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  Hudson Valley Federal Credit Union Checking Account

Hudson Valley Federal Credit Union Checking Account

in Checking Accounts from Hudson Valley Credit Union · ncua

Unaffiliated

Hudson Valley Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from Hudson Valley Credit Union · Insured by NCUA

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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0 users don't recommend
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Highlights
Community Rating

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Monthly Fee $0
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0.03%

Hudson Valley Federal Credit Union Checking Account Review

Hudson Valley Federal Credit Union Checking Account is offered by Hudson Valley Credit Union, a credit union founded in 1963 and based in Poughkeepsie, NY. Hudson Valley Federal Credit Union Checking Account is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.03%.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Hudson Valley Federal Credit Union Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Hudson Valley Credit Union.
Hudson Valley Federal Credit Union checking account Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • No ATM access to Hudson Valley Federal Credit Union Checking Account.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
Hudson Valley Federal Credit Union checking account FAQ

Are checking accounts from Hudson Valley Credit Union federally insured?

Yes, your Hudson Valley Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Hudson Valley Federal Credit Union checking account offer?

Hudson Valley Federal Credit Union Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.03%

Hudson Valley Federal Credit Union checking account offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Hudson Valley Federal Credit Union checking account?

Hudson Valley Federal Credit Union checking account does not require a minimum initial deposit.

Hudson Valley Federal Credit Union checking account Account Minimums
Description Amount
Minimum Opening Deposit $0

What fees does Hudson Valley Federal Credit Union checking account charge?

This account charges a monthly service fee of $0.

Hudson Valley Federal Credit Union Checking Account Fees
Description
ATM Fee: In-Network $2
Check Cashing Fee $1
Debit Card Replacement Fee $5
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $4
Returned Deposit Fee (Domestic) $30
Returned Deposit Fee (International) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $2

Does Hudson Valley Federal Credit Union checking account charge overdraft fees?

Yes, Hudson Valley Federal Credit Union checking account charges a $30 fee for every overdraft.

Hudson Valley Federal Credit Union checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Hudson Valley Federal Credit Union checking account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - Hudson Valley Federal Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Hudson Valley Federal Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

How do people rate the customer service and user experience of Hudson Valley Federal Credit Union checking account?

Overall, Hudson Valley Federal Credit Union checking account is strongly recommended based on community reviews that rate customer service and user experience.

Hudson Valley Federal Credit Union Checking Account Disclosure: If you live, work, worship, volunteer or attend school in Dutchess, Ulster, Orange, or Putnam County, you are eligible for membership.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   159 Barnegat Rd
    Poughkeepsie, NY 12601
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 7:00pm
  • Tuesday 8:30am - 7:00pm
  • Wednesday 8:30am - 7:00pm
  • Thursday 8:30am - 7:00pm
  • Friday 8:30am - 7:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Hudson Valley Credit Union

Availability

  Available in 1 state
New York
Availabile in all of New York

Feature Breakdown

Monthly Fee $0
Online Bill Pay Fee $0
ATM Fee: In-Network $2
Check Cashing Fee $1
Debit Card Replacement Fee $5
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $4
Returned Deposit Fee (Domestic) $30
Returned Deposit Fee (International) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $2
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.03%

Hudson Valley Federal Credit Union Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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