in Checking Accounts from Nationwide

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Nationwide Direct Checking

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in Checking Accounts from Nationwide

Net Recommendation Score +100

1 user recommends

0 users are unsure

0 users don't recommend

Browse Reviews: 1 Recommendations | 0 Complaints

Highlights
Community Rating	Rating not yet determined
Cashback Rewards	N/A
APY (Annual Percentage Yield)	0%
Monthly Fee	$0 - $5
Minimum Balance to Avoid Monthly Fee	N/A

Nationwide Direct Checking Review

Nationwide Direct Checking is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. Nationwide Direct Checking is available in 49 states (and Washington, DC).

Key Takeaways

0% APY. As with most checking accounts, Nationwide Direct Checking does not pay interest.
$0 monthly Service Charge available. This account charges a monthly service fee of up to $5.
No minimum initial deposit. There is no minimum balance required to open an account.
No ATM fees. Nationwide Direct Checking does not charge fees on ATM transactions.
Up to $30 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Bill pay. Pay your bills to practically anyone in the United States through Nationwide.
Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.

Nationwide Direct checking Pros & Cons

Pros	Cons
Monthly service fee waived (see terms for requirements). Available in 49 states. Free debit card No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest Does not provide access to a nationwide ATM network. Not FDIC-insured. Higher than average wire transfer fees. Monthly service charge (if minimums are not met).

Nationwide Direct checking FAQ

Are checking accounts from Nationwide federally insured?

No, your Nationwide checking accounts are not insured by a federal insurance agency. This means that if Nationwide were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Nationwide Direct checking offer?

Nationwide Direct checking is not an interest-bearing account.

What are the account minimums for Nationwide Direct checking?

Nationwide Direct checking does not require a minimum initial deposit.

Nationwide Direct Checking Minimums
Description
Minimum Direct Deposit to Avoid Monthly Fee	$0.01
Minimum Opening Deposit	Starting at $0

What fees does Nationwide Direct checking charge?

The good news is that this account does not have a monthly Service Charge.

Nationwide Direct Checking Fees
Description
ATM Fee: In-Network	$0
ATM Reimbursement Monthly Limit	$30
Check Copy	$5
Debit Card Replacement Fee	$0
Foreign Transaction Fee (Debit Card)	1%
Monthly Fee	$0 - $5
NSF Fee	$25
Online Bill Pay Fee	$0
Overdraft Item Fee	$25
Paper Statement Fee	$5
Returned Deposit Fee (Domestic)	$25
Returned Deposit Fee (International)	$25
Stop Payment Fee	$10
Wire Transfer Fee - Domestic (Incoming)	$0
Wire Transfer Fee - Domestic (Outgoing)	$35
Wire Transfer Fee - International (Incoming)	$0
Wire Transfer Fee - International (Outgoing)	$45

Does Nationwide Direct checking charge overdraft fees?

Yes, Nationwide Direct checking charges a $25 fee for every overdraft.

What features and perks does Nationwide Direct checking offer?

This account includes the following features:

ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $30.
Fraud monitoring - Nationwide Direct checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
Mobile Banking Services - Nationwide Direct checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Nationwide Direct checking?

The customer support email for Nationwide Direct checking is consumerprivacy@nationwide.com.

How do people rate the customer service and user experience of Nationwide Direct checking?

Overall, Nationwide Direct checking is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.