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  Ent Credit Union Checking Account

Ent Credit Union Checking Account

in Checking Accounts from Ent Credit Union

Unaffiliated

Ent Credit Union Checking Account

Unaffiliated

in Checking Accounts from Ent Credit Union

Net Recommendation Score +33%

SUPERMONEY NET RECOMMENDATION SCORE

+33%

-100% 0% +100%
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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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2 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0 - $5
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05% - 4.0%

Ent Credit Union Checking Account Review

Ent Credit Union Checking Account is offered by Ent Credit Union, a credit union founded in 1957 and based in Colorado Springs, CO. Ent Credit Union Checking Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 4.0%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $500.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.
  • No ATM fees. Ent Credit Union Checking Account does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Ent Credit Union.
  • Hard credit pull. Ent Credit Union may require a hard pull on your credit report to open a checking account.
Ent Credit Union Checking Account Pros & Cons
Pros Cons
  • High-interest yield.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Ent Credit Union Checking Account FAQ

Are checking accounts from Ent Credit Union federally insured?

Yes, your Ent Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Ent Credit Union Checking Account offer?

Ent Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 4.0% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

Ent Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 4.0%

What are the account minimums for Ent Credit Union Checking Account?

Ent Credit Union Checking Account does not require a minimum initial deposit.

Ent Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $500

What fees does Ent Credit Union Checking Account charge?

The good news is that this account does not have a monthly service charge.

Ent Credit Union Checking Account Fees
Description
Monthly Fee $0 - $5
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1.50
NSF Fee $25
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $25
Early Account Closure $10
Returned Deposit Fee (Domestic) $5
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $55
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Ent Credit Union Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Ent Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Ent Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Colorado
Availabile in all of Colorado

Feature Breakdown

APY Minimum Balance $500
Minimum Initial Deposit $0
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Early Account Closure $10
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Overdraft Item Fee $25
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $55
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.05% - 4.0%

Ent Credit Union Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+33%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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