DFCU Perks Plus Checking
in Checking Accounts from DFCU Financial
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| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $1.50 |
| APY (Annual Percentage Yield) | 0.05% - 0.1% |
DFCU Perks Plus Checking Review
DFCU Perks Plus Checking is offered by DFCU Financial, a credit union founded in 1950 and based in Dearborn, MI. DFCU Perks Plus Checking is available in 1 state across the USA.
Are checking accounts from DFCU Financial federally insured?
No, your DFCU Financial checking accounts are not insured by a federal insurance agency. This means that if DFCU Financial were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does DFCU Financial offer?
DFCU Perks Plus Checking offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.1% |
What are the account minimums for DFCU Perks Plus Checking?
DFCU Perks Plus Checking requires a minimum initial deposit of $20 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $20 |
| APY Minimum Balance | $1 |
| Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
What fees does DFCU Perks Plus Checking charge?
This account charges a monthly maintenance fee of up to $10.
| Description | |
|---|---|
| Monthly Fee | $0 - $10 |
| Paper Statement Fee | $1 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1.50 |
| NSF Fee | $32 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $32 |
| Early Account Closure | N/A |
| Returned Deposit Fee (Domestic) | $32 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0.50 |
| Stop Payment Fee | $32 |
| Check Image Service | N/A |
| Check Copy | $3 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Outgoing) | N/A |
| Wire Transfer Fee - International (Incoming) | N/A |
| Returned Deposit Fee (International) | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does DFCU Perks Plus Checking offer?
This account includes the following features:
- Mobile Banking Services - DFCU Perks Plus Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
400 Town Center Dr.
Dearborn, MI 48126 - Visit Site
About DFCU Perks Plus Checking
Availability
Feature Breakdown
| APY Minimum Balance | $1 |
| Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
| Minimum Initial Deposit | $20 |
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