F&M Bank Platinum Checking
Not enough votes for recommendation
Explore a similar product
Try this top product in Checking Accounts.
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.02% - 0.03% (Verified 07/17/2022) |
| Monthly Fee | $0 - $50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $15,000 |
F&M Bank Platinum Checking Review
F&M Bank Platinum Checking is offered by F&M Bank, founded in 1907 and based in Long Beach, CA. F&M Bank Platinum Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only .03%.
- Charges a monthly fee. This account charges a monthly service fee of up to $50, but the fee is waived if you keep a minimum balance of $15,000.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
| Pros | Cons |
|---|---|
|
|
Are checking accounts from F&M Bank federally insured?
No, your F&M Bank checking accounts are not insured by a federal insurance agency. This means that if F&M Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Farmers and Merchants Bank checking account offer?
Farmers and Merchants Bank checking account offers an APY starting at .02% and ranging up to .03% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | .02% - .03% |
What are the account minimums for Farmers and Merchants Bank checking account?
Farmers and Merchants Bank checking account requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Combined Balance to Avoid Monthly Fee | $100,000 |
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $15,000 |
What fees does Farmers and Merchants Bank checking account charge?
This account charges a monthly service fee of up to $50.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Check Copy | $3 |
| Early Account Closure | $20 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $50 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $30 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| ATM Fee: Out-of-Network | Starting at $0 |
Does Farmers and Merchants Bank checking account charge overdraft fees?
Yes, Farmers and Merchants Bank checking account charges a $30 fee for every overdraft.What features and perks does Farmers and Merchants Bank checking account offer?
This account includes the following features:
What is the customer support email for Farmers and Merchants Bank checking account?
The customer support email for Farmers and Merchants Bank checking account is rcs@fmb.com.
Message From F&M Bank
Contact
- Headquarters
-
302 Pine Ave
Long Beach, CA 90802 USA - Visit Site
- Email Support
Other Services by F&M Bank
Availability
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $100,000 |
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $15,000 |
Be the first to rate
Would you recommend F&M Bank Platinum Checking to your friends?
Other Checking Accounts
F&M Bank Checking Accounts
- Affinity Federal Credit Union MoreChecking Account
- Bank of America Advantage SafeBalance Banking®
- Century Bank- Kasasa® Cash:
- Community First Bank 50 Plus Interest Checking
- Community First Bank Washington Checking Account
- F&M Bank Gold Checking
- FNBO Direct Online Checking
- First Premier Bank Free Checking
- Members First Credit Union Texas Student Checking
- MembersFirst Credit Union CU Succeed Checking
- The Citizens National Bank Image Checking
- Umpqua Bank Access Checking
