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Last Updated: 01/21/2026

First Bank Thrive Checking

from First Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

.01%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Service Fee

N/A(Verified 01/21/2026)

First Bank Thrive Checking Review

The First Bank Thrive Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank Thrive Checking is available in 3 states.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only .01% .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank mobile or online banking.

First Bank Thrive Checking Pros & Cons

Pros

Cons

Interest-yielding account.
Access to physical branches.
Debit card
Access to a nationwide network of ATMs.

No signup bonus.
Only available in 3 states.

First Bank Thrive Checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank Thrive Checking offer?

First Bank Thrive Checking Rates & Terms

Description

APY (Annual Percentage Yield)

0.01%

First Bank Thrive Checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Bank Thrive Checking?

First Bank Thrive Checking requires a minimum initial deposit of $25.

First Bank Thrive Checking Minimums

Description

Minimum Opening Deposit

Starting at $25

What fees does First Bank Thrive Checking charge?

First Bank Thrive Checking Fees

Description

Bank Teller Fee

Check Cashing Fee

Online Bill Pay Fee

Starting at $0

What features and perks does First Bank Thrive Checking offer?

This account includes the following features:

Fraud monitoring - First Bank Thrive Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank Thrive Checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from First Bank Thrive Checking

Using a checking account to manage your money is smart. Take the first step toward meeting your financial goals. Getting on the path to financial wellness doesn’t have to be difficult. Avoid the hassle of check cashing fees with having your paycheck directly deposited into your Thrive Checking account. Plus, you'll have peace of mind of not carrying cash by using your First Bank Debit Mastercard® wherever accepted.

Thrive Checking --- Starting your own financial journey shouldn’t be complicated. Open with a small deposit amount. Bank online and on-the-go. Avoid fees with a simple account that won’t overdraw

Contact

Headquarters

11901 Olive Blvd

Creve Coeur, MO 63141

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.