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Last Updated: 01/21/2026

First Bank and Trust Company Checking with Perks

from First Bank & Trust Company

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Maintenance Fee

$5(Verified 01/21/2026)

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First Bank and Trust Company Checking with Perks Review

The First Bank and Trust Company Checking with Perks is offered by First Bank & Trust Company, a bank founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Checking with Perks is available in 2 states.

Key Takeaways

Charges a monthly fee. This account charges a monthly fee of $5.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank & Trust Company mobile or online banking.

First Bank and Trust Company Checking with Perks Pros & Cons

Pros

Cons

Access to physical branches.
Debit card
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest.
Only available in 2 states.
Monthly service charge .

First Bank and Trust Company Checking with Perks FAQ

Are checking accounts from First Bank & Trust Company federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust Company Checking with Perks offer?

First Bank and Trust Company Checking with Perks is not an interest-bearing account.

What are the account minimums for First Bank and Trust Company Checking with Perks?

First Bank and Trust Company Checking with Perks requires a minimum initial deposit of $50.

First Bank and Trust Company Checking with Perks Minimums

Description

Minimum Opening Deposit

Starting at $50

What fees does First Bank and Trust Company Checking with Perks charge?

This account charges a monthly maintenance fee each statement cycle of $5.

First Bank and Trust Company Checking with Perks Fees

Description

Monthly Maintenance Fee

ATM Fee: In-Network

Starting at $0

Bank Teller Fee

Check Cashing Fee

Online Bill Pay Fee

Starting at $0

What features and perks does First Bank and Trust Company Checking with Perks offer?

This account includes the following features:

Fraud monitoring - First Bank and Trust Company Checking with Perks monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank and Trust Company Checking with Perks allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Bank and Trust Company Checking with Perks?

The customer support email for First Bank and Trust Company Checking with Perks is info@firstbank.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from First Bank and Trust Company Checking with Perks

First Bank & Trust Company offers a variety of checking and savings account options that are sure to meet your unique needs. Since 1979, we've proudly offered free checking! Find the account that's right for you! Checking with Perks, Do you look for deals when you shop? If so, the Checking with Perks account is for you! Enjoy easy to use banking tools and other money saving benefits.

Contact

Headquarters

711 West Main Street

Abingdon, VA 24210

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 6:00PMSaturday8:30AM - 1:00PM

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Bonus Offer

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Cashback Rewards

N/A

APY (Annual Percentage Yield)

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Monthly Service Fee

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Bonus Offer

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Cashback Rewards

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APY (Annual Percentage Yield)

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.