SuperMoney
  MEMBERS1st Community Credit Union Checking

MEMBERS1st Community Credit Union Checking

in Checking Accounts from MEMBERS1st Community Credit Union · Member ncua

Unaffiliated

MEMBERS1st Community Credit Union Checking

Unaffiliated

in Checking Accounts from MEMBERS1st Community Credit Union · Member NCUSIF

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend MEMBERS1st Community Credit Union Checking to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0%

MEMBERS1st Community Credit Union Checking Review

MEMBERS1st Community Credit Union Checking is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Checking is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, MEMBERS1st Community Credit Union Checking does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. MEMBERS1st Community Credit Union Checking does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through MEMBERS1st Community Credit Union.
  • Hard credit pull. MEMBERS1st Community Credit Union may require a hard pull on your credit report to open a checking account.
MEMBERS1st Community Credit Union checking Pros & Cons
Pros Cons
  • Deposits are insured by the NCUA (up to $250K).
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
MEMBERS1st Community Credit Union checking FAQ

Are checking accounts from MEMBERS1st Community Credit Union federally insured?

Yes, your MEMBERS1st Community Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does MEMBERS1st Community Credit Union checking offer?

MEMBERS1st Community Credit Union checking is not an interest-bearing account.

What are the account minimums for MEMBERS1st Community Credit Union checking?

MEMBERS1st Community Credit Union checking does not require a minimum initial deposit.

MEMBERS1st Community Credit Union checking Account Minimums
Description Amount
Minimum Opening Deposit $0

What fees does MEMBERS1st Community Credit Union checking charge?

The good news is that this account does not have a monthly Service Charge.

MEMBERS1st Community Credit Union Checking Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $6
Early Account Closure $5
Monthly Fee $0
NSF Fee $29
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $0

Does MEMBERS1st Community Credit Union checking charge overdraft fees?

MEMBERS1st Community Credit Union checking offers overdraft protection at a cost of $5 per transaction.

What features and perks does MEMBERS1st Community Credit Union checking offer?

This account includes the following features:

  • Fraud monitoring - MEMBERS1st Community Credit Union checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - MEMBERS1st Community Credit Union checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
ATM Fee: Out-of-Network $0
Debit Card Replacement Fee $6
Early Account Closure $5
NSF Fee $29
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Bank Account Features
  • No ATM Fees
  • Branch Access
  • NCUA Member
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

Be the first to rate

 

Would you recommend MEMBERS1st Community Credit Union Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts