SuperMoney 
  First Internet Bank Checking Account

First Internet Bank Checking Account

in Checking Accounts from First Internet Bank

Unaffiliated

First Internet Bank Checking Account

Unaffiliated

in Checking Accounts from First Internet Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend First Internet Bank Checking Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY 0.55%

First Internet Bank Checking Account Review

Where is First Internet Bank Checking Account available?

First Internet Bank is based in Indianapolis, IN. It was founded in 1999 and offers banking services in 50 states (and Washington, DC).

Is First Internet Bank Checking Account insured by the FDIC?

Deposits in First Internet Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does First Internet Bank offer?

First Internet Bank Checking Account Rates and Terms
Rates Amount
APY 0.55%

First Internet Bank Checking Account offers an APY of 0.55% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What are the account minimums for First Internet Bank Checking Account?

First Internet Bank Checking Account requires a minimum initial deposit of $25 to open an account.

First Internet Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25
APY Minimum Balance $500

What fees does First Internet Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $10.

First Internet Bank Checking Account Fees
Description
Monthly Fee $0 - $10
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $30
Overdraft Protection Fee (per transfer) $25
Overdraft Item Fee $30
Early Account Closure $0
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy $3
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does First Internet Bank Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Internet Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $500
Minimum Initial Deposit $25
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $10
Paper Statement Fee $3
NSF Fee $30
Overdraft Protection Fee (per transfer) $25
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $5
Stop Payment Fee $30
Check Copy $3
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Returned Deposit Fee (International) $20
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
APY 0.55%

Be the first to rate

 
 

Would you recommend First Internet Bank Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts