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  FNBO Direct Checking

FNBO Direct Checking

in Checking Accounts from First National Bank of Omaha

Unaffiliated

FNBO Direct Checking

Unaffiliated

in Checking Accounts from First National Bank of Omaha

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Highlights
Highlights
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: Out-of-Network $0
APY 0.65%

FNBO Direct Checking Review

FNBO Direct Checking is offered by First National Bank of Omaha, a bank founded in 1857 and based in Omaha, NE. FNBO Direct Checking is offered in 50 states (and Washington, DC).

Are checking accounts from First National Bank of Omaha federally insured?

Yes, your First National Bank of Omaha checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First National Bank of Omaha offer?

FNBO Direct Checking Rates & Terms
Description
APY 0.65%

FNBO Direct Checking offers an APY of 0.65% (APY stands for annual percentage yield, rates may change).

What are the account minimums for FNBO Direct Checking?

FNBO Direct Checking requires a minimum initial deposit of $1 to open an account.

FNBO Direct Checking Account Minimums
Description Amount
Minimum Initial Deposit $1

What fees does FNBO Direct Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

FNBO Direct Checking Fees
Description
Monthly Fee $0
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $33
Overdraft Protection Fee (per transfer) $33
Overdraft Item Fee $33
Early Account Closure $0
Returned Deposit Fee (Domestic) $33
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $0
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) $33
Wire Transfer Fee - Domestic (Incoming) N/A
ATM Reimbursement Monthly Limit N/A

What features and perks does FNBO Direct Checking offer?

This account includes the following features:

  • Fraud monitoring - FNBO Direct Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - FNBO Direct Checking allows you to manage your money online.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $1
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Stop Payment Fee $0
Foreign Transaction Fee (Debit Card) 0%
Paper Statement Fee $5
NSF Fee $33
Overdraft Protection Fee (per transfer) $33
Overdraft Item Fee $33
Returned Deposit Fee (Domestic) $33
Wire Transfer Fee - Domestic (Outgoing) $15
Returned Deposit Fee (International) $33
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.65%

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Other Checking Accounts

First National Bank of Omaha Checking Accounts

Product

Reviews

Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY

First National Bank of Omaha

First National Bank of Omaha

 
2
 
2 total votes
Monthly Fee $0 - $15     $0 $95
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $0 ATM Fee: Out-of-Network
APY 0.05% - 5%     0% 5%
FNBO Direct Checking Account

FNBO Direct Checking Account

Be the first to rate

Monthly Fee $0 Monthly Fee
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $0 ATM Fee: Out-of-Network
APY 0.65% APY