Last Updated: 01/21/2026
Crescent Bank Checking Account
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in Checking Accounts from Crescent Bank
Last Updated: 01/21/2026
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Highlights
Welcome Offer
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Cashback Rewards
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APY (Annual Percentage Yield)
Monthly Service Fee
Crescent Bank Checking Account Review
Key Takeaways
- Up to 1.40% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.40%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $999.99.
- Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$600.
- $1,000 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. Crescent Bank Checking Account does not charge fees on ATM transactions .
Crescent Bank Checking Account Pros & Cons
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Crescent Bank Checking Account FAQ
Are checking accounts from Crescent Bank federally insured?
What APY does Crescent Bank Checking Account offer?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 1.40% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What are the account minimums for Crescent Bank Checking Account?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $600 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $999.99 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Crescent Bank Checking Account charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Crescent Bank Checking Account offer?
- Mobile Banking Services - Crescent Bank Checking Account allows you to manage your money online or with a mobile app.
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