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  Exchange State Bank Checking Account

Exchange State Bank Checking Account

in Checking Accounts from Exchange State Bank · Member FDIC

Unaffiliated

Exchange State Bank Checking Account

Unaffiliated

in Checking Accounts from Exchange State Bank · Member FDIC

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Highlights
Highlights
Monthly Fee N/A
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

Exchange State Bank Checking Account Review

Exchange State Bank Checking Account is offered by Exchange State Bank, a bank founded in 0 and based in Hills, MN. Exchange State Bank Checking Account is available in 1 state across the USA.

Key Takeaways
  • No ATM fees. Exchange State Bank Checking Account does not charge fees on ATM transactions.
  • Hard credit pull. Exchange State Bank may require a hard pull on your credit report to open a checking account.
Exchange State Bank Checking Account Pros & Cons
Pros Cons
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
Exchange State Bank Checking Account FAQ

Are checking accounts from Exchange State Bank federally insured?

Yes, your Exchange State Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange State Bank Checking Account offer?

What are the account minimums for Exchange State Bank Checking Account?

Exchange State Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $

What fees does Exchange State Bank Checking Account charge?

The good news is that this account does not have a monthly service charge.

Exchange State Bank Checking Account Fees
Description
Monthly Fee N/A
Paper Statement Fee N/A
ATM Fee: In-Network N/A
ATM Fee: Out-of-Network N/A
NSF Fee $20
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee $20
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee N/A
Stop Payment Fee $20
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $25

What features and perks does Exchange State Bank Checking Account offer?

This account includes the following features:

  • Mobile Banking Services - Exchange State Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   116 County Road 6
    Hills, MN 56138 USA
  •   Visit Site

Other Services by Exchange State Bank

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Debit Card Replacement Fee $10
NSF Fee $20
Overdraft Item Fee $20
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $25
Bank Account Features
  • No ATM Fees
  • IRAs
  • Bauer Financial A+/A Rating
  • Debit Card
  • Mobile Banking
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

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