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Last Updated: 01/21/2026

First Exchange Bank Now Account

in Checking Accounts from First Exchange Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$5(Verified 01/21/2026)

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First Exchange Bank Now Account Review

The First Exchange Bank Now Account is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank now is available in 1 state.

Key Takeaways

Charges a monthly fee. This account charges a monthly fee of $5.
$500 minimum opening deposit. This is a typical minimum initial deposit.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Exchange Bank mobile or online banking.

First Exchange Bank now Pros & Cons

Pros

Cons

Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen

No signup bonus.
Does not earn interest.
Does not provide access to a nationwide ATM network.
Only available in one state.
Monthly service charge .

First Exchange Bank now FAQ

Are checking accounts from First Exchange Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Exchange Bank now offer?

First Exchange Bank now is not an interest-bearing account.

What are the account minimums for First Exchange Bank now?

First Exchange Bank now requires a minimum initial deposit of $500.

First Exchange Bank Now Account Minimums

Description

Minimum Opening Deposit

Starting at $500

What fees does First Exchange Bank now charge?

This account charges a monthly maintenance fee each statement cycle of $5.

First Exchange Bank Now Account Fees

Description

Monthly Service Fee

Paper Statement Fee

Starting at $0

ATM Fee: In-Network

Starting at $0

Card Replacement Fee (Standard Delivery)

Starting at $5

Online Bill Pay Fee

Starting at $0

What features and perks does First Exchange Bank now offer?

This account includes the following features:

Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
Fraud monitoring - First Exchange Bank now monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Exchange Bank now allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.

What is the customer support email for First Exchange Bank now?

The customer support email for First Exchange Bank now is depositservices@firstexchangebank.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from First Exchange Bank now

We pride ourselves in providing our customers with accounts designed to delight. Whether you are looking for a simple, FREE checking account, or you want all the bells and whistles, we have you covered. If you're looking for a basic checking account with competitive interest rates, look no further than a First Exchange Bank NOW (Negotiable Order of Withdrawal) Account. Our NOW account offers simple high-interest checking with steady growth. As a high-interest checking account, you can earn a competitive interest rate on your deposits. You can think of the NOW account as a middle option between savings accounts and CDs.

Get an interest-earning checking account at First Exchange Bank! Put your money to work for you with a NOW Account. To learn more about NOW and the rest of our financial services and products, visit one of our six offices in White Hall, Mannington, Fairmont, Morgantown, Hundred, and Fairview. Our friendly employees are ready to provide excellent personal service and address all of your questions and concerns.

Contact

Headquarters

1 Heritage Way

White Hall, WV 26554

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 4:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 12:00PM

First Exchange Bank Now Account

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Highlights

First Exchange Bank Now Account Review

Key Takeaways

First Exchange Bank now Pros & Cons

First Exchange Bank now FAQ

Are checking accounts from First Exchange Bank federally insured?

What APY does First Exchange Bank now offer?

What are the account minimums for First Exchange Bank now?

What fees does First Exchange Bank now charge?

What features and perks does First Exchange Bank now offer?

What is the customer support email for First Exchange Bank now?

Message from First Exchange Bank now

Contact

Hours of Operation

Other Services by First Exchange Bank