
First Mid Bank & Trust Classic Checking
in Checking Accounts from First Mid Bank & Trust · Member fdic
UnaffiliatedFirst Mid Bank & Trust Classic Checking
in Checking Accounts from First Mid Bank & Trust · Member FDIC
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Monthly Fee | $0 - $4.95 |
ATM Fee: Out-of-Network | N/A |
Minimum Balance to Avoid Monthly Fee | $5,000 |
APY (Annual Percentage Yield) | 0.01% |
First Mid Bank & Trust Classic Checking Review
First Mid Bank & Trust Classic Checking is offered by First Mid Bank & Trust, a bank founded in 1934 and based in Mattoon, IL. First Mid Bank & Trust Classic Checking is available in 2 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only .01%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $4.95, but the fee is waived if you keep a minimum balance of $5,000.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Up to $12 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through First Mid Bank & Trust.
- Hard credit pull. First Mid Bank & Trust may require a hard pull on your credit report to open a checking account.
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Are checking accounts from First Mid Bank & Trust federally insured?
Yes, your First Mid Bank & Trust checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #3705). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Mid Bank & Trust Classic Checking offer?
Description | |
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APY (Annual Percentage Yield) | 0.01% |
First Mid Bank & Trust Classic Checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for First Mid Bank & Trust Classic Checking?
First Mid Bank & Trust Classic Checking requires a minimum initial deposit of $100 to open an account.
Description | Amount |
---|---|
Minimum Opening Deposit | $100 |
Minimum Combined Balance to Avoid Monthly Fee | $50,000 |
Minimum Balance to Avoid Monthly Fee | $5,000 |
What fees does First Mid Bank & Trust Classic Checking charge?
This account charges a monthly maintenance fee of up to $4.95.
Description | |
---|---|
ATM Fee: In-Network | $0 |
ATM Reimbursement Monthly Limit | $12 |
Bank Teller Fee | $0 |
Monthly Fee | $0 - $4.95 |
Online Bill Pay Fee | $0 |
Paper Statement Fee | $0 |
What features and perks does First Mid Bank & Trust Classic Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $12.
- Fraud monitoring - First Mid Bank & Trust Classic Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Mid Bank & Trust Classic Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
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1515 Charleston Ave
Mattoon, IL 61938 - Visit Site
Other Services by First Mid Bank & Trust

Availability
- Illinois
- Missouri
Feature Breakdown
Minimum Combined Balance to Avoid Monthly Fee | $50,000 |
Minimum Opening Deposit | Starting at $100 |
Minimum Balance to Avoid Monthly Fee | $5,000 |
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