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  First Exchange Bank Now Account

First Exchange Bank Now Account

in Checking Accounts from First Exchange Bank · fdic

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First Exchange Bank Now Account

Unaffiliated

in Checking Accounts from First Exchange Bank · Member FDIC

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Highlights
Monthly Fee $5
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

First Exchange Bank Now Account Review

First Exchange Bank Now Account is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank Now Account is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of $5.
  • $500 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through First Exchange Bank.
First Exchange Bank now Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
First Exchange Bank now FAQ

Are checking accounts from First Exchange Bank federally insured?

Yes, your First Exchange Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Exchange Bank now offer?

First Exchange Bank now is not an interest bearing account.

What are the account minimums for First Exchange Bank now?

First Exchange Bank now requires a minimum initial deposit of $500 to open an account.

First Exchange Bank Now Account Minimums
Description
Minimum Opening Deposit Starting at $500

What fees does First Exchange Bank now charge?

This account charges a monthly service fee of $5.

First Exchange Bank Now Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $5
Monthly Fee $5
Online Bill Pay Fee $0
Paper Statement Fee $0

Does First Exchange Bank now charge overdraft fees?

What features and perks does First Exchange Bank now offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - First Exchange Bank now monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Exchange Bank now allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for First Exchange Bank now?

The customer support email for First Exchange Bank now is depositservices@firstexchangebank.com.

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Message From First Exchange Bank Now Account

We pride ourselves in providing our customers with accounts designed to delight. Whether you are looking for a simple, FREE checking account, or you want all the bells and whistles, we have you covered. If you're looking for a basic checking account with competitive interest rates, look no further than a First Exchange Bank NOW (Negotiable Order of Withdrawal) Account. Our NOW account offers simple high-interest checking with steady growth. As a high-interest checking account, you can earn a competitive interest rate on your deposits. You can think of the NOW account as a middle option between savings accounts and CDs.

Get an interest-earning checking account at First Exchange Bank! Put your money to work for you with a NOW Account. To learn more about NOW and the rest of our financial services and products, visit one of our six offices in White Hall, Mannington, Fairmont, Morgantown, Hundred, and Fairview. Our friendly employees are ready to provide excellent personal service and address all of your questions and concerns.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

Other Services by First Exchange Bank

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View all checking accounts offered by First Exchange Bank

Availability

  Available in 1 state
West Virginia
Availabile in all of West Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $500
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Debit Card Replacement Fee $5
Monthly Fee $5
Account Features
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Mobile Check Deposit

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