First Midwest Bank Diamond Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.01% - 0.08% |
| Monthly Fee | $0 - $20 |
| Minimum Balance to Avoid Monthly Fee | N/A |
First Midwest Bank Diamond Checking Review
First Midwest Bank Diamond Checking is offered by First Midwest Bank, a bank founded in 1933 and based in Chicago, . First Midwest Bank Diamond Checking is available in 4 states across the USA.
- Higher than average APY. First Midwest Bank Diamond Checking has an annual percentage yield of up to 0.08%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $20.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
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Are checking accounts from First Midwest Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Midwest Bank diamond checking offer?
First Midwest Bank diamond checking offers an APY starting at 0.01% and ranging up to 0.08% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 0.08% |
What are the account minimums for First Midwest Bank diamond checking?
First Midwest Bank diamond checking requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| APY Minimum Balance | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Opening Deposit | Starting at $100 |
What fees does First Midwest Bank diamond checking charge?
This account charges a monthly service fee of up to $20.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $20 |
| NSF Fee | $36 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (Domestic) | $36 |
| Returned Deposit Fee (International) | $36 |
| Stop Payment Fee | $37 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | Starting at $3 |
Does First Midwest Bank diamond checking charge overdraft fees?
Yes, First Midwest Bank diamond checking charges a $36 fee for every overdraft.First Midwest Bank diamond checking offers overdraft protection at a cost of $10 per transaction.
What features and perks does First Midwest Bank diamond checking offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - First Midwest Bank diamond checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - First Midwest Bank diamond checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for First Midwest Bank diamond checking?
The customer support email for First Midwest Bank diamond checking is CustomerCare@FirstMidwest.com.
Message From First Midwest Bank
Contact
- Headquarters
-
8750 W. Bryn Mawr Ave
Chicago, 60631 USA - Visit Site
- Email Support
Other Services by First Midwest Bank
Availability
- Iowa
- Illinois
- Indiana
- Wisconsin
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Opening Deposit | Starting at $100 |
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