DFCU Perks Plus Checking
Not enough votes for recommendation
Explore a similar product
Try this top product in Checking Accounts.
First Tech Rewards Checking®
2 reviews
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% - 0.02% (Verified 07/13/2022) |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
DFCU Perks Plus Checking Review
DFCU Perks Plus Checking is offered by DFCU Financial, a credit union founded in 1950 and based in Dearborn, MI. DFCU Perks Plus Checking are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.02%.
- Charges a monthly fee. This account charges a monthly service fee of up to $10.
- Small minimum initial deposit. You only need $20 to open an account.
DFCU checking account Pros & Cons
| Pros | Cons |
|---|---|
|
|
DFCU checking account FAQ
Are checking accounts from DFCU Financial federally insured?
No, your DFCU Financial checking accounts are not insured by a federal insurance agency. This means that if DFCU Financial were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does DFCU checking account offer?
DFCU checking account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.02% |
What are the account minimums for DFCU checking account?
DFCU checking account requires a minimum initial deposit of $20 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $20 |
| Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
| Minimum Balance to Earn APY | $0 |
What fees does DFCU checking account charge?
This account charges a monthly service fee of up to $10.
| Description | |
|---|---|
| Monthly Fee | $0 - $10 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $32 |
| Overdraft Item Fee | $32 |
| Overdraft Protection Fee (per transfer) | $5 |
| Returned Deposit Fee (Domestic) | $32 |
| Returned Deposit Fee (International) | $32 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Paper Statement Fee | $1 |
| Online Bill Pay Fee | $0.50 |
| Check Copy | $3 |
| Debit Card Replacement Fee | $5 |
Does DFCU checking account charge overdraft fees?
Yes, DFCU checking account charges a $32 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.What features and perks does DFCU checking account offer?
This account includes the following features:
- Fraud monitoring - DFCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - DFCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for DFCU checking account?
The customer support email for DFCU checking account is info@dfcufinancial.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message From DFCU checking account
Contact
- Headquarters
-
400 Town Center Dr.
Dearborn, MI 48126 USA - Visit Site
- Email Support
About DFCU Perks Plus Checking
Availability
Available in 1 state
Michigan
Availabile in all of Michigan
Feature Breakdown
| Minimum Opening Deposit | Starting at $20 |
| Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
| Minimum Balance to Earn APY | $0 |
Be the first to rate
Would you recommend DFCU Perks Plus Checking to your friends?
Other Checking Accounts
Browse Checking Accounts
- Ally Bank Interest Checking
- Aspiration Spend & Save Account
- CNB Simply Checking
- Century Bank of Massachusetts Bronze Checking Account
- Chase Bank College Checking Account
- Community 1st Bank Wisconsin Business Checking
- Emprise Bank Cash Back Checking
- Exchange Bank No Minimum Balance Checking
- First Bank First Plus Checking
- Hancock Whitney Access Checking
- National Exchange Bank Trust Personal Checking
- USAA Classic Checking Account
