Exchange Flex Checking Account
in Checking Accounts from Exchange Bank and Trust · Member fdic
UnaffiliatedExchange Flex Checking Account
in Checking Accounts from Exchange Bank and Trust · Member FDIC
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| Monthly Fee | $4 |
| ATM Fee: Out-of-Network | $1.50 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
| APY (Annual Percentage Yield) | 0% |
Exchange Flex Checking Account Review
Exchange Flex Checking Account is offered by Exchange Bank and Trust, a bank founded in 1856 and based in Atchison, KS. Exchange Flex Checking Account is available in 1 state across the USA.
- 0% APY. As with most checking accounts, Exchange Flex Checking Account does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of $4, but the fee is waived if you keep a minimum balance of $1,000 or have a monthly direct deposit of $1,000.
- Bill pay. Pay your bills to practically anyone in the United States through Exchange Bank and Trust.
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Are checking accounts from Exchange Bank and Trust federally insured?
Yes, your Exchange Bank and Trust checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #4619). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Exchange Flex Checking Account offer?
Exchange Flex Checking Account is not an interest-bearing account.
What are the account minimums for Exchange Flex Checking Account?
Exchange Flex Checking Account requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $50 |
| Minimum Direct Deposit to Avoid Monthly Service Fee | $1,000 |
| Minimum Balance to Avoid Monthly Service Fee | $1,000 |
What fees does Exchange Flex Checking Account charge?
This account charges a monthly service fee of $4.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $0.75 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $10 |
| Monthly Fee | $4 |
| Online Bill Pay Fee | $0 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $6 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $20 |
| Wire Transfer Fee - International (Outgoing) | $75 |
| ATM Fee: Out-of-Network | $1.50 |
Does Exchange Flex Checking Account charge overdraft fees?
What features and perks does Exchange Flex Checking Account offer?
This account includes the following features:
- Fraud monitoring - Exchange Flex Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Exchange Flex Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Contact
- Headquarters
-
600 Commercial Street
PO Box 189
Atchison, KS 66002 - (913) 367-6000
- Visit Site
Other Services by Exchange Bank and Trust
Availability
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