FirstBank 55-Plus Checking
in Checking Accounts from FirstBank · Member FDIC
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.01% |
FirstBank 55-Plus Checking Review
FirstBank 55-Plus Checking is offered by FirstBank, a bank founded in 1963 and based in Lakewood, CO. FirstBank 55-Plus Checking is available in 3 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only .01%.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- $500 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Free bill pay. Pay your bills to practically anyone in the United States through FirstBank.
- Hard credit pull. FirstBank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from FirstBank federally insured?
Yes, your FirstBank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does FirstBank 55-Plus Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
FirstBank 55-Plus Checking offers an APY of .01% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.
What are the account minimums for FirstBank 55-Plus Checking?
FirstBank 55-Plus Checking requires a minimum initial deposit of $500 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $500 |
| APY Minimum Balance | $500 |
What fees does FirstBank 55-Plus Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Check Copy | $1 |
| Debit Card Replacement Fee | $10 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 |
| NSF Fee | $34 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $34 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $3 |
| Returned Deposit Fee (Domestic) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $2.50 |
What features and perks does FirstBank 55-Plus Checking offer?
This account includes the following features:
- Fraud monitoring - FirstBank 55-Plus Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - FirstBank 55-Plus Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
12345 W. Colfax Ave.
Lakewood, CO 80215 - Visit Site
Other Services by FirstBank
Availability
- Arizona
- California
- Colorado
Feature Breakdown
| APY Minimum Balance | $500 |
| Minimum Opening Deposit | Starting at $500 |
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