First Bank Thrive Checking

First Bank Thrive Checking

in Checking Accounts from First Bank · fdic


First Bank Thrive Checking


in Checking Accounts from First Bank · Member FDIC

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Monthly Fee N/A
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01%

First Bank Thrive Checking Review

First Bank Thrive Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank Thrive Checking is available in 3 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only .01%.
  • Bill pay. Pay your bills to practically anyone in the United States through First Bank.
First Bank Thrive Checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in 3 states.
First Bank Thrive Checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your First Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank Thrive Checking offer?

First Bank Thrive Checking Rates & Terms
APY (Annual Percentage Yield) 0.01%

First Bank Thrive Checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Bank Thrive Checking?

First Bank Thrive Checking requires a minimum initial deposit of $25 to open an account.

First Bank Thrive Checking Minimums
Minimum Opening Deposit Starting at $25

What fees does First Bank Thrive Checking charge?

First Bank Thrive Checking Fees
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0

Does First Bank Thrive Checking charge overdraft fees?

What features and perks does First Bank Thrive Checking offer?

This account includes the following features:

  • Fraud monitoring - First Bank Thrive Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank Thrive Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message From First Bank Thrive Checking

Using a checking account to manage your money is smart. Take the first step toward meeting your financial goals. Getting on the path to financial wellness doesn’t have to be difficult. Avoid the hassle of check cashing fees with having your paycheck directly deposited into your Thrive Checking account. Plus, you'll have peace of mind of not carrying cash by using your First Bank Debit Mastercard® wherever accepted.

Thrive Checking --- Starting your own financial journey shouldn’t be complicated. Open with a small deposit amount. Bank online and on-the-go. Avoid fees with a simple account that won’t overdraw


  Available in 3 states
  • California
  • Illinois
  • Missouri

Feature Breakdown

Minimum Opening Deposit Starting at $25
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
Account Features
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.01%

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