Overview

Where does E-Trade Bank Checking Account do business?

E-Trade Bank Checking Account is a financial institution based in Arlington, VA. It was founded in 1933 and offers checking accounts services in 50 states (and Washington, DC).

E-Trade Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does E-Trade Bank offer?

E-Trade Bank Checking Account offers an APY starting at .05% and ranging up to .01% (APY stands for annual percentage yield, rates may change).

What features and perks does E-Trade Bank Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - E-Trade Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does E-Trade Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $15.

• Outgoing domestic bank transfers come with a $25 fee.
• Outoing international bank transfers come with a $25 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• E-Trade Bank Checking Account charges a $10 fee for an early account closure. Contact E-Trade Bank Checking Account for more details on what is considered an early closure.
• E-Trade Bank Checking Account charges $2 every time you request a paper statement.
• Every returned deposit incurs in a $2 charge.