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  Exchange Bank New Horizons Checking

Exchange Bank New Horizons Checking

in Checking Accounts from Exchange Bank

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Exchange Bank New Horizons Checking

Unaffiliated

in Checking Accounts from Exchange Bank

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Highlights
Monthly Fee Starting at $0
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

Exchange Bank New Horizons Checking Review

Exchange Bank New Horizons Checking is offered by Exchange Bank, founded in 1894 and based in Omaha, NE. Exchange Bank New Horizons Checking is available in 1 state across the USA.

Key Takeaways
  • Large minimum initial deposit. You need a minimum deposit of $100 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • Free bill pay. Pay your bills to practically anyone in the United States through Exchange Bank.
  • Hard credit pull. Exchange Bank may require a hard pull on your credit report to open a checking account.
Exchange Bank New Horizons Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
Exchange Bank New Horizons Checking FAQ

Are checking accounts from Exchange Bank federally insured?

No, your Exchange Bank checking accounts are not insured by a federal insurance agency. This means that if Exchange Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Exchange Bank New Horizons Checking offer?

What are the account minimums for Exchange Bank New Horizons Checking?

Exchange Bank New Horizons Checking requires a minimum initial deposit of $100 to open an account.

Exchange Bank New Horizons Checking Account Minimums
Description Amount
Minimum Initial Deposit $100
Minimum Combined Balance to Avoid Monthly Fee $10,000

What fees does Exchange Bank New Horizons Checking charge?

Exchange Bank New Horizons Checking Fees
Description
Monthly Fee Starting at $0
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network N/A
NSF Fee N/A
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee N/A
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) N/A
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) N/A
ATM Reimbursement Monthly Limit N/A

What features and perks does Exchange Bank New Horizons Checking offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Exchange Bank New Horizons Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   8008 W. Dodge Rd.
    Omaha, NE 68114
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Exchange Bank New Horizons Checking

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View all checking accounts offered by Exchange Bank

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $10,000
Minimum Initial Deposit $100
ATM Fee: In-Network $0
Monthly Fee Starting at $0
Online Bill Pay Fee $0
Bank Account Features
  • FDIC Member
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Debit Card Lock/Unlock
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit

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SUPERMONEY NET RECOMMENDATION SCORE

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