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Hudson Valley Federal Credit Union Checking Account

in Checking Accounts

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Hudson Valley Federal Credit Union Checking Account

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in Checking Accounts

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Overview

Where does Hudson Valley Federal Credit Union Checking Account do business?

Hudson Valley Federal Credit Union Checking Account is a credit union based in Poughkeepsie, NY. It was founded in 1963 and offers checking accounts services in 1 state across the USA.

Hudson Valley Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Hudson Valley Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does Hudson Valley Federal Credit Union offer?

Hudson Valley Federal Credit Union Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What features and perks does Hudson Valley Federal Credit Union Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - Hudson Valley Federal Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does Hudson Valley Federal Credit Union Checking Account charge?

This account charges a monthly maintenance fee of $0.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • Hudson Valley Federal Credit Union Checking Account charges a $20 fee for an early account closure. Contact Hudson Valley Federal Credit Union Checking Account for more details on what is considered an early closure.
  • Hudson Valley Federal Credit Union Checking Account charges $4 every time you request a paper statement.
  • Every returned deposit incurs in a $4 charge.
HUDSON VALLEY FEDERAL CREDIT UNION CHECKING ACCOUNT Disclosure: If you live, work, worship, volunteer or attend school in Dutchess, Ulster, Orange, or Putnam County, you are eligible for membership.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
New York
Availabile in all of New York

Feature Breakdown

APY Minimum Balance
$0
Minimum Initial Deposit
$5
No Fees
Monthly Fee
$0
Online Bill Pay Fee
$0
List of Fees
Paper Statement Fee
$4
ATM Fee: In-Network
$2
ATM Fee: Out-of-Network
$2
NSF Fee
$30
Overdraft Protection Fee (per transfer)
$5
Overdraft Item Fee
$30
Early Account Closure
$20
Returned Deposit Fee (Domestic)
$30
Debit Card Replacement Fee
$5
Check Cashing Fee
$1
Stop Payment Fee
$30
Foreign Transaction Fee (Debit Card)
1%
Wire Transfer Fee - Domestic (Outgoing)
$25
Wire Transfer Fee - International (Outgoing)
$40
Wire Transfer Fee - International (Incoming)
$10
Returned Deposit Fee (International)
$30
Wire Transfer Fee - Domestic (Incoming)
$10
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
Percentage
APY
0.05%
  0% 5%

Reviews

 
 

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