DFCU Perks Plus Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% - 0.02% (Verified 07/13/2022) |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
DFCU Perks Plus Checking Review
DFCU Perks Plus Checking is offered by DFCU Financial, a credit union founded in 1950 and based in Dearborn, MI. DFCU Perks Plus Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.02%.
- Charges a monthly fee. This account charges a monthly service fee of up to $10.
- Small minimum initial deposit. You only need $20 to open an account.
| Pros | Cons |
|---|---|
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Are checking accounts from DFCU Financial federally insured?
No, your DFCU Financial checking accounts are not insured by a federal insurance agency. This means that if DFCU Financial were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does DFCU checking account offer?
DFCU checking account offers an APY starting at 0.01% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.02% |
What are the account minimums for DFCU checking account?
DFCU checking account requires a minimum initial deposit of $20 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
| Minimum Opening Deposit | Starting at $20 |
What fees does DFCU checking account charge?
This account charges a monthly service fee of up to $10.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $3 |
| Debit Card Replacement Fee | $5 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 - $10 |
| NSF Fee | $32 |
| Online Bill Pay Fee | $0.50 |
| Overdraft Item Fee | $32 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $1 |
| Returned Deposit Fee (Domestic) | $32 |
| Returned Deposit Fee (International) | $32 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
Does DFCU checking account charge overdraft fees?
Yes, DFCU checking account charges a $32 fee for every overdraft.DFCU checking account offers overdraft protection at a cost of $5 per transaction.
What features and perks does DFCU checking account offer?
This account includes the following features:
- Fraud monitoring - DFCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - DFCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for DFCU checking account?
The customer support email for DFCU checking account is info@dfcufinancial.com.
Message From DFCU Financial
Contact
- Headquarters
-
400 Town Center Dr.
Dearborn, MI 48126 USA - Visit Site
- Email Support
About DFCU Perks Plus Checking
Availability
Feature Breakdown
| Minimum Balance to Earn APY | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
| Minimum Opening Deposit | Starting at $20 |
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