First Bank First Performance Checking Reviews (Jan. 2021) | Checking Accounts

Highlights
Monthly Fee	$0 - $11.95
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0.10% - 3.0%

First Bank First Performance Checking Review

First Bank First Performance Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank First Performance Checking is available in 3 states across the USA.

Key Takeaways

Very high APY. This account offers an annual percentage yield of up to 3.0%, which is much higher than the average for a checking account.
Charges a monthly fee. This account charges a monthly maintenance fee of up to $11.95.
$100 minimum deposit. This account requires a higher minimum initial deposit than most of the checking accounts we track.
No minimum initial deposit. There is no minimum balance required to open an account.
Free bill pay. Pay your bills to practically anyone in the United States through First Bank.
Hard credit pull. First Bank may require a hard pull on your credit report to open a checking account.

First Bank First Performance Checking Pros & Cons

Pros	Cons
High-interest yield. Access to physical branches. Free debit card Access to a nationwide network of ATMs. No charge on incoming domestic or international wire transfers.	No signup bonus. Only available in 3 states. Monthly service charge (if minimums are not met).

First Bank First Performance Checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your First Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank First Performance Checking offer?

First Bank First Performance Checking offers an APY starting at .10% and ranging up to 3.0% (APY stands for annual percentage yield, rates may change).

First Bank First Performance Checking Rates and Terms
Rates	Amount
APY (Annualized Percentage Yield)	.10% - 3.0%

What are the account minimums for First Bank First Performance Checking?

First Bank First Performance Checking requires a minimum initial deposit of $100 to open an account.

First Bank First Performance Checking Account Minimums
Description	Amount
Minimum Initial Deposit	$100
Minimum Direct Deposit to Avoid Monthly Fee	$250

What fees does First Bank First Performance Checking charge?

This account charges a monthly maintenance fee of up to $11.95.

First Bank First Performance Checking Fees
Description
Monthly Fee	$0 - $11.95
Paper Statement Fee	N/A
ATM Fee: In-Network	N/A
ATM Fee: Out-of-Network	N/A
NSF Fee	N/A
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	N/A
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	N/A
Bank Teller Fee	$0
Check Cashing Fee	$0
Online Bill Pay Fee	$0
Stop Payment Fee	N/A
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	N/A
Wire Transfer Fee - International (Outgoing)	N/A
Wire Transfer Fee - International (Incoming)	N/A
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	N/A
ATM Reimbursement Monthly Limit	N/A

What features and perks does First Bank First Performance Checking offer?

This account includes the following features:

Fraud monitoring - First Bank First Performance Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank First Performance Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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