First Tech Federal Credit Union Dividend Rewards Checking

First Tech Federal Credit Union Dividend Rewards Checking Review

First Tech Federal Credit Union Dividend Rewards Checking is offered by First Technology Federal Credit Union, a credit union founded in 2012 and based in Cupertino, CA. First Tech Federal Credit Union Dividend Rewards Checking is available in 50 states (and Washington, DC).

• Higher than average APY. First Tech Federal Credit Union Dividend Rewards Checking has an annual percentage yield of up to 1.00%, which is higher than the national average interest rate on savings accounts.
• $0 monthly fee. This account does not charge a monthly Service Charge.
• Small minimum initial deposit. You only need $10 to open an account.
• ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through First Technology Federal Credit Union.

Are checking accounts from First Technology Federal Credit Union federally insured?

Yes, your First Technology Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does First Tech Federal Credit Union checking account offer?

First Tech Federal Credit Union checking account offers an APY starting at 0.10% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Tech Federal Credit Union checking account?

First Tech Federal Credit Union checking account requires a minimum initial deposit of $10 to open an account.

What fees does First Tech Federal Credit Union checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does First Tech Federal Credit Union checking account charge overdraft fees?

What features and perks does First Tech Federal Credit Union checking account offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees.
• Fraud monitoring - First Tech Federal Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - First Tech Federal Credit Union checking account allows you to manage your money online or with a mobile app.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Tech Federal Credit Union checking account?

The customer support email for First Tech Federal Credit Union checking account is memberservice@firsttechfed.com.

How do people rate the customer service and user experience of First Tech Federal Credit Union checking account?

Overall, First Tech Federal Credit Union checking account is mostly recommended based on community reviews that rate customer service and user experience.