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  Delta Community Credit Union Checking Account
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Delta Community Credit Union Checking Account

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Delta Community Credit Union Checking Account

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Overview

Where does Delta Community Credit Union Checking Account do business?

Delta Community Credit Union Checking Account is a credit union based in Atlanta, GA. It was founded in 1940 and offers checking accounts services in 4 states across the USA.

Delta Community Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Delta Community Credit Union Checking Account were to fall into financial difficulties.

What APY does Delta Community Credit Union offer?

Delta Community Credit Union Checking Account offers an APY starting at 0.03% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.

What features and perks does Delta Community Credit Union Checking Account offer?

This account includes the following features:

  • Mobile Banking - Delta Community Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does Delta Community Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Delta Community Credit Union Checking Account charges $3 every time you request a paper statement.
  • Every returned deposit incurs in a $3 charge.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 4 states
  • Georgia
  • Kentucky
  • Texas
  • Utah

Feature Breakdown

APY Minimum Balance
$5,000
Minimum Initial Deposit
$1
No Fees
Monthly Fee
$0
ATM Fee: In-Network
$0
ATM Fee: Out-of-Network
$0
Overdraft Protection Fee (per transfer)
$0
Early Account Closure
$0
Debit Card Replacement Fee
$0
Online Bill Pay Fee
$0
Wire Transfer Fee - International (Incoming)
$0
Wire Transfer Fee - Domestic (Incoming)
$0
List of Fees
Paper Statement Fee
$3
NSF Fee
$35
Overdraft Item Fee
$35
Returned Deposit Fee (Domestic)
$15
Stop Payment Fee
$25
Check Copy
$1.50
Foreign Transaction Fee (Debit Card)
1%
Wire Transfer Fee - Domestic (Outgoing)
$20
Wire Transfer Fee - International (Outgoing)
$40
Returned Deposit Fee (International)
$20
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
Percentage
APY
0.03% - 0.05%
    0% 5%

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