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  Georgia's Own Credit Union All Access Checking

Georgia's Own Credit Union All Access Checking

in Checking Accounts from Georgia's Own Credit Union

Unaffiliated

Georgia's Own Credit Union All Access Checking

Unaffiliated

in Checking Accounts from Georgia's Own Credit Union

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Highlights
Highlights
Monthly Fee $0 - $5.95
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.02%

Georgia's Own Credit Union All Access Checking Review

Georgia's Own Credit Union All Access Checking is offered by Georgia's Own Credit Union, a credit union founded in 1934 and based in Atlanta, GA. Georgia's Own Credit Union All Access Checking is available in 1 state across the USA.

Are checking accounts from Georgia's Own Credit Union federally insured?

No, your Georgia's Own Credit Union checking accounts are not insured by a federal insurance agency. This means that if Georgia's Own Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Georgia's Own Credit Union All Access Checking offer?

Georgia's Own Credit Union All Access Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.02%
Terms & Conditions URL N/A

Georgia's Own Credit Union All Access Checking offers an APY of 0.02% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Georgia's Own Credit Union All Access Checking?

Georgia's Own Credit Union All Access Checking requires a minimum initial deposit of $5 to open an account.

Georgia's Own Credit Union All Access Checking Account Minimums
Description Amount
Minimum Initial Deposit $5

What fees does Georgia's Own Credit Union All Access Checking charge?

This account charges a monthly maintenance fee of up to $5.95.

Georgia's Own Credit Union All Access Checking Fees
Description
Monthly Fee $0 - $5.95
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2
NSF Fee $33
Overdraft Protection Fee (per transfer) $6
Overdraft Item Fee $33
Early Account Closure $0
Returned Deposit Fee (Domestic) $30
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $50
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $12
ATM Reimbursement Monthly Limit N/A

What features and perks does Georgia's Own Credit Union All Access Checking offer?

This account includes the following features:

  • Fraud monitoring - Georgia's Own Credit Union All Access Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Georgia's Own Credit Union All Access Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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About Georgia's Own Credit Union All Access Checking

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Initial Deposit $5
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0 - $5.95
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $6
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $30
Returned Deposit Fee (International) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $12
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $50
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2
Bank Account Features
  • Branch Access
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
APY (Annual Percentage Yield) 0.02%

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SUPERMONEY NET RECOMMENDATION SCORE

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