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  First Technology Federal Credit Union Checking Account

First Technology Federal Credit Union Checking Account

in Checking Accounts from First Technology Federal Credit Union

Unaffiliated

First Technology Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from First Technology Federal Credit Union

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Highlights
Highlights
Community Rating

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Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY 0.05% - 1.58%

First Technology Federal Credit Union Checking Account Review

First Technology Federal Credit Union Checking Account is offered by First Technology Federal Credit Union, a credit union founded in 2012 and based in Cupertino, CA. First Technology Federal Credit Union Checking Account is offered in 1 state across the USA.

Are checking accounts from First Technology Federal Credit Union federally insured?

Yes, your First Technology Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does First Technology Federal Credit Union offer?

First Technology Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 1.58% (APY stands for annual percentage yield, rates may change).

First Technology Federal Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 1.58%

What are the account minimums for First Technology Federal Credit Union Checking Account?

First Technology Federal Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.

First Technology Federal Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1

What fees does First Technology Federal Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

First Technology Federal Credit Union Checking Account Fees
Description
Monthly Fee $0
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $28
Overdraft Protection Fee (per transfer) $4
Overdraft Item Fee $28
Early Account Closure $0
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $20
Check Image Service N/A
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does First Technology Federal Credit Union Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $1500 if you deposit a minimum of $.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Technology Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Oregon
Availabile in all of Oregon

Feature Breakdown

Minimum Initial Deposit $1
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Paper Statement Fee $3
NSF Fee $28
Overdraft Protection Fee (per transfer) $4
Overdraft Item Fee $28
Returned Deposit Fee (Domestic) $10
Stop Payment Fee $20
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $40
Returned Deposit Fee (International) $10
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
Signup Deposit Requirement $0. Step 2: Maintain the minimum required total deposit growth for the Promotional Tier you want to participate in for at least 4 months* from the month you were enrolled.
Signup Bonus $1,500
APY 0.05% - 1.58%

First Technology Federal Credit Union Checking Account Community Reviews

 

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