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  Exchange Bank Prime Student Checking

Exchange Bank Prime Student Checking

in Checking Accounts from Exchange Bank of Louisiana · fdic

Unaffiliated

Exchange Bank Prime Student Checking

Unaffiliated

in Checking Accounts from Exchange Bank of Louisiana · Member FDIC

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Highlights
Monthly Fee $4
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $1,000
APY (Annual Percentage Yield) N/A

Exchange Bank Prime Student Checking Review

Exchange Bank Prime Student Checking is offered by Exchange Bank of Louisiana, a bank founded in 1892 and based in Natchitoches, LA. Exchange Bank Prime Student Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of $4, but the fee is waived if you keep a minimum balance of $1,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Exchange Bank of Louisiana.
Exchange Bank Prime Student Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • No ATM access to Exchange Bank Prime Student Checking.
  • Only available in one state.
  • Monthly service charge.
Exchange Bank Prime Student Checking FAQ

Are checking accounts from Exchange Bank of Louisiana federally insured?

Yes, your Exchange Bank of Louisiana checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #10528). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank Prime Student Checking offer?

Exchange Bank Prime Student Checking is not an interest bearing account.

What are the account minimums for Exchange Bank Prime Student Checking?

Exchange Bank Prime Student Checking requires a minimum initial deposit of $100 to open an account.

Exchange Bank Prime Student Checking Account Minimums
Description Amount
Minimum Opening Deposit $100
Minimum Balance to Avoid Monthly Service Fee $1,000

What fees does Exchange Bank Prime Student Checking charge?

This account charges a monthly service fee of $4.

Exchange Bank Prime Student Checking Fees
Description
Monthly Fee $4
Online Bill Pay Fee $0

Does Exchange Bank Prime Student Checking charge overdraft fees?

What features and perks does Exchange Bank Prime Student Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Exchange Bank Prime Student Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Exchange Bank Prime Student Checking allows you to manage your money online or with a mobile app.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Exchange Bank of Louisiana

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View all checking accounts offered by Exchange Bank of Louisiana

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee $1,000
Online Bill Pay Fee $0
Monthly Fee $4
Account Features
  • Check Writing
  • Branch Access
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement

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