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  Metro City Bank Personal Checking Account
Metro City Bank Personal Checking Account

in Checking Accounts from Metro City Bank

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Metro City Bank Personal Checking Account

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in Checking Accounts from Metro City Bank

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee Starting at $750

Metro City Bank Personal Checking Account Review

Metro City Bank Personal Checking Account is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Personal Checking Account is available in 7 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Metro City Bank Personal Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $750.
  • Bill pay. Pay your bills to practically anyone in the United States through Metro City Bank.
Metro City Bank personal checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in 7 states.
  • Monthly service charge.
Metro City Bank personal checking FAQ

Are checking accounts from Metro City Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58181). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Metro City Bank personal checking offer?

Metro City Bank personal checking is not an interest-bearing account.

What are the account minimums for Metro City Bank personal checking?

Metro City Bank personal checking requires a minimum initial deposit of $50 to open an account.

Metro City Bank Personal Checking Account Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $750

What fees does Metro City Bank personal checking charge?

This account charges a monthly service fee of up to $10.

Metro City Bank Personal Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee $0 - $10
Online Bill Pay Fee $0

What features and perks does Metro City Bank personal checking offer?

This account includes the following features:

  • Fraud monitoring - Metro City Bank personal checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Metro City Bank personal checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Metro City Bank personal checking?

The customer support email for Metro City Bank personal checking is HelpDesk@metrocitybank.com.

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Message From Metro City Bank Personal Checking Account

At Metro City Bank, we are serious about giving our customers superior service in every way possible. You are not a number to us, you are special and we want to treat you that way with the personal touch you expect and deserve.

Our Personal Checking Account satisfies most everyday checking requirements. A monthly maintenance fee of $10.00 will not be assessed when you maintain a minimum daily balance of $750. Minimum deposit to open account is $50.

Availability

  Available in 7 states
  • Alabama
  • Florida
  • Georgia
  • New Jersey
  • New York
  • Texas
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $750
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $10
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC

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