in Checking Accounts from F&M Bank · fdic

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F&M Bank Bronze Checking

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in Checking Accounts from F&M Bank · Member FDIC

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Highlights
Cashback Rewards	N/A
APY (Annual Percentage Yield)	N/A
Monthly Fee	$0 - $8
Minimum Balance to Avoid Monthly Fee	Starting at $500

F&M Bank Bronze Checking Review

F&M Bank Bronze Checking is offered by F&M Bank, a bank founded in 1907 and based in Long Beach, CA. F&M Bank Bronze Checking is available in 1 state across the USA.

Key Takeaways

Charges a monthly fee. This account charges a monthly service fee of up to $8, but the fee is waived if you keep a minimum balance of $500.
$100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Bill pay. Pay your bills to practically anyone in the United States through F&M Bank.

Farmers and Merchants Bank checking account Pros & Cons

Pros	Cons
Access to physical branches. Free debit card Access to a nationwide network of ATMs.	No signup bonus. Does not earn interest. Only available in one state. Higher than average wire transfer fees. Monthly service charge. Charges a fee on out-of-network ATM transactions.

Farmers and Merchants Bank checking account FAQ

Are checking accounts from F&M Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Farmers and Merchants Bank checking account offer?

Farmers and Merchants Bank checking account is not an interest bearing account.

What are the account minimums for Farmers and Merchants Bank checking account?

Farmers and Merchants Bank checking account requires a minimum initial deposit of $100 to open an account.

F&M Bank Bronze Checking Minimums
Description
Minimum Opening Deposit	Starting at $100
Minimum Balance to Avoid Monthly Fee	Starting at $500

What fees does Farmers and Merchants Bank checking account charge?

This account charges a monthly service fee of up to $8.

F&M Bank Bronze Checking Fees
Description
ATM Fee: In-Network	$0
Bank Teller Fee	$0
Early Account Closure	$20
Foreign Transaction Fee (Debit Card)	3%
Monthly Fee	$0 - $8
NSF Fee	$30
Online Bill Pay Fee	$0
Overdraft Item Fee	$30
Paper Statement Fee	$3
Returned Deposit Fee (Domestic)	$30
Stop Payment Fee	$30
Wire Transfer Fee - Domestic (Incoming)	$10
Wire Transfer Fee - Domestic (Outgoing)	$30
Wire Transfer Fee - International (Incoming)	$10
Wire Transfer Fee - International (Outgoing)	$60
ATM Fee: Out-of-Network	$1.50

Does Farmers and Merchants Bank checking account charge overdraft fees?

Yes, Farmers and Merchants Bank checking account charges a $30 fee for every overdraft.

What features and perks does Farmers and Merchants Bank checking account offer?

This account includes the following features:

Fraud monitoring - Farmers and Merchants Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Farmers and Merchants Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Farmers and Merchants Bank checking account?

The customer support email for Farmers and Merchants Bank checking account is rcs@fmb.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.