First Bank and Trust of Texas Signature Series Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% - 0.05% |
| Monthly Fee | $0 - $9 |
| Minimum Balance to Avoid Monthly Fee | Starting at $50,000 |
First Bank and Trust of Texas Signature Series Checking Review
First Bank and Trust of Texas Signature Series Checking is offered by Heartland Financial USA Inc, founded in 1981 and based in Dubuque, IA. First Bank and Trust of Texas Signature Series Checking is available in 1 state across the USA.
- Higher than average APY. First Bank and Trust of Texas Signature Series Checking has an annual percentage yield of up to .05%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $50000.
- Charges a monthly fee. This account charges a monthly service fee of up to $9, but the fee is waived if you keep a minimum balance of $50,000.
- $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
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Are checking accounts from Heartland Financial USA Inc federally insured?
No, your Heartland Financial USA Inc checking accounts are not insured by a federal insurance agency. This means that if Heartland Financial USA Inc were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does First Bank and Trust of Texas Signature Series Checking offer?
First Bank and Trust of Texas Signature Series Checking offers an APY starting at 0% and ranging up to .05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $50000.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0% - .05% |
What are the account minimums for First Bank and Trust of Texas Signature Series Checking?
First Bank and Trust of Texas Signature Series Checking requires a minimum initial deposit of $1,000 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $50,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $100,000 |
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $50,000 |
What fees does First Bank and Trust of Texas Signature Series Checking charge?
This account charges a monthly service fee of up to $9.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Debit Card Replacement Fee | $12 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $9 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $3 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $12 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | Starting at $2.50 |
Does First Bank and Trust of Texas Signature Series Checking charge overdraft fees?
Yes, First Bank and Trust of Texas Signature Series Checking charges a $35 fee for every overdraft.First Bank and Trust of Texas Signature Series Checking offers overdraft protection at a cost of $10 per transaction.
What features and perks does First Bank and Trust of Texas Signature Series Checking offer?
This account includes the following features:
What is the customer support email for First Bank and Trust of Texas Signature Series Checking?
The customer support email for First Bank and Trust of Texas Signature Series Checking is jberg@htlf.com.
Message From Heartland Financial USA Inc
Contact
- Headquarters
-
1398 Central Avenue
Dubuque, IA 52001 USA - Visit Site
- Email Support
Other Services by Heartland Financial USA Inc
Availability
Feature Breakdown
| Minimum Balance to Earn APY | $50,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $100,000 |
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $50,000 |
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