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  E-Trade Bank Max Rate Checking Account
E-Trade Bank Max Rate Checking Account
in Checking Accounts from E-Trade Bank · Member FDIC
Unaffiliated

E-Trade Bank Max Rate Checking Account

Unaffiliated
in Checking Accounts from E-Trade Bank · Member FDIC
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05%
Monthly Fee $0 - $15
Minimum Balance to Avoid Monthly Fee Starting at $5,000

E-Trade Bank Max Rate Checking Account Review

E-Trade Bank Max Rate Checking Account is offered by E-Trade Bank, a financial services company founded in 1933 and based in Arlington, VA. E-Trade Bank Max Rate Checking Account are available in 50 states (and Washington, DC).

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.05%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $5,000, have a monthly direct deposit of $200, or $50,000 combined balance accross eligible accounts.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. E-Trade Bank Max Rate Checking Account does not charge fees on ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through E-Trade Bank.

etrade Bank checking account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).

etrade Bank checking account FAQ

Are checking accounts from E-Trade Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does etrade Bank checking account offer?

E-Trade Bank Max Rate Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

etrade Bank checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for etrade Bank checking account?

etrade Bank checking account does not require a minimum initial deposit.

E-Trade Bank Max Rate Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000
Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Direct Deposit to Avoid Monthly Fee Starting at $200
Minimum Balance to Earn APY $0

What fees does etrade Bank checking account charge?

This account charges a monthly service fee of up to $15.

E-Trade Bank Max Rate Checking Account Fees
Description
Monthly Fee $0 - $15
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $25
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Copy $15
Debit Card Replacement Fee $0
Early Account Closure $10

Does etrade Bank checking account charge overdraft fees?

Yes, etrade Bank checking account charges a $25 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.

What features and perks does etrade Bank checking account offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - etrade Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - etrade Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for etrade Bank checking account?

The customer support email for etrade Bank checking account is cpo@etrade.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From etrade Bank checking account

E*TRADE is the pioneer of online trading for retail investors. We were born in the early ‘80s when a physicist and inventor developed a process to place a trade online for retail investors. This became the first online transaction sent to an exchange, and it paved the way for all main street investors to control their own investments online, without the need of a human broker. Today, we are a leading online financial services firm that specializes in a first-class experience for the digitally inclined investor and trader, backed by personal professional guidance. The Company also has a high-tech custody platform for advisors and the industry’s #1-rated stock plan administration platform .

This is how checking should work. You’ll never look at your checking account the same way again. No minimum opening deposit to get started. There are four easy ways to fund your account; Transfer money, wire money, transfer an account or deposit a check.

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About E-Trade Bank Max Rate Checking Account

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $5,000
Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Direct Deposit to Avoid Monthly Fee Starting at $200
Minimum Balance to Earn APY $0
Monthly Fee $0 - $15
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $25
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Copy $15
Debit Card Replacement Fee $0
Early Account Closure $10
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Proof of Residence
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • IRAs
  • Debit Card
  • Branch Access
  • Member FDIC
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.05%

E-Trade Bank Max Rate Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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