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  Hudson Valley Federal Credit Union Checking Account

Hudson Valley Federal Credit Union Checking Account

in Checking Accounts from Hudson Valley Federal Credit Union

Unaffiliated

Hudson Valley Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from Hudson Valley Federal Credit Union

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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0 users don't recommend
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Highlights
Community Rating

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Monthly Fee $0
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.03%

Hudson Valley Federal Credit Union Checking Account Review

Hudson Valley Federal Credit Union Checking Account is offered by Hudson Valley Federal Credit Union, a credit union founded in 1963 and based in Poughkeepsie, NY. Hudson Valley Federal Credit Union Checking Account is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.03%.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Hudson Valley Federal Credit Union Checking Account does not charge fees on ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions
  • Free bill pay. Pay your bills to practically anyone in the United States through Hudson Valley Federal Credit Union.
  • Hard credit pull. Hudson Valley Federal Credit Union may require a hard pull on your credit report to open a checking account.
Hudson Valley Federal Credit Union Checking Account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
Hudson Valley Federal Credit Union Checking Account FAQ

Are checking accounts from Hudson Valley Federal Credit Union federally insured?

Yes, your Hudson Valley Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Hudson Valley Federal Credit Union Checking Account offer?

Hudson Valley Federal Credit Union Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.03%

Hudson Valley Federal Credit Union Checking Account offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Hudson Valley Federal Credit Union Checking Account?

Hudson Valley Federal Credit Union Checking Account requires a minimum initial deposit of $5 to open an account.

Hudson Valley Federal Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $5

What fees does Hudson Valley Federal Credit Union Checking Account charge?

This account charges a monthly maintenance fee of $0.

Hudson Valley Federal Credit Union Checking Account Fees
Description
Monthly Fee $0
Paper Statement Fee $4
ATM Fee: In-Network $2
ATM Fee: Out-of-Network $2
NSF Fee $30
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $30
Early Account Closure $20
Returned Deposit Fee (Domestic) $30
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee $1
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $10
ATM Reimbursement Monthly Limit N/A

What features and perks does Hudson Valley Federal Credit Union Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Hudson Valley Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Hudson Valley Federal Credit Union Checking Account Disclosure: If you live, work, worship, volunteer or attend school in Dutchess, Ulster, Orange, or Putnam County, you are eligible for membership.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Hudson Valley Federal Credit Union

Availability

  Available in 1 state
New York
Availabile in all of New York

Feature Breakdown

APY Minimum Balance $0
Minimum Initial Deposit $5
Monthly Fee $0
Online Bill Pay Fee $0
ATM Fee: In-Network $2
Check Cashing Fee $1
Debit Card Replacement Fee $5
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $4
Returned Deposit Fee (Domestic) $30
Returned Deposit Fee (International) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $2
Bank Account Features
  • No ATM Fees
  • IRAs
  • Branch Access
  • NCUA Member
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Mobile Banking
  • ATM Reimbursement
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.03%

Hudson Valley Federal Credit Union Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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