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  Metro City Bank Senior Checking Account
Metro City Bank Senior Checking Account Unaffiliated

Metro City Bank Senior Checking Account

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A

Metro City Bank Senior Checking Account Review

Metro City Bank Senior Checking Account is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Senior Checking Account is available in 7 states across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, Metro City Bank Senior Checking Account does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Metro City Bank.

Metro City Bank Senior Checking Account Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in 7 states.

Metro City Bank Senior Checking Account FAQ

Are checking accounts from Metro City Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58181). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Metro City Bank Senior Checking Account offer?

Metro City Bank Senior Checking Account is not an interest-bearing account.

What are the account minimums for Metro City Bank Senior Checking Account?

Metro City Bank Senior Checking Account requires a minimum initial deposit of $100 to open an account.

Metro City Bank Senior Checking Account Minimums
Description
Minimum Opening Deposit Starting at $100

What fees does Metro City Bank Senior Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Metro City Bank Senior Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0

What features and perks does Metro City Bank Senior Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Metro City Bank Senior Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Metro City Bank Senior Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Metro City Bank Senior Checking Account?

The customer support email for Metro City Bank Senior Checking Account is HelpDesk@metrocitybank.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Metro City Bank

At Metro City Bank, we are serious about giving our customers superior service in every way possible. You are not a number to us, you are special and we want to treat you that way with the personal touch you expect and deserve.

A Senior Checking Account is especially for persons over 55 years old. No minimum balance is required and unlimited check writing. Minimum deposit to open account is $100.  No monthly maintenance fee. Free Basic MCB Checks.

 

Availability

  Available in 7 states
  • Alabama
  • Florida
  • Georgia
  • New Jersey
  • New York
  • Texas
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $100
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0%

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