Georgia's Own CU All Access Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% (Verified 07/11/2022) |
| Monthly Fee | $0 - $5.95 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Georgia's Own CU All Access Checking Review
Georgia's Own CU All Access Checking is offered by Georgia's Own Credit Union, a credit union founded in 1934 and based in Atlanta, GA. Georgia's Own CU All Access Checking is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $5.95.
- Small minimum initial deposit. You only need $5 to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Georgia's Own Credit Union.
Georgia's Own Credit Union checking account Pros & Cons
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Georgia's Own Credit Union checking account FAQ
Are checking accounts from Georgia's Own Credit Union federally insured?
No, your Georgia's Own Credit Union checking accounts are not insured by a federal insurance agency. This means that if Georgia's Own Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does Georgia's Own Credit Union checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Georgia's Own Credit Union checking account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Georgia's Own Credit Union checking account?
Georgia's Own Credit Union checking account requires a minimum initial deposit of $5 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $5 |
What fees does Georgia's Own Credit Union checking account charge?
This account charges a monthly service fee of up to $5.95.
| Description | |
|---|---|
| Monthly Fee | $0 - $5.95 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2 |
| Foreign Transaction Fee (Debit Card) | 2% |
| NSF Fee | $33 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $6 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $12 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $50 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
Does Georgia's Own Credit Union checking account charge overdraft fees?
Yes, Georgia's Own Credit Union checking account charges a $33 fee for every overdraft. You can get overdraft protection at a cost of $6 per transaction.What features and perks does Georgia's Own Credit Union checking account offer?
This account includes the following features:
- Fraud monitoring - Georgia's Own Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Georgia's Own Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Georgia's Own Credit Union checking account?
The customer support email for Georgia's Own Credit Union checking account is memberservices@georgiasown.org.
Message From Georgia's Own Credit Union checking account
Contact
- Headquarters
-
1155 Peachtree St. NE Suite 600
Atlanta, GA 30309 USA - (800) 533-2062
- Visit Site
- Email Support
Other Services by Georgia's Own Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $5 |
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