Exchange 50 Plus Interest Checking Account
Not enough votes for recommendation
Explore a similar product
Try this top product in Checking Accounts.
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.1% |
| Monthly Fee | $7.50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Exchange 50 Plus Interest Checking Account Review
Exchange 50 Plus Interest Checking Account is offered by Exchange Bank and Trust, a bank founded in 1856 and based in Atchison, KS. Exchange 50 Plus Interest Checking Account are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.1%.
- Charges a monthly fee. This account charges a monthly service fee of $7.50, but the fee is waived if you keep a minimum balance of $1,000.
- $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through Exchange Bank and Trust.
Exchange 50 Plus Interest Checking Account Pros & Cons
| Pros | Cons |
|---|---|
|
|
Exchange 50 Plus Interest Checking Account FAQ
Are checking accounts from Exchange Bank and Trust federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #4619). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Exchange 50 Plus Interest Checking Account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.1% |
Exchange 50 Plus Interest Checking Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for Exchange 50 Plus Interest Checking Account?
Exchange 50 Plus Interest Checking Account requires a minimum initial deposit of $1,000 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Balance to Earn APY | $0.01 |
What fees does Exchange 50 Plus Interest Checking Account charge?
This account charges a monthly service fee of $7.5.
| Description | |
|---|---|
| Monthly Fee | $7.50 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
| Returned Deposit Fee (Domestic) | $6 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $20 |
| Wire Transfer Fee - International (Outgoing) | $75 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $10 |
What features and perks does Exchange 50 Plus Interest Checking Account offer?
This account includes the following features:
- Fraud monitoring - Exchange 50 Plus Interest Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Exchange 50 Plus Interest Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Exchange 50 Plus Interest Checking Account?
The customer support email for Exchange 50 Plus Interest Checking Account is ibank@myexchangebank.com.
Message From Exchange 50 Plus Interest Checking Account
Contact
- Headquarters
-
600 Commercial Street
PO Box 189
Atchison, KS 66002 USA - (913) 367-6000
- Visit Site
- Email Support
Other Services by Exchange Bank and Trust
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Balance to Earn APY | $0.01 |
Be the first to rate
Would you recommend Exchange 50 Plus Interest Checking Account to your friends?
Other Checking Accounts
Exchange Bank and Trust Checking Accounts
- 1st Bank Trust New Orleans Checking Account
- CNB Advantage + Perks Checking
- Citizens Equity FCU Dividend Checking
- Citizens National Bank Elite Checking
- First Exchange Bank Now Account
- First Horizon Bank SmartView Checking Account
- First Midwest Bank Diamond Checking
- Flagstar Bank Simply Checking
- MUFG Union Bank Checking Account
- MembersFirst Credit Union No-Fee Checking
- PNC Virtual Wallet Student Account
- UBS Bank USA Checking Account
