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Logix Federal Credit Union Advantage Checking

in Checking Accounts from Logix Federal Credit Union · Member ncua

Unaffiliated

Logix Federal Credit Union Advantage Checking

Unaffiliated

in Checking Accounts from Logix Federal Credit Union · Member NCUSIF

SuperMoney Net Recommendation Score +89%

Strongly recommended

18 users recommend

0 users are unsure

1 user doesn't recommend

Browse Reviews: 18 Recommendations | 1 Complaints

Highlights
Community Rating	Strongly recommended
Monthly Fee	$0 - $5.95
ATM Fee: Out-of-Network	$1.95
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0%
Number of Reviews	19

Logix Federal Credit Union Advantage Checking Review

Logix Federal Credit Union Advantage Checking is offered by Logix Federal Credit Union, a credit union founded in 1937 and based in Burbank, CA. Logix Federal Credit Union Advantage Checking is available in 8 states (and Washington, DC).

Key Takeaways

0% APY. As with most checking accounts, Logix Federal Credit Union Advantage Checking does not pay interest.
Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.95.
$25 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
No ATM fees. Logix Federal Credit Union Advantage Checking does not charge fees on ATM transactions.
Hard credit pull. Logix Federal Credit Union may require a hard pull on your credit report to open a checking account.

Logix Federal Credit Union Advantage Checking Pros & Cons

Pros	Cons
Deposits are insured by the NCUA (up to $250K). Free debit card No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest Does not offer mobile check deposits. Only available in 8 states. Higher than average wire transfer fees. Monthly service charge. Charges a higher than average fee on out-of-network ATM transactions.

Logix Federal Credit Union Advantage Checking FAQ

Are checking accounts from Logix Federal Credit Union federally insured?

Yes, your Logix Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Logix Federal Credit Union Advantage Checking offer?

Logix Federal Credit Union Advantage Checking is not an interest-bearing account.

What are the account minimums for Logix Federal Credit Union Advantage Checking?

Logix Federal Credit Union Advantage Checking requires a minimum initial deposit of $25 to open an account.

Logix Federal Credit Union Advantage Checking Account Minimums
Description	Amount
Minimum Initial Deposit	$25

What fees does Logix Federal Credit Union Advantage Checking charge?

This account charges a monthly maintenance fee of up to $5.95.

Logix Federal Credit Union Advantage Checking Fees
Description
ATM Fee: In-Network	$0
Debit Card Replacement Fee	$7.50
Early Account Closure	$0
Foreign Transaction Fee (Debit Card)	1.1%
Monthly Fee	$0 - $5.95
NSF Fee	$30
Online Bill Pay Fee	$0
Overdraft Item Fee	$30
Overdraft Protection Fee (per transfer)	$4
Paper Statement Fee	$5
Returned Deposit Fee (Domestic)	$29
Returned Deposit Fee (International)	$29
Stop Payment Fee	$20
Wire Transfer Fee - Domestic (Incoming)	$0
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Incoming)	$0
Wire Transfer Fee - International (Outgoing)	$0
ATM Fee: Out-of-Network	$1.95

What features and perks does Logix Federal Credit Union Advantage Checking offer?

This account includes the following features:

Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
Mobile Banking Services - Logix Federal Credit Union Advantage Checking allows you to manage your money online.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.