Hoot Bank Checking Account

Hoot Bank Checking Account

in Checking Accounts from Hoot Bank · Member FDIC


Hoot Bank Checking Account


in Checking Accounts from Hoot Bank · Member FDIC

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Monthly Fee N/A
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

Hoot Bank Checking Account Review

Hoot Bank Checking Account is offered by Hoot Bank, a bank founded in 2017 and based in Santa Clara, CA. Hoot Bank Checking Account is available in 50 states (and Washington, DC).

Key Takeaways
  • No ATM fees. Hoot Bank Checking Account does not charge fees on ATM transactions.
  • Hard credit pull. Hoot Bank may require a hard pull on your credit report to open a checking account.
Hoot Bank Checking Account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Not FDIC-insured.
Hoot Bank Checking Account FAQ

Are checking accounts from Hoot Bank federally insured?

Yes, your Hoot Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Hoot Bank Checking Account offer?

What are the account minimums for Hoot Bank Checking Account?

Hoot Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $

What fees does Hoot Bank Checking Account charge?

The good news is that this account does not have a monthly service charge.

Hoot Bank Checking Account Fees
Monthly Fee N/A
Paper Statement Fee N/A
ATM Fee: In-Network N/A
ATM Fee: Out-of-Network N/A
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee N/A
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee N/A
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) N/A
Wire Transfer Fee - International (Outgoing) N/A

What features and perks does Hoot Bank Checking Account offer?

This account includes the following features:

  • Mobile Banking Services - Hoot Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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  • Headquarters
  •   Santa Clara, CA USA
  •   Visit Site

Other Services by Hoot Bank


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Bank Account Features
  • No ATM Fees
  • Debit Card
  • Mobile Banking
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

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