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  Exchange Bank No Minimum Balance Checking
Exchange Bank No Minimum Balance Checking
in Checking Accounts from Exchange Bank · Member FDIC
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Exchange Bank No Minimum Balance Checking

Unaffiliated
in Checking Accounts from Exchange Bank · Member FDIC
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2 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee N/A

Exchange Bank No Minimum Balance Checking Review

Exchange Bank No Minimum Balance Checking is offered by Exchange Bank, a bank founded in 1894 and based in Omaha, NE. Exchange Bank No Minimum Balance Checking are available in 2 states across the USA.

Key Takeaways

  • No ATM fees. Exchange Bank No Minimum Balance Checking does not charge fees on ATM transactions within its network but there is a fee of up to $1.50 for out-of-network ATM transactions.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).

Exchange Bank No Minimum Balance Checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in 2 states.
  • Charges a fee on out-of-network ATM transactions.

Exchange Bank No Minimum Balance Checking FAQ

Are checking accounts from Exchange Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #1435). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank No Minimum Balance Checking offer?

Exchange Bank No Minimum Balance Checking is not an interest bearing account.

What are the account minimums for Exchange Bank No Minimum Balance Checking?

Exchange Bank No Minimum Balance Checking requires a minimum initial deposit of $50 to open an account.

Exchange Bank No Minimum Balance Checking Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Earn APY $0

What fees does Exchange Bank No Minimum Balance Checking charge?

The good news is that this account does not have a monthly Service Charge.

Exchange Bank No Minimum Balance Checking Fees
Description
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.50
Stop Payment Fee $12

What features and perks does Exchange Bank No Minimum Balance Checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees.
  • Mobile Banking Services - Exchange Bank No Minimum Balance Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Exchange Bank No Minimum Balance Checking?

The customer support email for Exchange Bank No Minimum Balance Checking is mmadden@eb-us.com.

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Message From Exchange Bank No Minimum Balance Checking

Exchange Bank has a wide variety of checking accounts to match any needs. We understand that each customer’s needs may be unique and try to provide an option that is viable for each and every customer.  No Minimum Balance Checking Account --- No Minimum Balance, Free Unlimited Exchange Bank ATM Usage, Bill Pay & Popmoney Payments, Online Banking,Mobile Banking & Mobile Deposit, Free ATM/Debit Card Available, Free Online E-Statements, 6 Free Non-Exchange Bank ATM Transactions per Statement Cycle.

Availability

  Available in 2 states
  • Kansas
  • Nebraska

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Earn APY $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.50
Stop Payment Fee $12
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Proof of Residence
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • ATM Reimbursement
  • Mobile Banking
  • Fraud Protection
  • Debit Card
  • Automatic Transfers
  • Branch Access
  • Member FDIC

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