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  Digit Direct Account
Digit Direct Account
in Checking Accounts from Digit · Member FDIC
Claimed

Digit Direct Account

Claimed
in Checking Accounts from Digit · Member FDIC
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

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Highlights
Community Rating

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Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $9.99
Minimum Balance to Avoid Monthly Fee N/A

Digit Direct Account Review

Digit Direct Account is offered by Digit, a nonbank financial services provider founded in 2013 and based in San Francisco, CA. It is made possible by a bank partnership with MetaBank®, N.A.. Digit Direct Account are available in 50 states (and Washington, DC).

Key Takeaways

  • 0% APY. As with most checking accounts, Digit Direct Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of $9.99.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States through Digit.

Digit Direct Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Online-only account with no access to physical branches.
  • Does not provide access to a nationwide ATM network.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

Digit Direct FAQ

Are Digit Direct Account deposits federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC) through MetaBank®, N.A.. The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Digit Direct offer?

Digit Direct is not an interest-bearing account.

What are the account minimums for Digit Direct?

Digit Direct does not require a minimum initial deposit.

Digit Direct Account Minimums
Description
Minimum Opening Deposit $0

What fees does Digit Direct charge?

This account charges a monthly service fee of $9.99.

Digit Direct Account Fees
Description
Monthly Fee $9.99
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 0%
Overdraft Item Fee $0

Does Digit Direct charge overdraft fees?

No, Digit Direct does not charge overdraft fees.

What features and perks does Digit Direct offer?

This account includes the following features:

  • Fraud monitoring - Digit Direct monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Digit Direct allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Digit Direct?

The customer support email for Digit Direct is help@digit.co.

Digit Direct Account Disclosure: Direct is a deposit account established by MetaBank®, N.A., Member FDIC. Digit Visa® Debit card is issued by MetaBank, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. View Digit Direct Account's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Digit Direct

When you open a Direct account, your money is set aside for bills, goals, and investments with every deposit. You always know how much is safe to spend. And can feel good spending it.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $0
Monthly Fee $9.99
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 0%
Overdraft Item Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Member FDIC
  • Online-Only Account
APY (Annual Percentage Yield) 0%

Digit Direct Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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