Exchange 50 Plus Interest Checking Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.1% |
| Monthly Fee | $7.50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Exchange 50 Plus Interest Checking Account Review
Exchange 50 Plus Interest Checking Account is offered by Exchange Bank and Trust, founded in 1856 and based in Atchison, KS. Exchange 50 Plus Interest Checking Account is available in 1 state across the USA.
- Higher than average APY. Exchange 50 Plus Interest Checking Account has an annual percentage yield of up to 0.1%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.01.
- Charges a monthly fee. This account charges a monthly service fee of $7.50, but the fee is waived if you keep a minimum balance of $1,000.
- $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
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Are checking accounts from Exchange Bank and Trust federally insured?
No, your Exchange Bank and Trust checking accounts are not insured by a federal insurance agency. This means that if Exchange Bank and Trust were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Exchange 50 Plus Interest Checking Account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.1% |
Exchange 50 Plus Interest Checking Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for Exchange 50 Plus Interest Checking Account?
Exchange 50 Plus Interest Checking Account requires a minimum initial deposit of $1,000 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $0.01 |
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
What fees does Exchange 50 Plus Interest Checking Account charge?
This account charges a monthly service fee of $7.5.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $10 |
| Monthly Fee | $7.50 |
| Online Bill Pay Fee | $0 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $6 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $20 |
| Wire Transfer Fee - International (Outgoing) | $75 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
What features and perks does Exchange 50 Plus Interest Checking Account offer?
This account includes the following features:
What is the customer support email for Exchange 50 Plus Interest Checking Account?
The customer support email for Exchange 50 Plus Interest Checking Account is ibank@myexchangebank.com.
Message From Exchange Bank and Trust
Contact
- Headquarters
-
600 Commercial Street
PO Box 189
Atchison, KS 66002 USA - Visit Site
- Email Support
Other Services by Exchange Bank and Trust
Availability
Feature Breakdown
| Minimum Balance to Earn APY | $0.01 |
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
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