FNBO Direct Online Checking
in Checking Accounts from First National Bank of Omaha · fdic
UnaffiliatedFNBO Direct Online Checking
in Checking Accounts from First National Bank of Omaha · Member FDIC
Would you recommend FNBO Direct Online Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.25% |
FNBO Direct Online Checking Review
FNBO Direct Online Checking is offered by First National Bank of Omaha, a bank founded in 1857 and based in Omaha, NE. FNBO Direct Online Checking is available in 50 states (and Washington, DC).
- Higher than average APY. FNBO Direct Online Checking has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.01.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. FNBO Direct Online Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through First National Bank of Omaha.
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Are checking accounts from First National Bank of Omaha federally insured?
Yes, your First National Bank of Omaha checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does FNBO Direct Online checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.25% |
FNBO Direct Online checking account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for FNBO Direct Online checking account?
FNBO Direct Online checking account requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $1 |
| APY Minimum Balance | $0.01 |
What fees does FNBO Direct Online checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $33 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $33 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $33 |
| Returned Deposit Fee (International) | $33 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| ATM Fee: Out-of-Network | $0 |
Does FNBO Direct Online checking account charge overdraft fees?
Yes, FNBO Direct Online checking account charges a $33 fee for every overdraft.FNBO Direct Online checking account offers overdraft protection at a cost of $33 per transaction.
What features and perks does FNBO Direct Online checking account offer?
This account includes the following features:
- Fraud monitoring - FNBO Direct Online checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - FNBO Direct Online checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for FNBO Direct Online checking account?
The customer support email for FNBO Direct Online checking account is firstnational@fnbo.com.
How do people rate the customer service and user experience of FNBO Direct Online checking account?
Overall, FNBO Direct Online checking account is mostly recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
16th & Dodge St
Omaha, NE 68197 - (415) 908-2200
- Visit Site
- Email Support
Other Services by First National Bank of Omaha
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0.01 |
| Minimum Opening Deposit | Starting at $1 |
| Minimum Balance to Avoid Monthly Fee | $0 |
FNBO Direct Online Checking Community Reviews
Would you recommend FNBO Direct Online Checking to your friends?
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