First Technology Federal Credit Union Checking Account
in Checking Accounts from First Technology Federal Credit Union
UnaffiliatedFirst Technology Federal Credit Union Checking Account
in Checking Accounts from First Technology Federal Credit Union
Would you recommend First Technology Federal Credit Union Checking Account to your friends?
| Community Rating | Mostly recommended |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $0 |
| APY | 0.05% - 1.58% |
First Technology Federal Credit Union Checking Account Review
First Technology Federal Credit Union Checking Account is offered by First Technology Federal Credit Union, a credit union founded in 2012 and based in Cupertino, CA. First Technology Federal Credit Union Checking Account is offered in 1 state across the USA.
Are checking accounts from First Technology Federal Credit Union federally insured?
Yes, your First Technology Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does First Technology Federal Credit Union offer?
First Technology Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 1.58% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 1.58% |
What are the account minimums for First Technology Federal Credit Union Checking Account?
First Technology Federal Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
What fees does First Technology Federal Credit Union Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $3 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $28 |
| Overdraft Protection Fee (per transfer) | $4 |
| Overdraft Item Fee | $28 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $10 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $20 |
| Check Image Service | N/A |
| Check Copy | $2 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
What features and perks does First Technology Federal Credit Union Checking Account offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $1500 if you deposit a minimum of $.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Technology Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
19960 Stevens Creek Boulevard
Cupertino, CA 95014 USA - (855) 855-8805
- Visit Site
Other Services by First Technology Federal Credit Union
Availability
First Technology Federal Credit Union Checking Account Community Reviews
Would you recommend First Technology Federal Credit Union Checking Account to your friends?
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