Desert Schools Federal Credit Union Checking Account
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Desert Schools Federal Credit Union Checking Account Review
Desert Schools Federal Credit Union Checking Account is offered by Desert Financial Credit Union, founded in 1939 and based in Phoenix, AZ. Desert Schools Federal Credit Union Checking Account is available in 1 state across the USA.
- 0% APY. As with most checking accounts, Desert Schools Federal Credit Union Checking Account does not pay interest.
- Small minimum initial deposit. You only need $20 to open an account.
| Pros | Cons |
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Are checking accounts from Desert Financial Credit Union federally insured?
No, your Desert Financial Credit Union checking accounts are not insured by a federal insurance agency. This means that if Desert Financial Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Desert Financial checking account offer?
Desert Financial checking account is not an interest-bearing account.
What are the account minimums for Desert Financial checking account?
Desert Financial checking account requires a minimum initial deposit of $20 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $0 |
| Minimum Opening Deposit | Starting at $20 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Desert Financial checking account charge?
This account charges a monthly service fee of $0.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| ATM Fee: Out-of-Network | Starting at $3 |
Does Desert Financial checking account charge overdraft fees?
Yes, Desert Financial checking account charges a $35 fee for every overdraft.Desert Financial checking account offers overdraft protection at a cost of $5 per transaction.
What features and perks does Desert Financial checking account offer?
This account includes the following features:
What is the customer support email for Desert Financial checking account?
The customer support email for Desert Financial checking account is info.info@desertfinancial.com.
How do people rate the customer service and user experience of Desert Financial checking account?
Overall, Desert Financial checking account is strongly recommended based on community reviews that rate customer service and user experience.
Message From Desert Financial Credit Union
Contact
- Headquarters
-
148 N. 48th Street
Phoenix, AZ 85035 USA - (602) 433-7000
- Visit Site
- Email Support
Other Services by Desert Financial Credit Union
Availability
Feature Breakdown
| Minimum Balance to Earn APY | $0 |
| Minimum Opening Deposit | Starting at $20 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Desert Schools Federal Credit Union Checking Account Community Reviews
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