FNBO Direct Checking
in Checking Accounts from First National Bank of Omaha
Not enough votes for recommendation
Would you recommend FNBO Direct Checking to your friends?
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| APY | 0.65% |
FNBO Direct Checking Review
Where is FNBO Direct Checking available?
First National Bank of Omaha is based in Omaha, NE. It was founded in 1857 and offers banking services in 50 states (and Washington, DC).
Is FNBO Direct Checking insured by the FDIC?
Deposits in FNBO Direct Checking are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does First National Bank of Omaha offer?
| Rates | Amount |
|---|---|
| APY | 0.65% |
FNBO Direct Checking offers an APY of 0.65% (APY stands for annual percentage yield, rates may change).
What are the account minimums for FNBO Direct Checking?
FNBO Direct Checking requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
What fees does FNBO Direct Checking charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $33 |
| Overdraft Protection Fee (per transfer) | $33 |
| Overdraft Item Fee | $33 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $33 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $0 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | N/A |
| Wire Transfer Fee - International (Incoming) | N/A |
| Returned Deposit Fee (International) | $33 |
| Wire Transfer Fee - Domestic (Incoming) | N/A |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does FNBO Direct Checking offer?
This account includes the following features:
- Fraud monitoring - FNBO Direct Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - FNBO Direct Checking allows you to manage your money online.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
16th & Dodge St
Omaha, NE 68197 - Visit Site
Other Services by First National Bank of Omaha
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Initial Deposit | $1 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
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Would you recommend FNBO Direct Checking to your friends?
Other Checking Accounts
First National Bank of Omaha Checking Accounts
First National Bank of Omaha
Monthly Fee
$0 - $15
Minimum Balance to Avoid Monthly Fee
N/A
ATM Fee: Out-of-Network
$0
APY
0.05% - 5%
Monthly Fee
$0
Minimum Balance to Avoid Monthly Fee
N/A
ATM Fee: Out-of-Network
$0
APY
0.65%
