Delta Community Credit Union Checking Account
in Checking Accounts from Delta Community Credit Union
UnaffiliatedDelta Community Credit Union Checking Account
in Checking Accounts from Delta Community Credit Union
Would you recommend Delta Community Credit Union Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $0 |
| APY (Annual Percentage Yield) | 0.03% - 0.05% |
Delta Community Credit Union Checking Account Review
Delta Community Credit Union Checking Account is offered by Delta Community Credit Union, a credit union founded in 1940 and based in Atlanta, GA. Delta Community Credit Union Checking Account is available in 4 states across the USA.
Are checking accounts from Delta Community Credit Union federally insured?
Yes, your Delta Community Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Delta Community Credit Union offer?
Delta Community Credit Union Checking Account offers an APY starting at 0.03% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.03% - 0.05% |
What are the account minimums for Delta Community Credit Union Checking Account?
Delta Community Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
| APY Minimum Balance | $5,000 |
What fees does Delta Community Credit Union Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $3 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $35 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $35 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $15 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $25 |
| Check Image Service | N/A |
| Check Copy | $1.50 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
What features and perks does Delta Community Credit Union Checking Account offer?
This account includes the following features:
- Mobile Banking Services - Delta Community Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
1025 Virginia Ave
Atlanta, GA 30354 USA - (404) 715-4725
- Visit Site
Other Services by Delta Community Credit Union
Availability
- Georgia
- Kentucky
- Texas
- Utah
Feature Breakdown
| APY Minimum Balance | $5,000 |
| Minimum Initial Deposit | $1 |
Delta Community Credit Union Checking Account Community Reviews
Would you recommend Delta Community Credit Union Checking Account to your friends?
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