
DFCU Perks Plus Checking
in Checking Accounts from DFCU Financial
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Monthly Fee | $0 - $10 |
ATM Fee: Out-of-Network | $1.50 |
Minimum Balance to Avoid Monthly Fee | N/A |
APY (Annual Percentage Yield) | 0.05% - 0.1% |
DFCU Perks Plus Checking Review
DFCU Perks Plus Checking is offered by DFCU Financial, a credit union founded in 1950 and based in Dearborn, MI. DFCU Perks Plus Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.1%, and you must keep a minimum balance of $1.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $10.
- Small minimum initial deposit. You only need $20 to open an account.
- Hard credit pull. DFCU Financial may require a hard pull on your credit report to open a checking account.
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Are checking accounts from DFCU Financial federally insured?
No, your DFCU Financial checking accounts are not insured by a federal insurance agency. This means that if DFCU Financial were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does DFCU Perks Plus Checking offer?
DFCU Perks Plus Checking offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1.
Rates | Amount |
---|---|
APY (Annualized Percentage Yield) | 0.05% - 0.1% |
What are the account minimums for DFCU Perks Plus Checking?
DFCU Perks Plus Checking requires a minimum initial deposit of $20 to open an account.
Description | Amount |
---|---|
Minimum Initial Deposit | $20 |
APY Minimum Balance | $1 |
Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
What fees does DFCU Perks Plus Checking charge?
This account charges a monthly maintenance fee of up to $10.
Description | |
---|---|
Monthly Fee | $0 - $10 |
Paper Statement Fee | $1 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | $1.50 |
NSF Fee | $32 |
Overdraft Protection Fee (per transfer) | $5 |
Overdraft Item Fee | $32 |
Early Account Closure | N/A |
Returned Deposit Fee (Domestic) | $32 |
Debit Card Replacement Fee | $5 |
Bank Teller Fee | N/A |
Check Cashing Fee | N/A |
Online Bill Pay Fee | $0.50 |
Stop Payment Fee | $32 |
Check Image Service | N/A |
Check Copy | $3 |
Foreign Transaction Fee (Debit Card) | 1% |
Wire Transfer Fee - Domestic (Outgoing) | $25 |
Wire Transfer Fee - International (Outgoing) | N/A |
Wire Transfer Fee - International (Incoming) | N/A |
Returned Deposit Fee (International) | $32 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
ATM Reimbursement Monthly Limit | N/A |
What features and perks does DFCU Perks Plus Checking offer?
This account includes the following features:
- Mobile Banking Services - DFCU Perks Plus Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
400 Town Center Dr.
Dearborn, MI 48126 - Visit Site
About DFCU Perks Plus Checking
Availability
Feature Breakdown
APY Minimum Balance | $1 |
Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
Minimum Initial Deposit | $20 |
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