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  E-Trade Bank Max Rate Checking Account

E-Trade Bank Max Rate Checking Account

in Checking Accounts from E-Trade Bank · fdic

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E-Trade Bank Max Rate Checking Account

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in Checking Accounts from E-Trade Bank · Member FDIC

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0 - $15
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000
APY (Annual Percentage Yield) 0.05%

E-Trade Bank Max Rate Checking Account Review

E-Trade Bank Max Rate Checking Account is offered by E-Trade Bank, a financial services company founded in 1933 and based in Arlington, VA. E-Trade Bank Max Rate Checking Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. E-Trade Bank Max Rate Checking Account has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $5,000, have a monthly direct deposit of $200, or $50,000 combined balance accross eligible accounts..
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. E-Trade Bank Max Rate Checking Account does not charge fees on ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through E-Trade Bank.
etrade Bank checking account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
etrade Bank checking account FAQ

Are checking accounts from E-Trade Bank federally insured?

Yes, your E-Trade Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does etrade Bank checking account offer?

E-Trade Bank Max Rate Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

etrade Bank checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for etrade Bank checking account?

etrade Bank checking account does not require a minimum initial deposit.

E-Trade Bank Max Rate Checking Account Minimums
Description
APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Direct Deposit to Avoid Monthly Fee $200
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000

What fees does etrade Bank checking account charge?

This account charges a monthly service fee of up to $15.

E-Trade Bank Max Rate Checking Account Fees
Description
ATM Fee: In-Network $0
Check Copy $15
Debit Card Replacement Fee $0
Early Account Closure $10
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0 - $15
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $25
ATM Fee: Out-of-Network $0

Does etrade Bank checking account charge overdraft fees?

Yes, etrade Bank checking account charges a $25 fee for every overdraft.

etrade Bank checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does etrade Bank checking account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - etrade Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - etrade Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for etrade Bank checking account?

The customer support email for etrade Bank checking account is cpo@etrade.com.

How do people rate the customer service and user experience of etrade Bank checking account?

Overall, etrade Bank checking account is mostly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From E-Trade Bank Max Rate Checking Account

E*TRADE is the pioneer of online trading for retail investors. We were born in the early ‘80s when a physicist and inventor developed a process to place a trade online for retail investors. This became the first online transaction sent to an exchange, and it paved the way for all main street investors to control their own investments online, without the need of a human broker. Today, we are a leading online financial services firm that specializes in a first-class experience for the digitally inclined investor and trader, backed by personal professional guidance. The Company also has a high-tech custody platform for advisors and the industry’s #1-rated stock plan administration platform .

This is how checking should work. You’ll never look at your checking account the same way again. No minimum opening deposit to get started. There are four easy ways to fund your account; Transfer money, wire money, transfer an account or deposit a check.

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About E-Trade Bank Max Rate Checking Account

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Direct Deposit to Avoid Monthly Fee $200
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Fee: Out-of-Network $0
Check Copy $15
Early Account Closure $10
Monthly Fee $0 - $15
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $25
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • IRAs
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.05%

E-Trade Bank Max Rate Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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