
E-Trade Bank Max Rate Checking Account
Explore a similar product
Try this top product in Checking Accounts.
Community Rating |
Rating not yet determined |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0.05% |
Monthly Fee | $0 - $15 |
Minimum Balance to Avoid Monthly Fee | Starting at $5,000 |
E-Trade Bank Max Rate Checking Account Review
E-Trade Bank Max Rate Checking Account is offered by E-Trade Bank, a financial services company founded in 1933 and based in Arlington, VA. E-Trade Bank Max Rate Checking Account are available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $5,000, have a monthly direct deposit of $200, or $50,000 combined balance accross eligible accounts.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. E-Trade Bank Max Rate Checking Account does not charge fees on ATM transactions.
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through E-Trade Bank.
etrade Bank checking account Pros & Cons
Pros | Cons |
---|---|
|
|
etrade Bank checking account FAQ
Are checking accounts from E-Trade Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does etrade Bank checking account offer?
Description | |
---|---|
APY (Annual Percentage Yield) | 0.05% |
etrade Bank checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for etrade Bank checking account?
etrade Bank checking account does not require a minimum initial deposit.
Description | |
---|---|
Minimum Opening Deposit | Starting at $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $5,000 |
Minimum Combined Balance to Avoid Monthly Fee | $50,000 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $200 |
Minimum Balance to Earn APY | $0 |
What fees does etrade Bank checking account charge?
This account charges a monthly service fee of up to $15.
Description | |
---|---|
Monthly Fee | $0 - $15 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $0 |
Foreign Transaction Fee (Debit Card) | 0% |
NSF Fee | $25 |
Overdraft Item Fee | $25 |
Overdraft Protection Fee (per transfer) | $5 |
Returned Deposit Fee (Domestic) | $25 |
Returned Deposit Fee (International) | $25 |
Stop Payment Fee | $25 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $25 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $25 |
Paper Statement Fee | $2 |
Online Bill Pay Fee | $0 |
Check Copy | $15 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $10 |
Does etrade Bank checking account charge overdraft fees?
Yes, etrade Bank checking account charges a $25 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.What features and perks does etrade Bank checking account offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees.
- Fraud monitoring - etrade Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - etrade Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for etrade Bank checking account?
The customer support email for etrade Bank checking account is cpo@etrade.com.
Message From etrade Bank checking account
Contact
- Headquarters
-
671 North Glebe Road #1000
Ballston Tower
Arlington, VA 22203 USA - (800) 387-2331
- Visit Site
- Email Support
About E-Trade Bank Max Rate Checking Account
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Opening Deposit | Starting at $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $5,000 |
Minimum Combined Balance to Avoid Monthly Fee | $50,000 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $200 |
Minimum Balance to Earn APY | $0 |
E-Trade Bank Max Rate Checking Account Community Reviews
Would you recommend E-Trade Bank Max Rate Checking Account to your friends?
- Bank of America Advantage SafeBalance Banking®
- Century Bank-Business Plus Interest
- Consumers Credit Union Rewards Checking
- Exchange 50 Plus Interest Checking Account
- Exchange Bank Exchange Club Checking Account
- Exchange Bank Exchange Solutions
- Exchange Bank Now Checking
- F&M Bank Gold Checking
- Georgia's Own CU All Access Checking
- La Capitol FCU Choice Plus Checking
- Security Service FCU Power Protected Checking
- TAB Bank Rewards Checking