Kinecta Federal Credit Union Checking Plus
in Checking Accounts from Kinecta Federal Credit Union
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in Checking Accounts from Kinecta Federal Credit Union
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| Monthly Fee | $0 - $9 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
| ATM Fee: Out-of-Network | $0 |
| APY (Annual Percentage Yield) | 0.05% - 0.35% |
Kinecta Federal Credit Union Checking Plus Review
Kinecta Federal Credit Union Checking Plus is offered by Kinecta Federal Credit Union, a credit union founded in 1940 and based in Manhattan Beach, CA. Kinecta Federal Credit Union Checking Plus is available in 1 state across the USA.
Are checking accounts from Kinecta Federal Credit Union federally insured?
No, your Kinecta Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Kinecta Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Kinecta Federal Credit Union offer?
Kinecta Federal Credit Union Checking Plus offers an APY starting at .05% and ranging up to .35% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | .05% - .35% |
What are the account minimums for Kinecta Federal Credit Union Checking Plus?
Kinecta Federal Credit Union Checking Plus requires a minimum initial deposit of $15 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $15 |
| Minimum Direct Deposit to Avoid Monthly Fee | $500 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
What fees does Kinecta Federal Credit Union Checking Plus charge?
This account charges a monthly maintenance fee of up to $9.
| Description | |
|---|---|
| Monthly Fee | $0 - $9 |
| Paper Statement Fee | $2 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | $4 |
| Overdraft Item Fee | $30 |
| Early Account Closure | $5 |
| Returned Deposit Fee (Domestic) | $25 |
| Debit Card Replacement Fee | $18 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $20 |
| Check Image Service | N/A |
| Check Copy | $3.50 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Outgoing) | $55 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Returned Deposit Fee (International) | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Kinecta Federal Credit Union Checking Plus offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Kinecta Federal Credit Union Checking Plus allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
1440 Rosecrans Avenue
Manhattan Beach, CA 90266 - Visit Site
About Kinecta Federal Credit Union Checking Plus
Availability
Feature Breakdown
| Minimum Direct Deposit to Avoid Monthly Fee | $500 |
| Minimum Initial Deposit | $15 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
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