SuperMoney 

Delta Community Credit Union Checking Account

in Checking Accounts

Unaffiliated Visit Site

Delta Community Credit Union Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

0 users recommend
1 user is unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend Delta Community Credit Union Checking Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Where does Delta Community Credit Union Checking Account do business?

Delta Community Credit Union Checking Account is a credit union based in Atlanta, GA. It was founded in 1940 and offers checking accounts services in 4 states across the USA.

Delta Community Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Delta Community Credit Union Checking Account were to fall into financial difficulties.

What APY does Delta Community Credit Union offer?

Delta Community Credit Union Checking Account offers an APY starting at 0.03% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.

What features and perks does Delta Community Credit Union Checking Account offer?

This account includes the following features:

  • Mobile Banking - Delta Community Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does Delta Community Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Delta Community Credit Union Checking Account charges $3 every time you request a paper statement.
  • Every returned deposit incurs in a $3 charge.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 4 states
  • Georgia
  • Kentucky
  • Texas
  • Utah

Feature Breakdown

APY Minimum Balance
$5,000
Minimum Initial Deposit
$1
No Fees
Monthly Fee
$0
ATM Fee: In-Network
$0
ATM Fee: Out-of-Network
$0
Overdraft Protection Fee (per transfer)
$0
Early Account Closure
$0
Debit Card Replacement Fee
$0
Online Bill Pay Fee
$0
Wire Transfer Fee - International (Incoming)
$0
Wire Transfer Fee - Domestic (Incoming)
$0
List of Fees
Paper Statement Fee
$3
NSF Fee
$35
Overdraft Item Fee
$35
Returned Deposit Fee (Domestic)
$15
Stop Payment Fee
$25
Check Copy
$1.50
Foreign Transaction Fee (Debit Card)
1%
Wire Transfer Fee - Domestic (Outgoing)
$20
Wire Transfer Fee - International (Outgoing)
$40
Returned Deposit Fee (International)
$20
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
Percentage
APY
0.03% - 0.05%
    0% 5%

Reviews

 
 

Would you recommend Delta Community Credit Union Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts