
Morgan Stanley Premier Cash Management
Would you recommend Morgan Stanley Premier Cash Management to your friends?
Community Rating |
Rating not yet determined |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0.15% - 0.75% |
Monthly Fee | $0 - $15 |
Minimum Balance to Avoid Monthly Fee | N/A |
Morgan Stanley Premier Cash Management Review
Morgan Stanley Premier Cash Management is offered by Morgan Stanley, a bank founded in 1935 and based in Salt Lake City, UT. Morgan Stanley Premier Cash Management is available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. Morgan Stanley Premier Cash Management has an annual percentage yield of up to 0.75%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $15.
- No ATM fees. Morgan Stanley Premier Cash Management does not charge fees on ATM transactions.
- Up to $200 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Morgan Stanley.
Morgan Stanley Premier Cash Management Pros & Cons
Pros | Cons |
---|---|
|
|
Morgan Stanley Premier Cash Management FAQ
Are checking accounts from Morgan Stanley federally insured?
Yes, your Morgan Stanley checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Morgan Stanley Premier Cash Management offer?
Morgan Stanley Premier Cash Management offers an APY starting at 0.15% and ranging up to 0.75% (APY stands for annual percentage yield, rates may change).
Rates | Amount |
---|---|
APY (Annual Percentage Yield) | 0.15% - 0.75% |
What are the account minimums for Morgan Stanley Premier Cash Management?
Description | |
---|---|
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $2,500 |
What fees does Morgan Stanley Premier Cash Management charge?
This account charges a monthly service fee of up to $15.
Description | |
---|---|
Monthly Fee | $0 - $15 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $0 |
ATM Reimbursement Monthly Limit | $200 |
Foreign Transaction Fee (Debit Card) | 0% |
NSF Fee | $25 |
Overdraft Item Fee | $25 |
Overdraft Protection Fee (per transfer) | $25 |
Returned Deposit Fee (Domestic) | $25 |
Returned Deposit Fee (International) | $25 |
Stop Payment Fee | $0 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $25 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $50 |
Paper Statement Fee | $5 |
Online Bill Pay Fee | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $0 |
Does Morgan Stanley Premier Cash Management charge overdraft fees?
Yes, Morgan Stanley Premier Cash Management charges a $25 fee for every overdraft. You can get overdraft protection at a cost of $25 per transaction.What features and perks does Morgan Stanley Premier Cash Management offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $200.
- Fraud monitoring - Morgan Stanley Premier Cash Management monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Morgan Stanley Premier Cash Management allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Morgan Stanley Premier Cash Management?
The customer support email for Morgan Stanley Premier Cash Management is mediainquiries@morganstanley.com.
Message From Morgan Stanley Premier Cash Management
Contact
- Headquarters
-
201 S Main St. Ste 500
Salt Lake City, UT 84111 USA - (866) 227-2256
- Visit Site
- Email Support
Other Services by Morgan Stanley
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $2,500 |
Morgan Stanley Premier Cash Management Community Reviews
Would you recommend Morgan Stanley Premier Cash Management to your friends?
- BankMobile Vibe Up Checking Account
- Century Bank of Massachusetts Gold Checking Account
- Century Bank-Business Select
- Citizens National Bank Classic Blue Checking
- First Bank & Trust Company Free Checking
- First Bank Thrive Checking
- First Horizon Bank SmartView Checking Account
- Greenwood Banking
- Kachinga
- Nationwide Interest Checking
- The Citizens National Bank Premier Interest Checking
- Vantage Credit Union Rewards Plus Checking