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  Morgan Stanley Checking Account

Morgan Stanley Checking Account

in Checking Accounts from Morgan Stanley

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Morgan Stanley Checking Account

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in Checking Accounts from Morgan Stanley

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Highlights
Highlights
Monthly Fee $0 - $12.50
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY 2.7% - 5.3%

Morgan Stanley Checking Account Review

Where is Morgan Stanley Checking Account available?

Morgan Stanley is a financial institution based in Salt Lake City, UT. It was founded in 1935 and offers banking services in 50 states (and Washington, DC).

Is Morgan Stanley Checking Account insured by the FDIC

Deposits in Morgan Stanley Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Morgan Stanley offer?

Morgan Stanley Checking Account offers an APY starting at 2.7% and ranging up to 5.3% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

Morgan Stanley Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 2.7% - 5.3%

What are the account minimums for Morgan Stanley Checking Account?

Morgan Stanley Checking Account requires a minimum initial deposit of $2,500 to open an account.
Morgan Stanley Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $2500

What fees does Morgan Stanley Checking Account charge?

This account charges a monthly maintenance fee of up to $12.5.

Morgan Stanley Checking Account Fees
Fees Amount
Non-Sufficient Funds $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $25
Returned Deposit Fee (International) $25
Outgoing Domestic Bank Transfer Fee $25
Outgoing International Bank Transfer Fee $50
Paper Statement Fee $5

What features and perks does Morgan Stanley Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Morgan Stanley Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   201 S Main St. Ste 500
    Salt Lake City, UT 84111 USA
  •   Visit Site

Other Services by Morgan Stanley

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $2,500
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $12.50
Paper Statement Fee $5
NSF Fee $25
Overdraft Protection Fee (per transfer) $25
Overdraft Item Fee $25
Returned Deposit Fee (Domestic) $25
Stop Payment Fee $25
Foreign Transaction Fee (Debit Card) 2%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Returned Deposit Fee (International) $25
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
APY 2.7% - 5.3%

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