BBVA Free Checking Account
in Checking Accounts from BBVA · Member FDIC
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| Community Rating | Strongly recommended |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0% |
| Number of Reviews | 14 |
BBVA Free Checking Account Review
BBVA Free Checking Account is offered by BBVA, a bank founded in 1964 and based in Birmingham, AL. BBVA Free Checking Account is available in 7 states across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, BBVA Free Checking Account does not pay interest.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No ATM fees. BBVA Free Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through BBVA.
- Hard credit pull. BBVA may require a hard pull on your credit report to open a checking account.
BBVA Free Checking Account Pros & Cons
| Pros | Cons |
|---|---|
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BBVA Free Checking Account FAQ
Are checking accounts from BBVA federally insured?
Yes, your BBVA checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19048). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BBVA Free Checking Account offer?
BBVA Free Checking Account is not an interest-bearing account.
What are the account minimums for BBVA Free Checking Account?
BBVA Free Checking Account requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $25 |
What fees does BBVA Free Checking Account charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Image Service | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 |
| NSF Fee | $38 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $38 |
| Overdraft Protection Fee (per transfer) | $12 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $3 |
What features and perks does BBVA Free Checking Account offer?
This account includes the following features:
- Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - BBVA Free Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BBVA Free Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
5 20th St S
Suite 1501
Birmingham, AL 35233 - Visit Site
Other Services by BBVA
View all checking accounts offered by BBVA
Availability
Available in 7 states
- Alabama
- Arizona
- California
- Colorado
- Florida
- New Mexico
- Texas
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | $0 |
BBVA Free Checking Account Community Reviews
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