Members First Community Credit Union Free Checking
in Checking Accounts from Members First Community Credit Union · ncua
UnaffiliatedMembers First Community Credit Union Free Checking
in Checking Accounts from Members First Community Credit Union · Insured by NCUA
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| APY (Annual Percentage Yield) | 1.005% |
Members First Community Credit Union Free Checking Review
Members First Community Credit Union Free Checking is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members First Community Credit Union Free Checking is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 1.005%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $0.01.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- Bill pay. Pay your bills to practically anyone in the United States through Members First Community Credit Union.
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Are checking accounts from Members First Community Credit Union federally insured?
Yes, your Members First Community Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members First Community Credit Union Free Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 1.005% |
Members First Community Credit Union Free Checking offers an APY of 1.005% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for Members First Community Credit Union Free Checking?
Members First Community Credit Union Free Checking requires a minimum initial deposit of $50 to open an account.
| Description | |
|---|---|
| APY Minimum Balance | $0.01 |
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Members First Community Credit Union Free Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $15 |
| ATM Fee: Out-of-Network | $0 |
Does Members First Community Credit Union Free Checking charge overdraft fees?
What features and perks does Members First Community Credit Union Free Checking offer?
This account includes the following features:
- Fraud monitoring - Members First Community Credit Union Free Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members First Community Credit Union Free Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Members First Community Credit Union Free Checking?
The customer support email for Members First Community Credit Union Free Checking is mfccu@membersfirstccu.com .
Message From Members First Community Credit Union Free Checking
Contact
- Headquarters
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1201 N. 24th Street
Quincy, IL 62301 - Visit Site
- Email Support
Other Services by Members First Community Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $0.01 |
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
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