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  Metro City Bank Senior Checking Account

Metro City Bank Senior Checking Account

in Checking Accounts from Metro City Bank

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Metro City Bank Senior Checking Account

Unaffiliated

in Checking Accounts from Metro City Bank

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Metro City Bank Senior Checking Account Review

Metro City Bank Senior Checking Account is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Senior Checking Account is available in 7 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Metro City Bank Senior Checking Account does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through Metro City Bank.
  • Hard credit pull. Metro City Bank may require a hard pull on your credit report to open a checking account.
Metro City Bank Senior Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in 7 states.
Metro City Bank Senior Checking Account FAQ

Are checking accounts from Metro City Bank federally insured?

No, your Metro City Bank checking accounts are not insured by a federal insurance agency. This means that if Metro City Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Metro City Bank Senior Checking Account offer?

Metro City Bank Senior Checking Account is not an interest-bearing account.

What are the account minimums for Metro City Bank Senior Checking Account?

Metro City Bank Senior Checking Account requires a minimum initial deposit of $100 to open an account.

Metro City Bank Senior Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $100

What fees does Metro City Bank Senior Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Metro City Bank Senior Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0

Does Metro City Bank Senior Checking Account charge overdraft fees?

What features and perks does Metro City Bank Senior Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Metro City Bank Senior Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Metro City Bank Senior Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Metro City Bank

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View all checking accounts offered by Metro City Bank

Availability

  Available in 7 states
  • Alabama
  • Florida
  • Georgia
  • New Jersey
  • New York
  • Texas
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $100
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • FDIC Member
  • Check Writing

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