Members First Community Credit Union Free Checking
in Checking Accounts from Members First Community Credit Union · Member ncua
UnaffiliatedMembers First Community Credit Union Free Checking
in Checking Accounts from Members First Community Credit Union · Member NCUSIF
Not enough votes for recommendation
Would you recommend Members First Community Credit Union Free Checking to your friends?
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 1.005% |
Members First Community Credit Union Free Checking Review
Members First Community Credit Union Free Checking is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members First Community Credit Union Free Checking is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 1.005%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $0.01.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- Bill pay. Pay your bills to practically anyone in the United States through Members First Community Credit Union.
- Hard credit pull. Members First Community Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
|---|---|
|
|
Are checking accounts from Members First Community Credit Union federally insured?
Yes, your Members First Community Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members First Community Credit Union Free Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 1.005% |
Members First Community Credit Union Free Checking offers an APY of 1.005% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for Members First Community Credit Union Free Checking?
Members First Community Credit Union Free Checking requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $50 |
| APY Minimum Balance | $0.01 |
What fees does Members First Community Credit Union Free Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $15 |
| ATM Fee: Out-of-Network | $0 |
Does Members First Community Credit Union Free Checking charge overdraft fees?
What features and perks does Members First Community Credit Union Free Checking offer?
This account includes the following features:
- Fraud monitoring - Members First Community Credit Union Free Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members First Community Credit Union Free Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Contact
- Headquarters
-
1201 N. 24th Street
Quincy, IL 62301 - Visit Site
Other Services by Members First Community Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $0.01 |
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
Be the first to rate
Would you recommend Members First Community Credit Union Free Checking to your friends?
Other Checking Accounts
- Century Bank of Massachusetts Platinum Checking Account
- Consumers Credit Union Rewards Checking
- Delta Community Credit Union Personal Checking Account
- Exchange Bank Prime Checking
- FB&T Interest Checking
- First Midwest Bank Midwest Checking
- La Capitol Federal Credit Union Choice Plus Checking
- Logix Federal Credit Union Advantage Checking
- National Exchange Bank & Trust Relationship Checking
- Pacific City Bank Royal Checking Account
- Porte Banking
- Union Bank Freely Checking
