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Last Updated: 01/21/2026

Exchange Bank New Horizons Checking

in Checking Accounts from Exchange Bank of Milledgeville

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

N/A(Verified 01/21/2026)

Exchange Bank New Horizons Checking Review

The Exchange Bank New Horizons Checking is offered by Exchange Bank of Milledgeville, a bank founded in 1903 and based in Milledgeville, GA. Exchange Bank new horizons checking is available in 1 state.

Key Takeaways

$100 minimum opening deposit. This is a typical minimum initial deposit.
No ATM fees. Exchange Bank New Horizons Checking does not charge fees on ATM transactions .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Exchange Bank of Milledgeville mobile or online banking.

Exchange Bank new horizons checking Pros & Cons

Pros

Cons

Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen
No charge on incoming domestic or international wire transfers.

No signup bonus.
Does not earn interest.
Does not provide access to a nationwide ATM network.
Only available in one state.

Exchange Bank new horizons checking FAQ

Are checking accounts from Exchange Bank of Milledgeville federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #160). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank new horizons checking offer?

Exchange Bank of Milledgeville does not provide interest rate information until a customer applies for a new account.

What are the account minimums for Exchange Bank new horizons checking?

Exchange Bank new horizons checking requires a minimum initial deposit of $100.

Exchange Bank New Horizons Checking Minimums

Description

Minimum Opening Deposit

Starting at $100

Minimum Average Combined Balance to Avoid Monthly Maintenance Fee

Starting at $10,000

What fees does Exchange Bank new horizons checking charge?

Exchange Bank New Horizons Checking Fees

Description

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $0

Online Bill Pay Fee

Starting at $0

Check Copy

Wire Transfer Fee - International (Incoming)

Starting at $0

Wire Transfer Fee - US Domestic (Incoming)

Starting at $0

What features and perks does Exchange Bank new horizons checking offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Exchange Bank new horizons checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.

What is the customer support email for Exchange Bank new horizons checking?

The customer support email for Exchange Bank new horizons checking is servicing@exch.bank.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Exchange Bank new horizons checking

We have built a strong reputation as an outstanding, full-service Community Bank with an experienced staff offering expertise in every area from deposit accounts to lending solutions.
All our Checking Accounts include the convenience of Internet Banking, Mobile Banking, Online Bill Pay & E-statements. We are constantly looking at ways to make our customer’s lives easier through new technology and exceptional customer service. Our experienced Customer Service Representatives are available to spend quality time with you to be sure you select the options that best meet your financial needs. We look forward to seeing you at one of our five convenient branch locations. We want to build a relationship that lasts a lifetime. Check out our New Horizons Checking Account.

Contact

Headquarters

250 W. Hancock Street

Milledgeville, GA 31061

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

Up to $6.95

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Cashback Rewards

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Bonus Offer

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Cashback Rewards

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APY (Annual Percentage Yield)

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.