
FNBO Direct Online Checking
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Community Rating |
Rating not yet determined |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) |
0.15% (Verified 08/08/2022) |
Monthly Fee | $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
FNBO Direct Online Checking Review
FNBO Direct Online Checking is offered by First National Bank of Omaha, founded in 1857 and based in Omaha, NE. FNBO Direct Online Checking is available in 51 states across the USA.
- Higher than average APY. FNBO Direct Online Checking has an annual percentage yield of up to 0.15%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.01.
- Small minimum initial deposit. You only need $1 to open an account.
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Are checking accounts from First National Bank of Omaha federally insured?
No, your First National Bank of Omaha checking accounts are not insured by a federal insurance agency. This means that if First National Bank of Omaha were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does FNBO Direct Online checking account offer?
Description | |
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APY (Annual Percentage Yield) | 0.15% |
FNBO Direct Online checking account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for FNBO Direct Online checking account?
FNBO Direct Online checking account requires a minimum initial deposit of $1 to open an account.
Description | |
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Minimum Balance to Earn APY | $0.01 |
Minimum Opening Deposit | Starting at $1 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does FNBO Direct Online checking account charge?
This account charges a monthly service fee of $0.
Description | |
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ATM Fee: In-Network | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $0 |
Foreign Transaction Fee (Debit Card) | 0% |
Monthly Fee | $0 |
NSF Fee | $33 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $33 |
Overdraft Protection Fee (per transfer) | $33 |
Paper Statement Fee | $5 |
Returned Deposit Fee (Domestic) | $33 |
Returned Deposit Fee (International) | $33 |
Stop Payment Fee | $0 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $15 |
Wire Transfer Fee - International (Incoming) | $0 |
ATM Fee: Out-of-Network | Starting at $0 |
Does FNBO Direct Online checking account charge overdraft fees?
Yes, FNBO Direct Online checking account charges a $33 fee for every overdraft.FNBO Direct Online checking account offers overdraft protection at a cost of $33 per transaction.
What features and perks does FNBO Direct Online checking account offer?
This account includes the following features:
What is the customer support email for FNBO Direct Online checking account?
The customer support email for FNBO Direct Online checking account is firstnational@fnbo.com.
How do people rate the customer service and user experience of FNBO Direct Online checking account?
Overall, FNBO Direct Online checking account is mostly not recommended based on community reviews that rate customer service and user experience.
Message From First National Bank of Omaha
Contact
- Headquarters
-
16th & Dodge St
Omaha, NE 68197 USA - Visit Site
- Email Support
Other Services by First National Bank of Omaha
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Minimum Balance to Earn APY | $0.01 |
Minimum Opening Deposit | Starting at $1 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
FNBO Direct Online Checking Community Reviews
Would you recommend FNBO Direct Online Checking to your friends?
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