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  Exchange Bank Prime Student Checking
Exchange Bank Prime Student Checking Unaffiliated

Exchange Bank Prime Student Checking

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $4
Minimum Balance to Avoid Monthly Fee Starting at $1,000

Exchange Bank Prime Student Checking Review

Exchange Bank Prime Student Checking is offered by Exchange Bank of Louisiana, a bank founded in 1892 and based in Natchitoches, LA. Exchange Bank Prime Student Checking are available in 1 state across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of $4, but the fee is waived if you keep a minimum balance of $1,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Exchange Bank of Louisiana.

Exchange Bank Prime Student Checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.

Exchange Bank Prime Student Checking FAQ

Are checking accounts from Exchange Bank of Louisiana federally insured?

Yes, your Exchange Bank of Louisiana checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #10528). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank Prime Student Checking offer?

Exchange Bank Prime Student Checking is not an interest bearing account.

What are the account minimums for Exchange Bank Prime Student Checking?

Exchange Bank Prime Student Checking requires a minimum initial deposit of $100 to open an account.

Exchange Bank Prime Student Checking Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,000

What fees does Exchange Bank Prime Student Checking charge?

This account charges a monthly service fee of $4.

Exchange Bank Prime Student Checking Fees
Description
Monthly Fee $4
Online Bill Pay Fee $0

What features and perks does Exchange Bank Prime Student Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Exchange Bank Prime Student Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Exchange Bank Prime Student Checking allows you to manage your money online or with a mobile app.

What is the customer support email for Exchange Bank Prime Student Checking?

The customer support email for Exchange Bank Prime Student Checking is loans@exchange-bank.com.

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Message From Exchange Bank Prime Student Checking

Exchange Bank is a lot more than just another bank and we can give you more reasons to consider changing banks than any other bank. Exchange offers Prime Student  Checking,  Available for full time students.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Exchange Bank of Louisiana

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View all checking accounts offered by Exchange Bank of Louisiana

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,000
Monthly Fee $4
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Writing

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