First Midwest Bank Diamond Checking
in Checking Accounts from First Midwest Bank · Member FDIC
UnaffiliatedFirst Midwest Bank Diamond Checking
in Checking Accounts from First Midwest Bank · Member FDIC
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| Monthly Fee | $0 - $20 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.01% - 0.08% |
First Midwest Bank Diamond Checking Review
First Midwest Bank Diamond Checking is offered by First Midwest Bank, a bank founded in 1933 and based in Chicago, . First Midwest Bank Diamond Checking is available in 4 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.08%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $20.
- Large minimum initial deposit. You need a minimum deposit of $100 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Hard credit pull. First Midwest Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from First Midwest Bank federally insured?
Yes, your First Midwest Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Midwest Bank Diamond Checking offer?
First Midwest Bank Diamond Checking offers an APY starting at 0.01% and ranging up to 0.08% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.01% - 0.08% |
What are the account minimums for First Midwest Bank Diamond Checking?
First Midwest Bank Diamond Checking requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
What fees does First Midwest Bank Diamond Checking charge?
This account charges a monthly maintenance fee of up to $20.
| Description | |
|---|---|
| Monthly Fee | $0 - $20 |
| Paper Statement Fee | N/A |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $3 |
| NSF Fee | $36 |
| Overdraft Protection Fee (per transfer) | $10 |
| Overdraft Item Fee | $36 |
| Early Account Closure | $25 |
| Returned Deposit Fee (Domestic) | $36 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $37 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $36 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does First Midwest Bank Diamond Checking offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Mobile Banking Services - First Midwest Bank Diamond Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
8750 W. Bryn Mawr Ave
Chicago, 60631 - Visit Site
Other Services by First Midwest Bank
Availability
- Illinois
- Indiana
- Iowa
- Wisconsin
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Initial Deposit | $100 |
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