Delta Community Credit Union Personal Checking Account
in Checking Accounts from Delta Community Credit Union · Member ncua
UnaffiliatedDelta Community Credit Union Personal Checking Account
in Checking Accounts from Delta Community Credit Union · Member NCUSIF
Would you recommend Delta Community Credit Union Personal Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.01% - 0.02% |
Delta Community Credit Union Personal Checking Account Review
Delta Community Credit Union Personal Checking Account is offered by Delta Community Credit Union, a credit union founded in 1940 and based in Atlanta, GA. Delta Community Credit Union Personal Checking Account is available in 4 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.02%.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. Delta Community Credit Union Personal Checking Account does not charge fees on ATM transactions.
- Hard credit pull. Delta Community Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Delta Community Credit Union federally insured?
Yes, your Delta Community Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Delta Community Credit Union Personal Checking Account offer?
Delta Community Credit Union Personal Checking Account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.02% |
What are the account minimums for Delta Community Credit Union Personal Checking Account?
Delta Community Credit Union Personal Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
| APY Minimum Balance | $5,000 |
What fees does Delta Community Credit Union Personal Checking Account charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $3 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $20 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| ATM Fee: Out-of-Network | $0 |
What features and perks does Delta Community Credit Union Personal Checking Account offer?
This account includes the following features:
- Fraud monitoring - Delta Community Credit Union Personal Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Delta Community Credit Union Personal Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
1025 Virginia Ave
Atlanta, GA 30354 - Visit Site
Other Services by Delta Community Credit Union
Availability
- Georgia
- Kentucky
- Texas
- Utah
Feature Breakdown
| APY Minimum Balance | $5,000 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
Delta Community Credit Union Personal Checking Account Community Reviews
Would you recommend Delta Community Credit Union Personal Checking Account to your friends?
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