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  Exchange Bank No Minimum Balance Checking

Exchange Bank No Minimum Balance Checking

in Checking Accounts from Exchange Bank · fdic

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Exchange Bank No Minimum Balance Checking

Unaffiliated

in Checking Accounts from Exchange Bank · Member FDIC

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Highlights
Monthly Fee N/A
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

Exchange Bank No Minimum Balance Checking Review

Exchange Bank No Minimum Balance Checking is offered by Exchange Bank, a bank founded in 1894 and based in Omaha, NE. Exchange Bank No Minimum Balance Checking is available in 2 states across the USA.

Key Takeaways
  • No ATM fees. Exchange Bank No Minimum Balance Checking does not charge fees on ATM transactions within its network but there is a fee of up to $1.50 for out-of-network ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
Exchange Bank No Minimum Balance Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.
  • Charges a fee on out-of-network ATM transactions.
Exchange Bank No Minimum Balance Checking FAQ

Are checking accounts from Exchange Bank federally insured?

Yes, your Exchange Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #1435). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank No Minimum Balance Checking offer?

Exchange Bank No Minimum Balance Checking is not an interest bearing account.

What are the account minimums for Exchange Bank No Minimum Balance Checking?

Exchange Bank No Minimum Balance Checking requires a minimum initial deposit of $50 to open an account.

Exchange Bank No Minimum Balance Checking Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $50

What fees does Exchange Bank No Minimum Balance Checking charge?

The good news is that this account does not have a monthly Service Charge.

Exchange Bank No Minimum Balance Checking Fees
Description
ATM Fee: In-Network $0
Stop Payment Fee $12
ATM Fee: Out-of-Network $1.50

Does Exchange Bank No Minimum Balance Checking charge overdraft fees?

What features and perks does Exchange Bank No Minimum Balance Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Mobile Banking Services - Exchange Bank No Minimum Balance Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Exchange Bank No Minimum Balance Checking?

The customer support email for Exchange Bank No Minimum Balance Checking is mmadden@eb-us.com.

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Message From Exchange Bank No Minimum Balance Checking

Exchange Bank has a wide variety of checking accounts to match any needs. We understand that each customer’s needs may be unique and try to provide an option that is viable for each and every customer.  No Minimum Balance Checking Account --- No Minimum Balance, Free Unlimited Exchange Bank ATM Usage, Bill Pay & Popmoney Payments, Online Banking,Mobile Banking & Mobile Deposit, Free ATM/Debit Card Available, Free Online E-Statements, 6 Free Non-Exchange Bank ATM Transactions per Statement Cycle.

Availability

  Available in 2 states
  • Kansas
  • Nebraska

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $50
ATM Fee: In-Network $0
Stop Payment Fee $12
ATM Fee: Out-of-Network $1.50
Account Features
  • No ATM Fees
  • Member FDIC
  • Branch Access
  • Automatic Transfers
  • Debit Card
  • Fraud Protection
  • Mobile Banking
  • ATM Reimbursement
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

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