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  First Bank First Performance Checking

First Bank First Performance Checking

in Checking Accounts from First Bank · fdic

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First Bank First Performance Checking

Unaffiliated

in Checking Accounts from First Bank · Member FDIC

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Highlights
Monthly Fee $0 - $15
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.1% - 3%

First Bank First Performance Checking Review

First Bank First Performance Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank First Performance Checking is available in 3 states across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 3%, which is much higher than the average for a checking account.
  • Charges a monthly fee. This account charges a monthly service fee of up to $15.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. First Bank First Performance Checking does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through First Bank.
First Bank first performance checking Pros & Cons
Pros Cons
  • High-interest yield.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in 3 states.
  • Monthly service charge (if minimums are not met).
First Bank first performance checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your First Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank first performance checking offer?

First Bank first performance checking offers an APY starting at 0.1% and ranging up to 3% (APY stands for annual percentage yield, rates may change).

First Bank first performance checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.1% - 3%

What are the account minimums for First Bank first performance checking?

First Bank first performance checking requires a minimum initial deposit of $100 to open an account.

First Bank First Performance Checking Minimums
Description
APY Minimum Balance $0
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Opening Deposit Starting at $100

What fees does First Bank first performance checking charge?

This account charges a monthly service fee of up to $15.

First Bank First Performance Checking Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Image Service $1
Monthly Fee $0 - $15
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $2
ATM Fee: Out-of-Network $0

Does First Bank first performance checking charge overdraft fees?

Yes, First Bank first performance checking charges a $30 fee for every overdraft.

First Bank first performance checking offers overdraft protection at a cost of $10 per transaction.

What features and perks does First Bank first performance checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - First Bank first performance checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank first performance checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message From First Bank First Performance Checking

Should your money be achieving more? Get results with this higher-than-average interest checking account. Manage easily by banking digitally. Avoid monthly fee with simple steps. You work hard for your money, right? It's time that your money started working hard for you. Not all checking accounts are over-achievers, but First Performance Checking is. With this checking account, you'll rack up interest simply by meeting a few basic monthly requirements. Your money can now work as hard as you with a higher-than-average interest rate.

Availability

  Available in 3 states
  • California
  • Illinois
  • Missouri

Feature Breakdown

APY Minimum Balance $0
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Opening Deposit Starting at $100
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
Check Image Service $1
Monthly Fee $0 - $15
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $2
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.1% - 3%

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