SuperMoney 

First Technology Federal Credit Union Checking Account

in Checking Accounts

Unaffiliated Visit Site

First Technology Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

0 users recommend
1 user is unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend First Technology Federal Credit Union Checking Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Where does First Technology Federal Credit Union Checking Account do business?

First Technology Federal Credit Union Checking Account is a credit union based in Cupertino, CA. It was founded in 2012 and offers checking accounts services in 1 state across the USA.

First Technology Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if First Technology Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does First Technology Federal Credit Union offer?

First Technology Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 1.58% (APY stands for annual percentage yield, rates may change).

What features and perks does First Technology Federal Credit Union Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $1500 if you deposit a minimum of $Bonus Program Details: Step 1: Deposit funds from any outside financial institution into any First Tech savings, checking, or certificate account by October 31, 2018. Step 2: Maintain the minimum required total deposit growth for the Promotional Tier you want to participate in for at least 4 months* from the month you were enrolled..
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - First Technology Federal Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does First Technology Federal Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

  • Outgoing domestic bank transfers come with a $15 fee.
  • Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • First Technology Federal Credit Union Checking Account charges $3 every time you request a paper statement.
  • Every returned deposit incurs in a $3 charge.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Oregon
Availabile in all of Oregon

Feature Breakdown

Minimum Initial Deposit $1
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Paper Statement Fee $3
NSF Fee $28
Overdraft Protection Fee (per transfer) $4
Overdraft Item Fee $28
Returned Deposit Fee (Domestic) $10
Stop Payment Fee $20
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $40
Returned Deposit Fee (International) $10
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
Signup Deposit Requirements Bonus Program Details: Step 1: Deposit funds from any outside financial institution into any First Tech savings, checking, or certificate account by October 31, 2018. Step 2: Maintain the minimum required total deposit growth for the Promotional Tier you want to participate in for at least 4 months* from the month you were enrolled.
Signup Bonus $1,500
APY 0.05% - 1.58%

Reviews

 
 

Would you recommend First Technology Federal Credit Union Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts