Desert Schools FCU Checking Account
in
Checking Accounts from Desert Financial Credit Union
· Insured by NCUA
Unaffiliated
Desert Schools FCU Checking Account
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Desert Schools FCU Checking Account Review
Desert Schools FCU Checking Account is offered by Desert Financial Credit Union, a credit union founded in 1939 and based in Phoenix, AZ. Desert Schools FCU Checking Account are available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Desert Schools FCU Checking Account does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $20 to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Desert Financial Credit Union.
Desert Financial checking account Pros & Cons
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Desert Financial checking account FAQ
Are checking accounts from Desert Financial Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Desert Financial checking account offer?
Desert Financial checking account is not an interest-bearing account.
What are the account minimums for Desert Financial checking account?
Desert Financial checking account requires a minimum initial deposit of $20 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $20 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
What fees does Desert Financial checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| Foreign Transaction Fee (Debit Card) | 2% |
| NSF Fee | $35 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $5 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
Does Desert Financial checking account charge overdraft fees?
Yes, Desert Financial checking account charges a $35 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.What features and perks does Desert Financial checking account offer?
This account includes the following features:
- Fraud monitoring - Desert Financial checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Desert Financial checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Desert Financial checking account?
The customer support email for Desert Financial checking account is info.info@desertfinancial.com.
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Message From Desert Financial checking account
Contact
- Headquarters
-
148 N. 48th Street
Phoenix, AZ 85035 USA - (602) 433-7000
- Visit Site
- Email Support
Other Services by Desert Financial Credit Union
Availability
Available in 1 state
Arizona
Availabile in all of Arizona
Feature Breakdown
| Minimum Opening Deposit | Starting at $20 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
Desert Schools FCU Checking Account Community Reviews
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