MEMBERS1st Community Credit Union Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
MEMBERS1st Community Credit Union Checking Review
MEMBERS1st Community Credit Union Checking is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Checking are available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, MEMBERS1st Community Credit Union Checking does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. MEMBERS1st Community Credit Union Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through MEMBERS1st Community Credit Union.
MEMBERS1st Community Credit Union checking Pros & Cons
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MEMBERS1st Community Credit Union checking FAQ
Are checking accounts from MEMBERS1st Community Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does MEMBERS1st Community Credit Union checking offer?
MEMBERS1st Community Credit Union checking is not an interest-bearing account.
What are the account minimums for MEMBERS1st Community Credit Union checking?
MEMBERS1st Community Credit Union checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
What fees does MEMBERS1st Community Credit Union checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| NSF Fee | $29 |
| Overdraft Protection Fee (per transfer) | $5 |
| Returned Deposit Fee (Domestic) | $5 |
| Returned Deposit Fee (International) | $5 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $6 |
| Early Account Closure | $5 |
What features and perks does MEMBERS1st Community Credit Union checking offer?
This account includes the following features:
- Fraud monitoring - MEMBERS1st Community Credit Union checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - MEMBERS1st Community Credit Union checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for MEMBERS1st Community Credit Union checking?
The customer support email for MEMBERS1st Community Credit Union checking is info@members1st.com.
Message From MEMBERS1st Community Credit Union checking
Contact
- Headquarters
-
PO Box 777
Marshalltown
Marshalltown, IA 50158 USA - Visit Site
- Email Support
Other Services by MEMBERS1st Community Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
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