Delta Community Credit Union Personal Checking Account
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.00% - 0.02% (Verified 08/08/2022) |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Delta Community Credit Union Personal Checking Account Review
Delta Community Credit Union Personal Checking Account is offered by Delta Community Credit Union, founded in 1940 and based in Atlanta, GA. Delta Community Credit Union Personal Checking Account is available in 4 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.02%.
- No minimum initial deposit. There is no minimum balance required to open an account.
| Pros | Cons |
|---|---|
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Are checking accounts from Delta Community Credit Union federally insured?
No, your Delta Community Credit Union checking accounts are not insured by a federal insurance agency. This means that if Delta Community Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Delta Community Credit Union checking account offer?
Delta Community Credit Union checking account offers an APY starting at 0.00% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $5000.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.00% - 0.02% |
What are the account minimums for Delta Community Credit Union checking account?
Delta Community Credit Union checking account does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $5,000 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Delta Community Credit Union checking account charge?
This account charges a monthly service fee of $0.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $3 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $20 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| ATM Fee: Out-of-Network | Starting at $0 |
Does Delta Community Credit Union checking account charge overdraft fees?
Yes, Delta Community Credit Union checking account charges a $35 fee for every overdraft.Delta Community Credit Union checking account offers overdraft protection at a cost of $3 per transaction.
What features and perks does Delta Community Credit Union checking account offer?
This account includes the following features:
What is the customer support email for Delta Community Credit Union checking account?
The customer support email for Delta Community Credit Union checking account is accessibility@deltacommunitycu.com.
How do people rate the customer service and user experience of Delta Community Credit Union checking account?
Overall, Delta Community Credit Union checking account is mostly recommended based on community reviews that rate customer service and user experience.
Message From Delta Community Credit Union
Contact
- Headquarters
-
1025 Virginia Ave
Atlanta, GA 30354 USA - (404) 715-4725
- Visit Site
- Email Support
Other Services by Delta Community Credit Union
Availability
- Georgia
- Kentucky
- Texas
- Utah
Feature Breakdown
| Minimum Balance to Earn APY | $5,000 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Delta Community Credit Union Personal Checking Account Community Reviews
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