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Lake of Michigan Credit Union Checking Account

in Checking Accounts from Lake Michigan Credit Union

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Lake of Michigan Credit Union Checking Account

Unaffiliated

in Checking Accounts from Lake Michigan Credit Union

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Highlights
Highlights
Monthly Fee $0 - $20
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $1
APY 0.25% - 3%

Overview

Where is Lake of Michigan Credit Union Checking Account available?

Lake Michigan Credit Union is a credit union based in Grand Rapids, MI. It was founded in 1933 and offers banking services in 1 state across the USA.

Is Lake of Michigan Credit Union Checking Account insured by the FDIC

Lake of Michigan Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Lake of Michigan Credit Union Checking Account were to fall into financial difficulties.

What APY does Lake Michigan Credit Union offer?

Lake of Michigan Credit Union Checking Account offers an APY starting at 0.25% and ranging up to 3% (APY stands for annual percentage yield, rates may change).

Lake of Michigan Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.25% - 3%

What are the account minimums for Lake of Michigan Credit Union Checking Account?

Lake of Michigan Credit Union Checking Account requires a minimum initial deposit of $5 to open an account.
Lake of Michigan Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $5

What fees does Lake of Michigan Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Lake of Michigan Credit Union Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $1
Check Copy Fee $2
Debit Card Replacement Fee $5
Early Account Closure $5
Non-Sufficient Funds $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (International) $5
Outgoing Domestic Bank Transfer Fee $25
Incoming Domestic Bank Transfer Fee $5
Outgoing International Bank Transfer Fee $50
Incoming International Bank Transfer Fee $10
Early Closure Fee $5
Paper Statement Fee $5

What features and perks does Lake of Michigan Credit Union Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Lake of Michigan Credit Union Checking Account allows you to manage your money online.
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Contact

  • Headquarters
  •   PO Box 2848
    Grand Rapids, MI 49501 USA
  •   Visit Site

Other Services by Lake Michigan Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Minimum Initial Deposit $5
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $20
Paper Statement Fee $5
ATM Fee: Out-of-Network $1
NSF Fee $30
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $30
Early Account Closure $5
Returned Deposit Fee (Domestic) $5
Debit Card Replacement Fee $5
Stop Payment Fee $25
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Incoming) $5
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.25% - 3%

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