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  Georgia's Own Credit Union Checking Account

Georgia's Own Credit Union Checking Account

in Checking Accounts from Georgia's Own Credit Union

Unaffiliated

Georgia's Own Credit Union Checking Account

Unaffiliated

in Checking Accounts from Georgia's Own Credit Union

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Highlights
Highlights
Monthly Fee $0 - $5.95
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2
APY 0.02% - 0.05%

Georgia's Own Credit Union Checking Account Review

Georgia's Own Credit Union Checking Account is offered by Georgia's Own Credit Union, a credit union founded in 1934 and based in Atlanta, GA. Georgia's Own Credit Union Checking Account is offered in 1 state across the USA.

Are checking accounts from Georgia's Own Credit Union federally insured?

No, your Georgia's Own Credit Union checking accounts are not insured by a federal insurance agency. This means that if Georgia's Own Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Georgia's Own Credit Union offer?

Georgia's Own Credit Union Checking Account offers an APY starting at 0.02% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

Georgia's Own Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.02% - 0.05%

What are the account minimums for Georgia's Own Credit Union Checking Account?

Georgia's Own Credit Union Checking Account requires a minimum initial deposit of $5 to open an account.

Georgia's Own Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $5

What fees does Georgia's Own Credit Union Checking Account charge?

This account charges a monthly maintenance fee of up to $5.95.

Georgia's Own Credit Union Checking Account Fees
Description
Monthly Fee $0 - $5.95
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2
NSF Fee $33
Overdraft Protection Fee (per transfer) $6
Overdraft Item Fee $33
Early Account Closure $0
Returned Deposit Fee (Domestic) $30
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $50
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $12
ATM Reimbursement Monthly Limit N/A

What features and perks does Georgia's Own Credit Union Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Georgia's Own Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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About Georgia's Own Credit Union Checking Account

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Initial Deposit $5
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Monthly Fee $0 - $5.95
Paper Statement Fee $2
ATM Fee: Out-of-Network $2
NSF Fee $33
Overdraft Protection Fee (per transfer) $6
Overdraft Item Fee $33
Returned Deposit Fee (Domestic) $30
Debit Card Replacement Fee $5
Stop Payment Fee $30
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $50
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $12
Bank Account Features
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
APY 0.02% - 0.05%

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