BBVA Free Checking Account
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U.S. Bank Smartly™ Checking
10 reviews
| Community Rating | Strongly recommended |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Number of Reviews | 17 |
BBVA Free Checking Account Review
BBVA Free Checking Account is offered by BBVA savings accounts, a bank founded in 1964 and based in Birmingham, AL. BBVA Free Checking Account are available in 7 states across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, BBVA Free Checking Account does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- No ATM fees. BBVA Free Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $3 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through BBVA.
BBVA Free checking Pros & Cons
| Pros | Cons |
|---|---|
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BBVA Free checking FAQ
Are checking accounts from BBVA federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19048). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BBVA Free checking offer?
BBVA Free checking is not an interest-bearing account.
What are the account minimums for BBVA Free checking?
BBVA Free checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $0 |
What fees does BBVA Free checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $38 |
| Overdraft Item Fee | $38 |
| Overdraft Protection Fee (per transfer) | $12 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Paper Statement Fee | $0 |
| Online Bill Pay Fee | $0 |
| Check Image Service | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
Does BBVA Free checking charge overdraft fees?
Yes, BBVA Free checking charges a $38 fee for every overdraft. You can get overdraft protection at a cost of $12 per transaction.What features and perks does BBVA Free checking offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - BBVA Free checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - BBVA Free checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for BBVA Free checking?
The customer support email for BBVA Free checking is abuse@bbvausa.com.
How do people rate the customer service and user experience of BBVA Free checking?
Overall, BBVA Free checking is strongly recommended based on community reviews that rate customer service and user experience.
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Contact
- Headquarters
-
5 20th St S
Suite 1501
Birmingham, AL 35233 USA - (205) 297-1986
- Visit Site
- Email Support
Other Services by BBVA
View all checking accounts offered by BBVA
Availability
Available in 7 states
- Alabama
- Arizona
- California
- Colorado
- Florida
- New Mexico
- Texas
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $0 |
BBVA Free Checking Account Community Reviews
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