Overview

Where does Lake of Michigan Credit Union Checking Account do business?

Lake of Michigan Credit Union Checking Account is a credit union based in Grand Rapids, MI. It was founded in 1933 and offers checking accounts services in 1 state across the USA.

Lake of Michigan Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Lake of Michigan Credit Union Checking Account were to fall into financial difficulties.

What APY does Lake Michigan Credit Union offer?

Lake of Michigan Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.25% - 3%

Lake of Michigan Credit Union Checking Account offers an APY starting at 0.25% and ranging up to 3% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Lake of Michigan Credit Union Checking Account?

Lake of Michigan Credit Union Checking Account does not have a minimum initial deposit to open an account.

Lake of Michigan Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$5

What features and perks does Lake of Michigan Credit Union Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Lake of Michigan Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.

What fees does Lake of Michigan Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Lake of Michigan Credit Union Checking Account Fees

Fees	Amount
ATM Out-Of-Network Fee	$1
Check Copy Fee	$2
Debit Card Replacement Fee	$5
Early Account Closure	$5
Non-Sufficient Funds	$30
Overdraft Item Fee	$30
Overdraft Protection Fee (per transfer)	$5
Returned Deposit Fee (International)	$5
Outgoing Domestic Bank Transfer Fee	$25
Incoming Domestic Bank Transfer Fee	$5
Outgoing International Bank Transfer Fee	$50
Incoming International Bank Transfer Fee	$10
Early Closure Fee	$5
Paper Statement Fee	$5

What features and perks does Lake of Michigan Credit Union Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Lake of Michigan Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.