free Checking Account is offered by BBVA, founded in 1964 and based in Birmingham, AL. BBVA Free Checking Account is available in 7 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, BBVA Free Checking Account does not pay interest.
BBVA Free checking Pros & Cons
Pros Cons
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 7 states.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
BBVA Free checking FAQ

Are checking accounts from BBVA federally insured?

No, your BBVA checking accounts are not insured by a federal insurance agency. This means that if BBVA were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does BBVA Free checking offer?

BBVA Free checking is not an interest-bearing account.

What are the account minimums for BBVA Free checking?

BBVA Free checking requires a minimum initial deposit of $25 to open an account.

BBVA Free Checking Account Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does BBVA Free checking charge?

This account charges a monthly service fee of $0.

BBVA Free Checking Account Fees
Description
ATM Fee: In-Network $0
Check Image Service $5
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0
NSF Fee $38
Online Bill Pay Fee $0
Overdraft Item Fee $38
Overdraft Protection Fee (per transfer) $12
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $32
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network Starting at $3

Does BBVA Free checking charge overdraft fees?

Yes, BBVA Free checking charges a $38 fee for every overdraft.

BBVA Free checking offers overdraft protection at a cost of $12 per transaction.

What features and perks does BBVA Free checking offer?

This account includes the following features:

What is the customer support email for BBVA Free checking?

The customer support email for BBVA Free checking is abuse@bbvausa.com.

How do people rate the customer service and user experience of BBVA Free checking?

Overall, BBVA Free checking is strongly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 7 states
  • Alabama
  • Arizona
  • California
  • Colorado
  • Florida
  • New Mexico
  • Texas

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Early Account Closure $0
Monthly Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Check Image Service $5
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $38
Overdraft Item Fee $38
Overdraft Protection Fee (per transfer) $12
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $25
Stop Payment Fee $32
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network Starting at $3
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Teen Checking Account
APY (Annual Percentage Yield) 0%

BBVA Free Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +59, equating to 4.2 on a 5 point rating scale.

+59

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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