First Technology Federal Credit Union Checking Account Review

Where is First Technology Federal Credit Union Checking Account available?

First Technology Federal Credit Union is a credit union based in Cupertino, CA. It was founded in 2012 and offers banking services in 1 state across the USA.

Is First Technology Federal Credit Union Checking Account insured by the FDIC?

First Technology Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if First Technology Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does First Technology Federal Credit Union offer?

First Technology Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 1.58% (APY stands for annual percentage yield, rates may change).

First Technology Federal Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 1.58%

What are the account minimums for First Technology Federal Credit Union Checking Account?

First Technology Federal Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.

First Technology Federal Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$1

What fees does First Technology Federal Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

First Technology Federal Credit Union Checking Account Fees

Description
Monthly Fee	$0
Paper Statement Fee	$3
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$0
NSF Fee	$28
Overdraft Protection Fee (per transfer)	$4
Overdraft Item Fee	$28
Early Account Closure	$0
Returned Deposit Fee (Domestic)	$10
Debit Card Replacement Fee	$0
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$20
Check Image Service	N/A
Check Copy	$2
Foreign Transaction Fee (Debit Card)	1%
Wire Transfer Fee - Domestic (Outgoing)	$15
Wire Transfer Fee - International (Outgoing)	$40
Wire Transfer Fee - International (Incoming)	$0
Returned Deposit Fee (International)	$10
Wire Transfer Fee - Domestic (Incoming)	$0

What features and perks does First Technology Federal Credit Union Checking Account offer?

This account includes the following features:

• Signup Bonus - Open an account and you will receive a signup bonus of up to $1500 if you deposit a minimum of $.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - First Technology Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.