Advertiser Disclosure

First Bank and Trust Company Checking with Perks

in Checking Accounts from First Bank & Trust Company · Member fdic

Unaffiliated

First Bank and Trust Company Checking with Perks

Unaffiliated

in Checking Accounts from First Bank & Trust Company · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$5
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	N/A

First Bank and Trust Company Checking with Perks Review

First Bank and Trust Company Checking with Perks is offered by First Bank & Trust Company, a bank founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Checking with Perks is available in 2 states across the USA.

Key Takeaways

Charges a monthly fee. This account charges a monthly maintenance fee of $5.
$50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Free bill pay. Pay your bills to practically anyone in the United States through First Bank & Trust Company.
Hard credit pull. First Bank & Trust Company may require a hard pull on your credit report to open a checking account.

First Bank and Trust Company Checking with Perks Pros & Cons

Pros	Cons
Access to physical branches. Free debit card Access to a nationwide network of ATMs. No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest. Only available in 2 states. Monthly service charge.

First Bank and Trust Company Checking with Perks FAQ

Are checking accounts from First Bank & Trust Company federally insured?

Yes, your First Bank & Trust Company checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust Company Checking with Perks offer?

First Bank and Trust Company Checking with Perks is not an interest bearing account.

What are the account minimums for First Bank and Trust Company Checking with Perks?

First Bank and Trust Company Checking with Perks requires a minimum initial deposit of $50 to open an account.

First Bank and Trust Company Checking with Perks Account Minimums
Description	Amount
Minimum Initial Deposit	$50

What fees does First Bank and Trust Company Checking with Perks charge?

This account charges a monthly maintenance fee of $5.

First Bank and Trust Company Checking with Perks Fees
Description
Monthly Fee	$5
Paper Statement Fee	N/A
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	N/A
NSF Fee	N/A
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	N/A
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	N/A
Bank Teller Fee	$0
Check Cashing Fee	$0
Online Bill Pay Fee	$0
Stop Payment Fee	N/A
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	N/A
Wire Transfer Fee - International (Outgoing)	N/A
Wire Transfer Fee - International (Incoming)	N/A
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	N/A
ATM Reimbursement Monthly Limit	N/A

What features and perks does First Bank and Trust Company Checking with Perks offer?

This account includes the following features:

Fraud monitoring - First Bank and Trust Company Checking with Perks monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank and Trust Company Checking with Perks allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.