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  Digit Direct Account
Digit Direct Account
in Checking Accounts from Digit
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Digit Direct Account

Claimed
in Checking Accounts from Digit
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
1 user is unsure
0 users don't recommend
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Highlights
Community Rating

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Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $9.99
Minimum Balance to Avoid Monthly Fee N/A

Digit Direct Account Review

Digit Direct Account is offered by Digit, founded in 2013 and based in San Francisco, CA. It is made possible by a bank partnership with MetaBank®, N.A.. Digit Direct Account is available in 51 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Digit Direct Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of $9.99.
  • No minimum initial deposit. There is no minimum balance required to open an account.
Digit Direct Pros & Cons
Pros Cons
  • Available in all 50 states.
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Digit Direct FAQ

Are checking accounts from Digit federally insured?

No, your Digit checking accounts are not insured by a federal insurance agency. This means that if Digit were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Digit Direct offer?

Digit Direct is not an interest-bearing account.

What are the account minimums for Digit Direct?

Digit Direct does not require a minimum initial deposit.

Digit Direct Account Minimums
Description
Minimum Opening Deposit $0

What fees does Digit Direct charge?

This account charges a monthly service fee of $9.99.

Digit Direct Account Fees
Description
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $9.99
Overdraft Item Fee $0
ATM Fee: Out-of-Network Starting at $2.50

Does Digit Direct charge overdraft fees?

No, Digit Direct does not charge overdraft fees.

What features and perks does Digit Direct offer?

This account includes the following features:

What is the customer support email for Digit Direct?

The customer support email for Digit Direct is help@digit.co.

How do people rate the customer service and user experience of Digit Direct?

Overall, Digit Direct is mostly recommended based on community reviews that rate customer service and user experience.

Digit Direct Account Disclosure: Direct is a deposit account established by MetaBank®, N.A., Member FDIC. Digit Visa® Debit card is issued by MetaBank, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. View Digit Direct Account's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Digit

When you open a Direct account, your money is set aside for bills, goals, and investments with every deposit. You always know how much is safe to spend. And can feel good spending it.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $0
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 0%
Overdraft Item Fee $0
Monthly Fee $9.99
ATM Fee: Out-of-Network Starting at $2.50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Member FDIC
  • Online-Only Account
APY (Annual Percentage Yield) 0%

Digit Direct Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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