Douugh Bank Account

Douugh Bank Account Review

Douugh Bank Account is offered by Douugh USA LLC, a nonbank financial services provider founded in 2016 and based in Patchogue, NY. Douugh Bank Account is available in 50 states (and Washington, DC).

Key Takeaways

• Free membership for the first 28 days.
• 0% APY. As with most checking accounts, Douugh Bank Account does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of $4.99.
• No minimum initial deposit. There is no minimum balance required to open an account.
• No ATM fees. Douugh Bank Account does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through Douugh USA LLC.

Douugh Bank Account Pros & Cons

Douugh Bank Account FAQ

Are checking accounts from Douugh USA LLC federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Douugh Bank Account offer?

Douugh Bank Account is not an interest-bearing account.

What are the account minimums for Douugh Bank Account?

Douugh Bank Account does not require a minimum initial deposit.

What fees does Douugh Bank Account charge?

This account charges a monthly service fee of $4.99.

Does Douugh Bank Account charge overdraft fees?

What features and perks does Douugh Bank Account offer?

This account includes the following features:

• Free membership for the first 28 days.
• Fraud monitoring - Douugh Bank Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Douugh Bank Account allows you to manage your money online or with a mobile app.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Douugh Bank Account?

The customer support email for Douugh Bank Account is help@douugh.com.

How do people rate the customer service and user experience of Douugh Bank Account?

Overall, Douugh Bank Account is strongly recommended based on community reviews that rate customer service and user experience.