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  Desert Schools Federal Credit Union Checking Account

Desert Schools Federal Credit Union Checking Account

in Checking Accounts from Desert Financial Credit Union

Unaffiliated

Desert Schools Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from Desert Financial Credit Union

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Highlights
Highlights
Monthly Fee $0 - $7
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: Out-of-Network $3
APY 0%

Desert Schools Federal Credit Union Checking Account Review

Where is Desert Schools Federal Credit Union Checking Account available?

Desert Financial Credit Union is a credit union based in Phoenix, AZ. It was founded in 1939 and offers banking services in 1 state across the USA.

Is Desert Schools Federal Credit Union Checking Account insured by the FDIC?

Desert Schools Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Desert Schools Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does Desert Financial Credit Union offer?

Desert Schools Federal Credit Union Checking Account is not an interest-bearing account.

What are the account minimums for Desert Schools Federal Credit Union Checking Account?

Desert Schools Federal Credit Union Checking Account requires a minimum initial deposit of $20 to open an account.

Desert Schools Federal Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $20
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Balance to Avoid Monthly Fee $2,500

What fees does Desert Schools Federal Credit Union Checking Account charge?

This account charges a monthly maintenance fee of up to $7.

Desert Schools Federal Credit Union Checking Account Fees
Description
Monthly Fee $0 - $7
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $35
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $35
Early Account Closure $25
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $35
Check Image Service N/A
Check Copy $2
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $60
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $10

What features and perks does Desert Schools Federal Credit Union Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Desert Schools Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Other Services by Desert Financial Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Arizona
Availabile in all of Arizona

Feature Breakdown

Minimum Initial Deposit $20
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $7
Paper Statement Fee $2
ATM Fee: Out-of-Network $3
NSF Fee $35
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $35
Early Account Closure $25
Returned Deposit Fee (Domestic) $15
Debit Card Replacement Fee $5
Stop Payment Fee $35
Check Copy $2
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $60
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $10
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member

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