SuperMoney
  First Mid Bank & Trust Classic Checking
First Mid Bank & Trust Classic Checking Unaffiliated

First Mid Bank & Trust Classic Checking

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Checking Accounts.
Upgrade RewardsChecking
Upgrade RewardsChecking 12 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01%
Monthly Fee $0 - $4.95
Minimum Balance to Avoid Monthly Fee Starting at $5,000

First Mid Bank & Trust Classic Checking Review

First Mid Bank & Trust Classic Checking is offered by First Mid Bank & Trust, founded in 1934 and based in Mattoon, IL. First Mid Bank & Trust Classic Checking is available in 2 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only .01%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $4.95, but the fee is waived if you keep a minimum balance of $5,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
First Mid Bank and Trust classic checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 2 states.
  • Monthly service charge.
First Mid Bank and Trust classic checking FAQ

Are checking accounts from First Mid Bank & Trust federally insured?

No, your First Mid Bank & Trust checking accounts are not insured by a federal insurance agency. This means that if First Mid Bank & Trust were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does First Mid Bank and Trust classic checking offer?

First Mid Bank & Trust Classic Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

First Mid Bank and Trust classic checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Mid Bank and Trust classic checking?

First Mid Bank and Trust classic checking requires a minimum initial deposit of $100 to open an account.

First Mid Bank & Trust Classic Checking Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $5,000

What fees does First Mid Bank and Trust classic checking charge?

This account charges a monthly service fee of up to $4.95.

First Mid Bank & Trust Classic Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $12
Bank Teller Fee $0
Monthly Fee $0 - $4.95
Online Bill Pay Fee $0
Paper Statement Fee $0

What features and perks does First Mid Bank and Trust classic checking offer?

This account includes the following features:

What is the customer support email for First Mid Bank and Trust classic checking?

The customer support email for First Mid Bank and Trust classic checking is socialmedia@firstmid.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First Mid Bank & Trust

Benefits and discounts designed just for you! Get more for your money. With Classic Checking, receive many benefits that either save you money or help you grow the money you already have.

Availability

  Available in 2 states
  • Illinois
  • Missouri

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $5,000
ATM Fee: In-Network $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $0
ATM Reimbursement Monthly Limit $12
Monthly Fee $0 - $4.95
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.01%

Be the first to rate

 

Would you recommend First Mid Bank & Trust Classic Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

First Mid Bank & Trust Checking Accounts

Loading...