Desert Schools Federal Credit Union Checking Account
in Checking Accounts from Desert Financial Credit Union · ncua
UnaffiliatedDesert Schools Federal Credit Union Checking Account
in Checking Accounts from Desert Financial Credit Union · Insured by NCUA
Would you recommend Desert Schools Federal Credit Union Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| APY (Annual Percentage Yield) | 0% |
Desert Schools Federal Credit Union Checking Account Review
Desert Schools Federal Credit Union Checking Account is offered by Desert Financial Credit Union, a credit union founded in 1939 and based in Phoenix, AZ. Desert Schools Federal Credit Union Checking Account is available in 1 state across the USA.
- 0% APY. As with most checking accounts, Desert Schools Federal Credit Union Checking Account does not pay interest.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- Small minimum initial deposit. You only need $20 to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Desert Financial Credit Union.
| Pros | Cons |
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Are checking accounts from Desert Financial Credit Union federally insured?
Yes, your Desert Financial Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Desert Financial checking account offer?
Desert Financial checking account is not an interest-bearing account.
What are the account minimums for Desert Financial checking account?
Desert Financial checking account requires a minimum initial deposit of $20 to open an account.
| Description | |
|---|---|
| APY Minimum Balance | $0 |
| Minimum Opening Deposit | Starting at $20 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Desert Financial checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| ATM Fee: Out-of-Network | $3 |
Does Desert Financial checking account charge overdraft fees?
Yes, Desert Financial checking account charges a $35 fee for every overdraft.Desert Financial checking account offers overdraft protection at a cost of $5 per transaction.
What features and perks does Desert Financial checking account offer?
This account includes the following features:
- Fraud monitoring - Desert Financial checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Desert Financial checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Desert Financial checking account?
The customer support email for Desert Financial checking account is info.info@desertfinancial.com.
How do people rate the customer service and user experience of Desert Financial checking account?
Overall, Desert Financial checking account is strongly recommended based on community reviews that rate customer service and user experience.
Message From Desert Schools Federal Credit Union Checking Account
Contact
- Headquarters
-
148 N. 48th Street
Phoenix, AZ 85035 - (602) 433-7000
- Visit Site
- Email Support
Other Services by Desert Financial Credit Union
Availability
Desert Schools Federal Credit Union Checking Account Community Reviews
Would you recommend Desert Schools Federal Credit Union Checking Account to your friends?
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