
National Exchange Bank Trust Personal Checking
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Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0.01% - 0.03% |
Monthly Fee | $10 |
Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
National Exchange Bank Trust Personal Checking Review
National Exchange Bank Trust Personal Checking is offered by National Exchange Bank & Trust, a bank founded in 1933 and based in Fond du Lac, WI. National Exchange Bank Trust Personal Checking are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- Charges a monthly fee. This account charges a monthly service fee of $10, but the fee is waived if you keep a minimum balance of $2,000.
- Up to $3 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through National Exchange Bank & Trust.
National Exchange Bank Trust Personal Checking Pros & Cons
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National Exchange Bank Trust Personal Checking FAQ
Are checking accounts from National Exchange Bank & Trust federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #10044). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does National Exchange Bank Trust Personal Checking offer?
National Exchange Bank Trust Personal Checking offers an APY starting at 0.01% and ranging up to 0.03% (APY stands for annual percentage yield, rates may change).
Rates | Amount |
---|---|
APY (Annual Percentage Yield) | 0.01% - 0.03% |
What are the account minimums for National Exchange Bank Trust Personal Checking?
National Exchange Bank Trust Personal Checking requires a minimum initial deposit of $50 to open an account.
Description | |
---|---|
Minimum Opening Deposit | Starting at $50 |
Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
Minimum Combined Balance to Avoid Monthly Fee | $2,000 |
What fees does National Exchange Bank Trust Personal Checking charge?
This account charges a monthly service fee of $10.
Description | |
---|---|
Monthly Fee | $10 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $1 |
ATM Reimbursement Monthly Limit | $3 |
Foreign Transaction Fee (Debit Card) | 1% |
Overdraft Item Fee | $35 |
Overdraft Protection Fee (per transfer) | $35 |
Returned Deposit Fee (Domestic) | $12 |
Returned Deposit Fee (International) | $12 |
Stop Payment Fee | $30 |
Wire Transfer Fee - Domestic (Incoming) | $15 |
Wire Transfer Fee - Domestic (Outgoing) | $25 |
Wire Transfer Fee - International (Incoming) | $25 |
Wire Transfer Fee - International (Outgoing) | $50 |
Online Bill Pay Fee | $0 |
Check Image Service | $5 |
Debit Card Replacement Fee | $10 |
Early Account Closure | $25 |
Does National Exchange Bank Trust Personal Checking charge overdraft fees?
Yes, National Exchange Bank Trust Personal Checking charges a $35 fee for every overdraft. You can get overdraft protection at a cost of $35 per transaction.What features and perks does National Exchange Bank Trust Personal Checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $3.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - National Exchange Bank Trust Personal Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - National Exchange Bank Trust Personal Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for National Exchange Bank Trust Personal Checking?
The customer support email for National Exchange Bank Trust Personal Checking is businessbanking@nebat.com.
Message From National Exchange Bank Trust Personal Checking
Contact
- Headquarters
-
130 South Main St.
PO Box 988
Fond du Lac, WI 54936 USA - (877) 921-7700
- Visit Site
- Email Support
Other Services by National Exchange Bank & Trust
Availability
Feature Breakdown
Minimum Opening Deposit | Starting at $50 |
Minimum Balance to Avoid Monthly Fee | Starting at $2,000 |
Minimum Combined Balance to Avoid Monthly Fee | $2,000 |
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