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  Delta Community Credit Union Checking Account

Delta Community Credit Union Checking Account

in Checking Accounts from Delta Community Credit Union

Unaffiliated

Delta Community Credit Union Checking Account

Unaffiliated

in Checking Accounts from Delta Community Credit Union

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
Highlights
Community Rating Mostly recommended
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY 0.03% - 0.05%

Delta Community Credit Union Checking Account Review

Where is Delta Community Credit Union Checking Account available?

Delta Community Credit Union is a credit union based in Atlanta, GA. It was founded in 1940 and offers banking services in 4 states across the USA.

Is Delta Community Credit Union Checking Account insured by the FDIC?

Delta Community Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Delta Community Credit Union Checking Account were to fall into financial difficulties.

What APY does Delta Community Credit Union offer?

Delta Community Credit Union Checking Account offers an APY starting at 0.03% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.

Delta Community Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.03% - 0.05%

What are the account minimums for Delta Community Credit Union Checking Account?

Delta Community Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.

Delta Community Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1
APY Minimum Balance $5,000

What fees does Delta Community Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Delta Community Credit Union Checking Account Fees
Description
Monthly Fee $0
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $35
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $35
Early Account Closure $0
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service N/A
Check Copy $1.50
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does Delta Community Credit Union Checking Account offer?

This account includes the following features:

  • Mobile Banking Services - Delta Community Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 4 states
  • Georgia
  • Kentucky
  • Texas
  • Utah

Feature Breakdown

APY Minimum Balance $5,000
Minimum Initial Deposit $1
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Overdraft Protection Fee (per transfer) $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Paper Statement Fee $3
NSF Fee $35
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $15
Stop Payment Fee $25
Check Copy $1.50
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $40
Returned Deposit Fee (International) $20
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.03% - 0.05%

Delta Community Credit Union Checking Account Community Reviews

 
 

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