Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A(Verified 09/28/2022)
Rewards
N/A
APY (Annual Percentage Yield)
0%(Verified 06/21/2024)
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Monthly Maintenance Fee
$0(Verified 01/21/2026)
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Metro City Bank Senior Checking Account Review
The Metro City Bank Senior Checking Account is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Senior Checking Account is available in 7 states.
Key Takeaways
- 0% APY. As with most checking accounts, Metro City Bank Senior Checking Account does not pay interest.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $100 minimum opening deposit. This is a typical minimum initial deposit.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Metro City Bank mobile or online banking.
Metro City Bank Senior Checking Account Pros & Cons
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Metro City Bank Senior Checking Account FAQ
Are checking accounts from Metro City Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #58181). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Metro City Bank Senior Checking Account offer?
Metro City Bank Senior Checking Account is not an interest-bearing account.
What are the account minimums for Metro City Bank Senior Checking Account?
Metro City Bank Senior Checking Account requires a minimum initial deposit of $100.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Metro City Bank Senior Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Metro City Bank Senior Checking Account offer?
This account includes the following features:
- Fraud monitoring - Metro City Bank Senior Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Metro City Bank Senior Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks* in your account with a mobile app on your smartphone.
What is the customer support email for Metro City Bank Senior Checking Account?
The customer support email for Metro City Bank Senior Checking Account is HelpDesk@metrocitybank.com.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Metro City Bank Senior Checking Account
Hours of Operation
SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 4:00PMSaturday9:00AM - 1:00PM
Other Services by Metro City Bank
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Other Checking Accounts from Metro City Bank
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
Starting at 0.01%
Disclaimer popup with additional information
Monthly Service Fee
$0.25 - $10
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Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%
Disclaimer popup with additional information
Monthly Service Fee
$0 - $10
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
Starting at 0.01%
Disclaimer popup with additional information
Monthly Service Fee
$0 - $15
Disclaimer popup with additional information
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