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  Ent CU Checking Account
Ent CU Checking Account
in Checking Accounts from Ent Credit Union · Insured by NCUA
Unaffiliated

Ent CU Checking Account

Unaffiliated
in Checking Accounts from Ent Credit Union · Insured by NCUA
Net Recommendation Score +50  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

3 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0.00% - 0.25%
(Verified 08/08/2022)
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A

Ent CU Checking Account Review

Ent CU Checking Account is offered by Ent Credit Union, a credit union founded in 1957 and based in Colorado Springs, CO. Ent CU Checking Account is available in 1 state across the USA.

Key Takeaways

  • Bonus offer. Open a new account and you can get
  • Higher than average APY. Ent CU Checking Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $500.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Ent CU Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $1.50 for out-of-network ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Ent Credit Union.

Ent checking account Pros & Cons

Pros Cons
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.

Ent checking account FAQ

Are checking accounts from Ent Credit Union federally insured?

Yes, your Ent Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Ent checking account offer?

Ent checking account offers an APY starting at 0.00% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $500.

Ent checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.00% - 0.25%

What are the account minimums for Ent checking account?

Ent checking account does not require a minimum initial deposit.

Ent CU Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Earn APY $500

What fees does Ent checking account charge?

The good news is that this account does not have a monthly Service Charge.

Ent CU Checking Account Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.50
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $2
Online Bill Pay Fee $0
Debit Card Replacement Fee $0
Early Account Closure $10

Does Ent checking account charge overdraft fees?

Yes, Ent checking account charges a $30 fee for every overdraft.

What features and perks does Ent checking account offer?

This account includes the following features:

  • Fraud monitoring - Ent checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Ent checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Ent checking account?

The customer support email for Ent checking account is service@ent.com.

How do people rate the customer service and user experience of Ent checking account?

Overall, Ent checking account is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Ent checking account

Hassle-free, stress-free, all-free checking. No Surprise Fees! No monthly maintenance fees or minimum balance requirements. No Ent ATM Fees! Ent will never charge you an ATM fee. Earn more with checking dividends. Award-Winning Member Service! Personal service with the respect you deserve. Keep More for Free with No Strings Checking.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Ent Credit Union

Availability

  Available in 1 state
Colorado
Availabile in all of Colorado

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Earn APY $500
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.50
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $2
Online Bill Pay Fee $0
Debit Card Replacement Fee $0
Early Account Closure $10
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Proof of Residence
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
Signup Bonus Starting at $0
Signup Deposit Requirement $0
APY (Annual Percentage Yield) 0.00% - 0.25%
(Verified 08/08/2022)

Ent CU Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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