Last Updated: 01/21/2026
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Strongly recommended105 Reviews
Learn MoreSponsored
Strongly recommended148 Reviews
Learn MoreSponsored
Strongly recommended42 Reviews
Learn MoreCompare All Checking Accounts
Filter & compare all your options in one place.
Highlights
Welcome Offer
N/A(Verified 09/28/2022)
Rewards
N/A
APY (Annual Percentage Yield)
N/A
Monthly Maintenance Fee
N/A(Verified 01/21/2026)
Exchange Bank No Minimum Balance Checking Review
The Exchange Bank No Minimum Balance Checking is offered by Exchange Bank, a bank founded in 1894 and based in Omaha, NE. Exchange Bank No Minimum Balance Checking is available in 2 states.
Key Takeaways
- No ATM fees. Exchange Bank No Minimum Balance Checking does not charge fees on ATM transactions within its network but there is a fee of $1.5 for out-of-network ATM transactions .
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Exchange Bank No Minimum Balance Checking Pros & Cons
| Pros | Cons |
|
|
Exchange Bank No Minimum Balance Checking FAQ
Are checking accounts from Exchange Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #1435). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Exchange Bank No Minimum Balance Checking offer?
Exchange Bank No Minimum Balance Checking is not an interest-bearing account.
What are the account minimums for Exchange Bank No Minimum Balance Checking?
Exchange Bank No Minimum Balance Checking requires a minimum initial deposit of $50.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Exchange Bank No Minimum Balance Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $1.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $12 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Exchange Bank No Minimum Balance Checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for domestic ATM fees .
- Mobile Banking Services - Exchange Bank No Minimum Balance Checking allows you to manage your money online or with a mobile app. This includes depositing checks* in your account with a mobile app on your smartphone.
What is the customer support email for Exchange Bank No Minimum Balance Checking?
The customer support email for Exchange Bank No Minimum Balance Checking is mmadden@eb-us.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Exchange Bank No Minimum Balance Checking
Hours of Operation
SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturdayClosed
Other Services by Exchange Bank
Other Checking Accounts from Exchange Bank
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
$0.01% - 0%
Disclaimer popup with additional information
Monthly Service Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
0%
APY (Annual Percentage Yield)
0%
Disclaimer popup with additional information
Monthly Service Fee
N/A
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.10% - 0.30%
Disclaimer popup with additional information
Monthly Service Fee
$0
Disclaimer popup with additional information
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Exchange Bank No Minimum Balance Checking Community Reviews
Would you recommend Exchange Bank No Minimum Balance Checking to your friends?
There are currently no reviews.
