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  Kinecta Federal Credit Union Checking Plus

Kinecta Federal Credit Union Checking Plus

in Checking Accounts from Kinecta Federal Credit Union

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Kinecta Federal Credit Union Checking Plus

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in Checking Accounts from Kinecta Federal Credit Union

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Highlights
Highlights
Monthly Fee $0 - $9
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: Out-of-Network $0
APY 0.05% - 0.35%

Kinecta Federal Credit Union Checking Plus Review

Where is Kinecta Federal Credit Union Checking Plus available?

Kinecta Federal Credit Union is a credit union based in Manhattan Beach, CA. It was founded in 1940 and offers banking services in 1 state across the USA.

Is Kinecta Federal Credit Union Checking Plus insured by the FDIC?

Kinecta Federal Credit Union Checking Plus is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Kinecta Federal Credit Union Checking Plus were to fall into financial difficulties.

What APY does Kinecta Federal Credit Union offer?

Kinecta Federal Credit Union Checking Plus offers an APY starting at .05% and ranging up to .35% (APY stands for annual percentage yield, rates may change).

Kinecta Federal Credit Union Checking Plus Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) .05% - .35%

What are the account minimums for Kinecta Federal Credit Union Checking Plus?

Kinecta Federal Credit Union Checking Plus requires a minimum initial deposit of $15 to open an account.

Kinecta Federal Credit Union Checking Plus Account Minimums
Description Amount
Minimum Initial Deposit $15
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Balance to Avoid Monthly Fee $2,500

What fees does Kinecta Federal Credit Union Checking Plus charge?

This account charges a monthly maintenance fee of up to $9.

Kinecta Federal Credit Union Checking Plus Fees
Description
Monthly Fee $0 - $9
Paper Statement Fee $2
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $30
Overdraft Protection Fee (per transfer) $4
Overdraft Item Fee $30
Early Account Closure $5
Returned Deposit Fee (Domestic) $25
Debit Card Replacement Fee $18
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $20
Check Image Service N/A
Check Copy $3.50
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $55
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Kinecta Federal Credit Union Checking Plus offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Kinecta Federal Credit Union Checking Plus allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   1440 Rosecrans Avenue
    Manhattan Beach, CA 90266
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

About Kinecta Federal Credit Union Checking Plus

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Minimum Initial Deposit $15
Minimum Direct Deposit to Avoid Monthly Fee $500
Minimum Balance to Avoid Monthly Fee $2,500
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $9
Paper Statement Fee $2
NSF Fee $30
Overdraft Protection Fee (per transfer) $4
Overdraft Item Fee $30
Early Account Closure $5
Returned Deposit Fee (Domestic) $25
Debit Card Replacement Fee $18
Stop Payment Fee $20
Check Copy $3.50
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $55
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $25
Bank Account Features
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
APY 0.05% - 0.35%

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