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  DFCU Perks Plus Checking

DFCU Perks Plus Checking

in Checking Accounts from DFCU Financial

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DFCU Perks Plus Checking

Unaffiliated

in Checking Accounts from DFCU Financial

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Highlights
Highlights
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $1.50
APY 0.05% - 0.1%

DFCU Perks Plus Checking Review

Where is DFCU Perks Plus Checking available?

DFCU Financial is a credit union based in Dearborn, MI. It was founded in 1950 and offers banking services in 1 state across the USA.

Is DFCU Perks Plus Checking insured by the FDIC

DFCU Perks Plus Checking is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if DFCU Perks Plus Checking were to fall into financial difficulties.

What APY does DFCU Financial offer?

DFCU Perks Plus Checking offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1.

DFCU Perks Plus Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.1%

What are the account minimums for DFCU Perks Plus Checking?

DFCU Perks Plus Checking requires a minimum initial deposit of $20 to open an account.
DFCU Perks Plus Checking Account Minimums
Description Amount
Minimum Initial Deposit $20
APY Minimum Balance $1
Minimum Combined Balance to Avoid Monthly Fee $10,000

What fees does DFCU Perks Plus Checking charge?

This account charges a monthly maintenance fee of up to $10.

DFCU Perks Plus Checking Fees
Fees Amount
ATM Out-Of-Network Fee $1.50
Check Copy Fee $3
Debit Card Replacement Fee $5
Non-Sufficient Funds $32
Online Bill Pay Fee $0.50
Overdraft Item Fee $32
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (International) $32
Outgoing Domestic Bank Transfer Fee $25
Paper Statement Fee $1

What features and perks does DFCU Perks Plus Checking offer?

This account includes the following features:

  • Mobile Banking Services - DFCU Perks Plus Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   400 Town Center Dr.
    Dearborn, MI 48126
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:30pm

About DFCU Perks Plus Checking

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

APY Minimum Balance $1
Minimum Initial Deposit $20
Minimum Combined Balance to Avoid Monthly Fee $10,000
ATM Fee: In-Network $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $10
Paper Statement Fee $1
ATM Fee: Out-of-Network $1.50
NSF Fee $32
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $32
Returned Deposit Fee (Domestic) $32
Debit Card Replacement Fee $5
Online Bill Pay Fee $0.50
Stop Payment Fee $32
Check Copy $3
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Returned Deposit Fee (International) $32
Bank Account Features
  • Branch Access
  • Check Writing
  • Debit Card
  • Fraud Protection
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
APY 0.05% - 0.1%

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