Nationwide Direct Checking

Nationwide Direct Checking Review

Nationwide Direct Checking is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. Nationwide Direct Checking are available in 49 states (and Washington, DC).

Key Takeaways

• 0% APY. As with most checking accounts, Nationwide Direct Checking does not pay interest.
• $0 monthly account fees available. This account charges a monthly service fee of $5.00.
• No minimum initial deposit. There is no minimum balance required to open an account online.
• No ATM fees. Nationwide Direct Checking does not charge fees on ATM transactions.
• Up to $30 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through Nationwide.
• Early direct deposit. Get access to you paycheck funds faster If you set up a direct deposit to this account.

Nationwide Direct checking Pros & Cons

Nationwide Direct checking FAQ

Are checking accounts from Nationwide federally insured?

No, your Nationwide checking accounts are not insured by a federal insurance agency. This means that if Nationwide were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does Nationwide Direct checking offer?

Nationwide Direct checking is not an interest-bearing account.

What are the account minimums for Nationwide Direct checking?

Nationwide Direct checking does not require a minimum initial deposit.

What fees does Nationwide Direct checking charge?

The good news is that this account does not have a monthly Service Charge.

Does Nationwide Direct checking charge overdraft fees?

What features and perks does Nationwide Direct checking offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $30.
• Fraud monitoring - Nationwide Direct checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Get paid early - If you set up direct deposit with your employer and request this service, you can collect your salary early.
• Mobile Banking Services - Nationwide Direct checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Nationwide Direct checking?

The customer support email for Nationwide Direct checking is consumerprivacy@nationwide.com.

How do people rate the customer service and user experience of Nationwide Direct checking?

Overall, Nationwide Direct checking is strongly recommended based on community reviews that rate customer service and user experience.