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  Exchange Bank No Minimum Balance Checking

Exchange Bank No Minimum Balance Checking

in Checking Accounts from Exchange Bank

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Exchange Bank No Minimum Balance Checking

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in Checking Accounts from Exchange Bank

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Highlights
Monthly Fee N/A
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

Exchange Bank No Minimum Balance Checking Review

Exchange Bank No Minimum Balance Checking is offered by Exchange Bank, founded in 1894 and based in Omaha, NE. Exchange Bank No Minimum Balance Checking is available in 2 states across the USA.

Key Takeaways
  • $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. Exchange Bank No Minimum Balance Checking does not charge fees on ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions
  • Hard credit pull. Exchange Bank may require a hard pull on your credit report to open a checking account.
Exchange Bank No Minimum Balance Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Only available in 2 states.
  • Charges a fee on out-of-network ATM transactions.
Exchange Bank No Minimum Balance Checking FAQ

Are checking accounts from Exchange Bank federally insured?

No, your Exchange Bank checking accounts are not insured by a federal insurance agency. This means that if Exchange Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Exchange Bank No Minimum Balance Checking offer?

What are the account minimums for Exchange Bank No Minimum Balance Checking?

Exchange Bank No Minimum Balance Checking requires a minimum initial deposit of $50 to open an account.

Exchange Bank No Minimum Balance Checking Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does Exchange Bank No Minimum Balance Checking charge?

The good news is that this account does not have a monthly service charge.

Exchange Bank No Minimum Balance Checking Fees
Description
Monthly Fee N/A
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1.50
NSF Fee N/A
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee N/A
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee N/A
Stop Payment Fee $12
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) N/A
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) N/A
ATM Reimbursement Monthly Limit N/A

What features and perks does Exchange Bank No Minimum Balance Checking offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Mobile Banking Services - Exchange Bank No Minimum Balance Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   8008 W. Dodge Rd.
    Omaha, NE 68114

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Exchange Bank No Minimum Balance Checking

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Availability

  Available in 2 states
  • Kansas
  • Nebraska

Feature Breakdown

APY Minimum Balance $0
Minimum Initial Deposit $50
ATM Fee: In-Network $0
Stop Payment Fee $12
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Branch Access
  • Automatic Savings
  • Debit Card
  • Fraud Protection
  • Mobile Banking
  • ATM Reimbursement
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

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SUPERMONEY NET RECOMMENDATION SCORE

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