Exchange Bank of California Premier Plus Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.02% - 0.09% (Verified 07/20/2022) |
| Monthly Fee | $20 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Exchange Bank of California Premier Plus Checking Review
Exchange Bank of California Premier Plus Checking is offered by Exchange Bank of California, a bank founded in 1890 and based in Santa Rosa, CA. Exchange Bank of California Premier Plus Checking is available in 1 state across the USA.
- Higher than average APY. Exchange Bank of California Premier Plus Checking has an annual percentage yield of up to 0.09%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of $20.
- $500 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through Exchange Bank of California.
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Are checking accounts from Exchange Bank of California federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #8468). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Exchange Bank of California Premier Plus Checking offer?
Exchange Bank of California Premier Plus Checking offers an APY starting at 0.02% and ranging up to 0.09% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.02% - 0.09% |
What are the account minimums for Exchange Bank of California Premier Plus Checking?
Exchange Bank of California Premier Plus Checking requires a minimum initial deposit of $500 to open an account.
| Description | |
|---|---|
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $2,000 |
| Minimum Opening Deposit | Starting at $500 |
What fees does Exchange Bank of California Premier Plus Checking charge?
This account charges a monthly service fee of $20.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $0 |
| Check Image Service | $2 |
| Debit Card Replacement Fee | $0 |
| Foreign Transaction Fee (Debit Card) | 1.2% |
| Monthly Fee | $20 |
| NSF Fee | $32 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $32 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $55 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
Does Exchange Bank of California Premier Plus Checking charge overdraft fees?
Yes, Exchange Bank of California Premier Plus Checking charges a $32 fee for every overdraft.Exchange Bank of California Premier Plus Checking offers overdraft protection at a cost of $10 per transaction.
What features and perks does Exchange Bank of California Premier Plus Checking offer?
This account includes the following features:
- Fraud monitoring - Exchange Bank of California Premier Plus Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Exchange Bank of California Premier Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Exchange Bank of California Premier Plus Checking?
The customer support email for Exchange Bank of California Premier Plus Checking is info@exchangebank.com.
Message From Exchange Bank of California
Contact
- Headquarters
-
545 Fourth Street
Santa Rosa, CA 95401 USA - Visit Site
- Email Support
Other Services by Exchange Bank of California
Availability
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $2,000 |
| Minimum Opening Deposit | Starting at $500 |
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