Exchange Bank of California Everyday Checking

Exchange Bank of California Everyday Checking Review

Exchange Bank of California Everyday Checking is offered by Exchange Bank of California, a bank founded in 1890 and based in Santa Rosa, CA. Exchange Bank of California Everyday Checking are available in 1 state across the USA.

Key Takeaways

• 0% APY. As with most checking accounts, Exchange Bank of California Everyday Checking does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of $10, but the fee is waived if you keep a minimum balance of $1,500, have a monthly direct deposit of $500, or $5,000 combined balance accross eligible accounts.
• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• Bill pay. Pay your bills to practically anyone in the United States through Exchange Bank of California.

Exchange Bank of California everyday checking Pros & Cons

Exchange Bank of California everyday checking FAQ

Are checking accounts from Exchange Bank of California federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #8468). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank of California everyday checking offer?

Exchange Bank of California everyday checking is not an interest-bearing account.

What are the account minimums for Exchange Bank of California everyday checking?

Exchange Bank of California everyday checking requires a minimum initial deposit of $100 to open an account.

What fees does Exchange Bank of California everyday checking charge?

This account charges a monthly service fee of $10.

Does Exchange Bank of California everyday checking charge overdraft fees?

What features and perks does Exchange Bank of California everyday checking offer?

This account includes the following features:

• Fraud monitoring - Exchange Bank of California everyday checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Exchange Bank of California everyday checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Exchange Bank of California everyday checking?

The customer support email for Exchange Bank of California everyday checking is info@exchangebank.com.