First Security Bank Totally Free Checking Reviews (Jan. 2021) | Checking Accounts

Highlights
Monthly Fee	$0
ATM Fee: Out-of-Network	$0
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0%

First Security Bank Totally Free Checking Review

First Security Bank Totally Free Checking is offered by Glacier Bancorp. Inc, a bank founded in 1955 and based in Kalispell, MT. First Security Bank Totally Free Checking is available in 1 state across the USA.

Key Takeaways

0% APY. As with most checking accounts, First Security Bank Totally Free Checking does not pay interest.
$0 monthly fee. This account does not charge a monthly maintenance fee.
$50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Free bill pay. Pay your bills to practically anyone in the United States through Glacier Bancorp. Inc.
Hard credit pull. Glacier Bancorp. Inc may require a hard pull on your credit report to open a checking account.

First Security Bank Totally Free Checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card Access to a nationwide network of ATMs.	No signup bonus. Does not earn interest Only available in one state. Higher than average wire transfer fees.

First Security Bank Totally Free Checking FAQ

Are checking accounts from Glacier Bancorp. Inc federally insured?

Yes, your Glacier Bancorp. Inc checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Security Bank Totally Free Checking offer?

First Security Bank Totally Free Checking is not an interest-bearing account.

What are the account minimums for First Security Bank Totally Free Checking?

First Security Bank Totally Free Checking requires a minimum initial deposit of $50 to open an account.

First Security Bank Totally Free Checking Account Minimums
Description	Amount
Minimum Initial Deposit	$50

What fees does First Security Bank Totally Free Checking charge?

The good news is that this account does not have a monthly service charge.

First Security Bank Totally Free Checking Fees
Description
Monthly Fee	$0
Paper Statement Fee	$0
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$0
NSF Fee	$30
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	$30
Early Account Closure	$10
Returned Deposit Fee (Domestic)	$2
Debit Card Replacement Fee	N/A
Bank Teller Fee	$0
Check Cashing Fee	$0
Online Bill Pay Fee	$0
Stop Payment Fee	$30
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	3%
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Outgoing)	$75
Wire Transfer Fee - International (Incoming)	$10
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	$10
ATM Reimbursement Monthly Limit	N/A

What features and perks does First Security Bank Totally Free Checking offer?

This account includes the following features:

Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
Fraud monitoring - First Security Bank Totally Free Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Security Bank Totally Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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