E-Trade Bank Max Rate Checking Account
in Checking Accounts from E-Trade Bank · Member fdic
UnaffiliatedE-Trade Bank Max Rate Checking Account
in Checking Accounts from E-Trade Bank · Member FDIC
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| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $15 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $5,000 |
| APY (Annual Percentage Yield) | 0.05% |
E-Trade Bank Max Rate Checking Account Review
E-Trade Bank Max Rate Checking Account is offered by E-Trade Bank, a financial services company founded in 1933 and based in Arlington, VA. E-Trade Bank Max Rate Checking Account is available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $15, but the fee is waived if you keep a minimum balance of $5,000, have a monthly direct deposit of $200, or $50,000 combined balance accross eligible accounts..
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. E-Trade Bank Max Rate Checking Account does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through E-Trade Bank.
- Hard credit pull. E-Trade Bank may require a hard pull on your credit report to open a checking account.
E-Trade Bank Max Rate Checking Account Pros & Cons
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E-Trade Bank Max Rate Checking Account FAQ
Are checking accounts from E-Trade Bank federally insured?
Yes, your E-Trade Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does E-Trade Bank Max Rate Checking Account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
E-Trade Bank Max Rate Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for E-Trade Bank Max Rate Checking Account?
E-Trade Bank Max Rate Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $50,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $200 |
| Minimum Balance to Avoid Monthly Fee | $5,000 |
What fees does E-Trade Bank Max Rate Checking Account charge?
This account charges a monthly maintenance fee of up to $15.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $15 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $10 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 - $15 |
| NSF Fee | $25 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $25 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $25 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $25 |
| ATM Fee: Out-of-Network | $0 |
What features and perks does E-Trade Bank Max Rate Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - E-Trade Bank Max Rate Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - E-Trade Bank Max Rate Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
671 North Glebe Road #1000
Ballston Tower
Arlington, VA 22203 - Visit Site
About E-Trade Bank Max Rate Checking Account
Message From E-Trade Bank
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $50,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $200 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | $5,000 |
E-Trade Bank Max Rate Checking Account Community Reviews
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