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  Exchange Bank No Minimum Balance Checking

Exchange Bank No Minimum Balance Checking

in Checking Accounts from Exchange Bank · Member fdic

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Exchange Bank No Minimum Balance Checking

Unaffiliated

in Checking Accounts from Exchange Bank · Member FDIC

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Highlights
Monthly Fee N/A
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

Exchange Bank No Minimum Balance Checking Review

Exchange Bank No Minimum Balance Checking is offered by Exchange Bank, a bank founded in 1894 and based in Omaha, NE. Exchange Bank No Minimum Balance Checking is available in 2 states across the USA.

Key Takeaways
  • No ATM fees. Exchange Bank No Minimum Balance Checking does not charge fees on ATM transactions within its network but there is a fee of up to $1.50 for out-of-network ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Hard credit pull. Exchange Bank may require a hard pull on your credit report to open a checking account.
Exchange Bank No Minimum Balance Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Only available in 2 states.
  • Charges a fee on out-of-network ATM transactions.
Exchange Bank No Minimum Balance Checking FAQ

Are checking accounts from Exchange Bank federally insured?

Yes, your Exchange Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #1435). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank No Minimum Balance Checking offer?

Exchange Bank No Minimum Balance Checking is not an interest bearing account.

What are the account minimums for Exchange Bank No Minimum Balance Checking?

Exchange Bank No Minimum Balance Checking requires a minimum initial deposit of $50 to open an account.

Exchange Bank No Minimum Balance Checking Account Minimums
Description Amount
Minimum Opening Deposit $50

What fees does Exchange Bank No Minimum Balance Checking charge?

The good news is that this account does not have a monthly service charge.

Exchange Bank No Minimum Balance Checking Fees
Description
ATM Fee: In-Network $0
Stop Payment Fee $12
ATM Fee: Out-of-Network $1.50

What features and perks does Exchange Bank No Minimum Balance Checking offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Mobile Banking Services - Exchange Bank No Minimum Balance Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact

  • Headquarters
  •   8008 W. Dodge Rd.
    Omaha, NE 68114
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by Exchange Bank

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View all checking accounts offered by Exchange Bank

Availability

  Available in 2 states
  • Kansas
  • Nebraska

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $50
ATM Fee: In-Network $0
Stop Payment Fee $12
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Branch Access
  • Automatic Savings
  • Debit Card
  • Fraud Protection
  • Mobile Banking
  • ATM Reimbursement
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

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