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  Lake of Michigan Credit Union Checking Account

Lake of Michigan Credit Union Checking Account

in Checking Accounts from Lake Michigan Credit Union

Unaffiliated

Lake of Michigan Credit Union Checking Account

Unaffiliated

in Checking Accounts from Lake Michigan Credit Union

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Highlights
Highlights
Monthly Fee $0 - $20
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $1
APY 0.25% - 3%

Lake of Michigan Credit Union Checking Account Review

Lake of Michigan Credit Union Checking Account is offered by Lake Michigan Credit Union, a credit union founded in 1933 and based in Grand Rapids, MI. Lake of Michigan Credit Union Checking Account is offered in 1 state across the USA.

Are checking accounts from Lake Michigan Credit Union federally insured?

Yes, your Lake Michigan Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Lake Michigan Credit Union offer?

Lake of Michigan Credit Union Checking Account offers an APY starting at 0.25% and ranging up to 3% (APY stands for annual percentage yield, rates may change).

Lake of Michigan Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.25% - 3%

What are the account minimums for Lake of Michigan Credit Union Checking Account?

Lake of Michigan Credit Union Checking Account requires a minimum initial deposit of $5 to open an account.

Lake of Michigan Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $5

What fees does Lake of Michigan Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Lake of Michigan Credit Union Checking Account Fees
Description
Monthly Fee $0 - $20
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1
NSF Fee $30
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $30
Early Account Closure $5
Returned Deposit Fee (Domestic) $5
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service N/A
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Incoming) $5

What features and perks does Lake of Michigan Credit Union Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Lake of Michigan Credit Union Checking Account allows you to manage your money online.
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Contact

  • Headquarters
  •   PO Box 2848
    Grand Rapids, MI 49501 USA
  •   Visit Site

Other Services by Lake Michigan Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Minimum Initial Deposit $5
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $20
Paper Statement Fee $5
ATM Fee: Out-of-Network $1
NSF Fee $30
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $30
Early Account Closure $5
Returned Deposit Fee (Domestic) $5
Debit Card Replacement Fee $5
Stop Payment Fee $25
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Incoming) $5
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.25% - 3%

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