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  Logix Federal Credit Union Advantage Checking
Logix Federal Credit Union Advantage Checking
in Checking Accounts from Logix Federal Credit Union
Unaffiliated

Logix Federal Credit Union Advantage Checking

Unaffiliated
in Checking Accounts from Logix Federal Credit Union
SuperMoney Net Recommendation Score +90  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +90, equating to 4.8 on a 5 point rating scale.

+90

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

38 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Community Rating Strongly recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $3.95 - $5.95
Minimum Balance to Avoid Monthly Fee Starting at $750
Number of Reviews 40

Logix Federal Credit Union Advantage Checking Review

Logix Federal Credit Union Advantage Checking is offered by Logix Federal Credit Union, founded in 1937 and based in Burbank, CA. Logix Federal Credit Union Advantage Checking is available in 9 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Logix Federal Credit Union Advantage Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.95, but the fee is waived if you keep a minimum balance of $750 or have a monthly direct deposit of $250.
Logix checking account Pros & Cons
Pros Cons
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 9 states.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.
Logix checking account FAQ

Are checking accounts from Logix Federal Credit Union federally insured?

No, your Logix Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Logix Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Logix checking account offer?

Logix checking account is not an interest-bearing account.

What are the account minimums for Logix checking account?

Logix checking account requires a minimum initial deposit of $25 to open an account.

Logix Federal Credit Union Advantage Checking Minimums
Description
Minimum Balance to Earn APY $0
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $750

What fees does Logix checking account charge?

This account charges a monthly service fee of up to $5.95.

Logix Federal Credit Union Advantage Checking Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $7.50
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 1.1%
Monthly Fee $3.95 - $5.95
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $4
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $29
Returned Deposit Fee (International) $29
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network Starting at $1.95

Does Logix checking account charge overdraft fees?

Yes, Logix checking account charges a $30 fee for every overdraft.

Logix checking account offers overdraft protection at a cost of $4 per transaction.

What features and perks does Logix checking account offer?

This account includes the following features:

What is the customer support email for Logix checking account?

The customer support email for Logix checking account is socialmedia@lfcu.com.

How do people rate the customer service and user experience of Logix checking account?

Overall, Logix checking account is strongly recommended based on community reviews that rate customer service and user experience.

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Message From Logix Federal Credit Union

Not everyone banks the same way. That's why we offer a choice of accounts, all of which come with access to thousands of fee-free ATMs, Mobile Banking with eDeposit, payroll Direct Deposit for early payday*, Identity Theft restoration services, and much more. 

All Logix checking accounts come with great free perks. Advantage Checking, Our best value! Free mobile banking (service provider rates may apply), Fee-free access to 30,000 CO-OP Network ATMs, Free Debit Card Rewards Program (simply ask to be enrolled), Unlimited check writing.

Availability

  Available in 8 states and Washington, D.C.
  • Arizona
  • California
  • Washington, DC
  • Massachusetts
  • Maryland
  • Maine
  • New Hampshire
  • Nevada
  • Virginia

Feature Breakdown

Minimum Balance to Earn APY $0
Minimum Direct Deposit to Avoid Monthly Fee $250
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $750
ATM Fee: In-Network $0
Early Account Closure $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Debit Card Replacement Fee $7.50
Foreign Transaction Fee (Debit Card) 1.1%
Monthly Fee $3.95 - $5.95
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $4
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $29
Returned Deposit Fee (International) $29
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network Starting at $1.95
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Member FDIC
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0%

Logix Federal Credit Union Advantage Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +90, equating to 4.8 on a 5 point rating scale.

+90

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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