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  Exchange Bank E-Banking Checking
Exchange Bank E-Banking Checking
in Checking Accounts from Exchange Bank · Member FDIC
Unaffiliated

Exchange Bank E-Banking Checking

Unaffiliated
in Checking Accounts from Exchange Bank · Member FDIC
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Highlights
Cashback Rewards 0%
APY (Annual Percentage Yield) 0%
Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee Starting at $0

Exchange Bank E-Banking Checking Review

Exchange Bank E-Banking Checking is offered by Exchange Bank, a bank founded in 1894 and based in Omaha, NE. Exchange Bank E-Banking Checking is available in 2 states across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, Exchange Bank E-Banking Checking does not pay interest.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Exchange Bank E-Banking Checking does not charge fees on ATM transactions.

Exchange Bank E-Banking Checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • Limited number of branch locations
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.

Exchange Bank E-Banking Checking FAQ

Are checking accounts from Exchange Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #1435). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank E-Banking Checking offer?

Exchange Bank E-Banking Checking is not an interest-bearing account.

What are the account minimums for Exchange Bank E-Banking Checking?

Exchange Bank E-Banking Checking does not require a minimum initial deposit.

Exchange Bank E-Banking Checking Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0.10

What fees does Exchange Bank E-Banking Checking charge?

The good news is that this account does not have a monthly Service Charge.

Exchange Bank E-Banking Checking Fees
Description
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Copy $0
Check Cashing Fee $0

What features and perks does Exchange Bank E-Banking Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Mobile Banking Services - Exchange Bank E-Banking Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Exchange Bank E-Banking Checking?

The customer support email for Exchange Bank E-Banking Checking is mmadden@eb-us.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Exchange Bank E-Banking Checking

Exchange Bank has a wide variety of checking accounts to match any needs. We understand that each customer’s needs may be unique and try to provide an option that is viable for each and every customer. 

E-Banking Checking --- No Minimum Balance, Free Unlimited Exchange Bank ATM Usage, Bill Pay & Popmoney Payments, Online Banking, Mobile Banking & Mobile Deposit, Free ATM/Debit Card Available, Free Online E-Statements.

Availability

  Available in 2 states
  • Kansas
  • Nebraska

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0.10
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Copy $0
Check Cashing Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Proof of Residence
  • Government Issued Photo ID
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Check Images with Statement
  • Mobile Banking
  • Debit Card
  • Branch Access
  • Member FDIC
Cashback Rewards 0%
APY (Annual Percentage Yield) 0%

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