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Georgia's Own Credit Union Checking Account

in Checking Accounts from Georgia's Own Credit Union

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Georgia's Own Credit Union Checking Account

Unaffiliated

in Checking Accounts from Georgia's Own Credit Union

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Highlights
Highlights
Monthly Fee $0 - $5.95
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2
APY 0.02% - 0.05%

Overview

Where is Georgia's Own Credit Union Checking Account available?

Georgia's Own Credit Union is a credit union based in Atlanta, GA. It was founded in 1934 and offers banking services in 1 state across the USA.

Is Georgia's Own Credit Union Checking Account insured by the FDIC

Georgia's Own Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Georgia's Own Credit Union Checking Account were to fall into financial difficulties.

What APY does Georgia's Own Credit Union offer?

Georgia's Own Credit Union Checking Account offers an APY starting at 0.02% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

Georgia's Own Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.02% - 0.05%

What are the account minimums for Georgia's Own Credit Union Checking Account?

Georgia's Own Credit Union Checking Account requires a minimum initial deposit of $5 to open an account.
Georgia's Own Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $5

What fees does Georgia's Own Credit Union Checking Account charge?

This account charges a monthly maintenance fee of up to $5.95.

Georgia's Own Credit Union Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2
Debit Card Replacement Fee $5
Non-Sufficient Funds $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $6
Returned Deposit Fee (International) $30
Outgoing Domestic Bank Transfer Fee $20
Incoming Domestic Bank Transfer Fee $12
Outgoing International Bank Transfer Fee $50
Incoming International Bank Transfer Fee $50
Paper Statement Fee $2

What features and perks does Georgia's Own Credit Union Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Georgia's Own Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   1155 Peachtree St. NE Suite 600
    Atlanta, GA 30309 USA
  •   Visit Site

About Georgia's Own Credit Union Checking Account

Availability

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  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Initial Deposit $5
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Monthly Fee $0 - $5.95
Paper Statement Fee $2
ATM Fee: Out-of-Network $2
NSF Fee $33
Overdraft Protection Fee (per transfer) $6
Overdraft Item Fee $33
Returned Deposit Fee (Domestic) $30
Debit Card Replacement Fee $5
Stop Payment Fee $30
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $50
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $12
Bank Account Features
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
APY 0.02% - 0.05%

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