FB&T Simple Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% (Verified 07/21/2022) |
| Monthly Fee | $0 - $4 |
| Minimum Balance to Avoid Monthly Fee | Starting at $250 |
FB&T Simple Checking Review
FB&T Simple Checking is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Simple Checking is available in 1 state across the USA.
Key Takeaways
- Higher than average APY. FB&T Simple Checking has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $4, but the fee is waived if you keep a minimum balance of $250.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through FB&T.
FB&T Simple Checking Pros & Cons
| Pros | Cons |
|---|---|
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FB&T Simple Checking FAQ
Are checking accounts from FB&T federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13946). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does FB&T Simple Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
FB&T Simple Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for FB&T Simple Checking?
FB&T Simple Checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $250 |
| Minimum Combined Balance to Avoid Monthly Fee | $500 |
What fees does FB&T Simple Checking charge?
This account charges a monthly service fee of up to $4.
| Description | |
|---|---|
| Monthly Fee | $0 - $4 |
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Paper Statement Fee | $2.50 |
| Online Bill Pay Fee | $0 |
| Check Cashing Fee | $0 |
What features and perks does FB&T Simple Checking offer?
This account includes the following features:
- Fraud monitoring - FB&T Simple Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Message From FB&T
Contact
- Headquarters
-
407 7th Street
Perry, OK 73077 USA - Visit Site
Other Services by FB&T
Availability
Feature Breakdown
| Minimum Opening Deposit | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $250 |
| Minimum Combined Balance to Avoid Monthly Fee | $500 |
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