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  MEMBERS1st Community Credit Union Checking
MEMBERS1st Community Credit Union Checking
in Checking Accounts from MEMBERS1st Community Credit Union · Insured by NCUA
Unaffiliated

MEMBERS1st Community Credit Union Checking

Unaffiliated
in Checking Accounts from MEMBERS1st Community Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

MEMBERS1st Community Credit Union Checking Review

MEMBERS1st Community Credit Union Checking is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Checking is available in 1 state across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, MEMBERS1st Community Credit Union Checking does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. MEMBERS1st Community Credit Union Checking does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through MEMBERS1st Community Credit Union.

MEMBERS1st Community Credit Union checking Pros & Cons

Pros Cons
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.

MEMBERS1st Community Credit Union checking FAQ

Are checking accounts from MEMBERS1st Community Credit Union federally insured?

Yes, your MEMBERS1st Community Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does MEMBERS1st Community Credit Union checking offer?

MEMBERS1st Community Credit Union checking is not an interest-bearing account.

What are the account minimums for MEMBERS1st Community Credit Union checking?

MEMBERS1st Community Credit Union checking does not require a minimum initial deposit.

MEMBERS1st Community Credit Union Checking Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0

What fees does MEMBERS1st Community Credit Union checking charge?

The good news is that this account does not have a monthly Service Charge.

MEMBERS1st Community Credit Union Checking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
NSF Fee $29
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $2
Online Bill Pay Fee $0
Debit Card Replacement Fee $6
Early Account Closure $5

What features and perks does MEMBERS1st Community Credit Union checking offer?

This account includes the following features:

  • Fraud monitoring - MEMBERS1st Community Credit Union checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - MEMBERS1st Community Credit Union checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for MEMBERS1st Community Credit Union checking?

The customer support email for MEMBERS1st Community Credit Union checking is info@members1st.com.

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Message From MEMBERS1st Community Credit Union

No matter what you might be saving for, MEMBERS1st provides the services, products and individual attention you deserve to make it easier to reach your savings goals. Discover the features and benefits that come with a MEMBERS1st checking account. Save money with our fee-free checking. This account offers everything you need and the services you expect.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:30am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by MEMBERS1st Community Credit Union

Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
NSF Fee $29
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $20
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $2
Online Bill Pay Fee $0
Debit Card Replacement Fee $6
Early Account Closure $5
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0%

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