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  First Bank and Trust Company Premier Checking with Perks

First Bank and Trust Company Premier Checking with Perks

in Checking Accounts from First Bank & Trust Company · Member fdic

Unaffiliated

First Bank and Trust Company Premier Checking with Perks

Unaffiliated

in Checking Accounts from First Bank & Trust Company · Member FDIC

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Highlights
Monthly Fee $0 - $5
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $2,500
APY (Annual Percentage Yield) N/A

First Bank and Trust Company Premier Checking with Perks Review

First Bank and Trust Company Premier Checking with Perks is offered by First Bank & Trust Company, a bank founded in 1979 and based in Abingdon, VA. First Bank and Trust Company Premier Checking with Perks is available in 2 states across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $5, but the fee is waived if you keep a minimum balance of $2,500.
  • Free bill pay. Pay your bills to practically anyone in the United States through First Bank & Trust Company.
  • Hard credit pull. First Bank & Trust Company may require a hard pull on your credit report to open a checking account.
First Bank and Trust Company Premier Checking with Perks Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Only available in 2 states.
  • Monthly service charge.
First Bank and Trust Company Premier Checking with Perks FAQ

Are checking accounts from First Bank & Trust Company federally insured?

Yes, your First Bank & Trust Company checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank and Trust Company Premier Checking with Perks offer?

First Bank and Trust Company Premier Checking with Perks is not an interest bearing account.

What are the account minimums for First Bank and Trust Company Premier Checking with Perks?

First Bank and Trust Company Premier Checking with Perks requires a minimum initial deposit of $50 to open an account.

First Bank and Trust Company Premier Checking with Perks Account Minimums
Description Amount
Minimum Opening Deposit $50
Minimum Balance to Avoid Monthly Fee $2,500

What fees does First Bank and Trust Company Premier Checking with Perks charge?

This account charges a monthly maintenance fee of up to $5.

First Bank and Trust Company Premier Checking with Perks Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0 - $5
Online Bill Pay Fee $0

What features and perks does First Bank and Trust Company Premier Checking with Perks offer?

This account includes the following features:

  • Fraud monitoring - First Bank and Trust Company Premier Checking with Perks monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank and Trust Company Premier Checking with Perks allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   711 West Main Street
    Abingdon, VA 24210
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 6:00pm
  • Saturday 8:30am - 1:00pm

Other Services by First Bank & Trust Company

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Availability

  Available in 2 states
  • Tennessee
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
Monthly Fee $0 - $5
Bank Account Features
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Mobile Check Deposit

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